NOT LISTED FOR SALE

Estimated Value: $407,000 - $436,947

3 Beds
2 Baths
1,401 Sq Ft
$298/Sq Ft Est. Value

Last Sold November 29, 2023

Last sale price $390,000 $278 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $2,928/month

3 Days on Market

Highlights

  • Deck
  • Recreation Room
  • Wood Flooring
  • Lincoln Elementary School Rated A
  • Vaulted Ceiling
  • 5-minute walk to Hazeltime Park

About This Home

As of November 2023

DONT MISS OUT - Exquisite Downtown St. Charles Gem - Move-In Ready! Nestled in the heart of charming Downtown St. Charles, this impeccably remodeled home offers the perfect blend of modern luxury and urban convenience. Situated within a short stroll to the scenic riverfront, a diverse range of restaurants, and exciting entertainment options, this property is a true urban oasis. Step into a culinary masterpiece with a newer kitchen that features vintage white cabinets, stunning granite countertops, and top-of-the-line stainless steel appliances. A stylish backsplash adds a touch of elegance, while hardwood floors and a granite sink elevate the space to a new level of sophistication. Upgraded lighting fixtures create a warm and inviting ambiance for culinary adventures. Indulge in relaxation with two completely updated bathrooms. The full bathrooms boast stylish amenities, complemented by modern vanities and granite vanity tops. The meticulous tile work in the shower and on the floors exudes contemporary charm. Every corner of this home has been thoughtfully updated. Enjoy the crisp, refreshing breeze through newer windows and admire the craftsmanship of updated doors, trim, and hardware. Newer hardwood floors, plush carpeting, and elegant tile work grace the entire house, while a soft color paint colors provides a canvas for your personal style. Ascend a custom staircase that adds a unique touch to the home's interior. Newer light fixtures throughout the house create a captivating atmosphere and illuminate the beauty of the renovations. The curb appeal of this residence is unparalleled, with a newly redone front porch featuring custom ceiling and trim. The expansive fenced-in yard offers privacy and space for outdoor enjoyment. Enjoy peace of mind with a newer furnace and water heater, ensuring comfort and efficiency in all seasons. Additional Features include Two-car detached garage for convenience and storage. A finished basement provides versatile space for your needs. A newer roof adds durability and protects your investment. Included home warranty for added security and peace of mind. Don't miss this opportunity to own a completely renovated, move-in ready home in Downtown St. Charles. Experience the best of urban living while enjoying the comfort and style of this remarkable property. Schedule your showing today!

Last Agent to Sell the Property

Paul Kempa

Realty One Group Excel License #471017592 Listed on: 10/06/2023

Realty One Group Excel

Last Buyer's Agent

Karen Conley Sabella

Berkshire Hathaway HomeServices Starck Real Estate License #471018796

Berkshire Hathaway HomeServices Starck Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,406

Year Built

  • Built in 1883

Lot Details

  • Lot Dimensions are 75x113
  • Fenced Yard

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Asphalt Roof
  • Cedar

Interior Spaces

  • 1,401 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Skylights
  • Recreation Room
  • Utility Room with Study Area
  • Gallery
  • Wood Flooring
  • Partially Finished Basement
  • Partial Basement
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Dual Sinks

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Porch

Schools

  • Lincoln Elementary School
  • Wredling Middle School
  • St Charles East High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,406

Year Built

Built in 1883

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1883
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Partial
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Finished Sq Ft: 209
  • Interior Amenities: Vaulted/Cathedral Ceilings, Skylight(s), Hardwood Floors, First Floor Laundry, First Floor Full Bath
  • LivingArea: 1401
  • Other Equipment: CO Detectors
  • Room Type: Gallery, Recreation Room, Study
  • Estimated Total Finished Sq Ft: 1610
  • Assessed Sq Ft: 1401
  • Basement Description: Partially Finished
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 1401
  • Basement Sq Ft: 474
  • Total Sq Ft: 1875
  • Unfinished Basement Sq Ft: 265
  • Upper Level Sq Ft: 627
  • Main Level Sq Ft: 774
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck, Porch
  • List Price: 379900
  • Lot Features: Fenced Yard
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Cedar

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Lincoln Elementary School
  • High School: St Charles East High School
  • Middle/Junior School: Wredling Middle School
  • Middle/Junior School District: 303

Lot Info

  • Lot Dimensions: 75X113
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 7405.56
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 6, 2023
Closed on
Nov 24, 2023
Sold by
Studebaker Chris A and Studebaker Tammy M
Bought by
Andersen Carly
Seller's Agent
Paul Kempa
Realty One Group Excel
Buyer's Agent
Karen Conley Sabella
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$379,900
Sold Price
$390,000
Premium/Discount to List
$10,100
2.66%
Views
155
Current Estimated Value
$417,737

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,737
Avg. Annual Appreciation
2.72%
Original Mortgage
$312,000
Outstanding Balance
$307,205
Interest Rate
7.63%
Mortgage Type
New Conventional
Estimated Equity
$101,979

Purchase Details

Listed on
Aug 24, 2016
Closed on
Oct 24, 2016
Sold by
Marta Bocska Inc
Bought by
Studbaker Chris and Studbaker Tammy
Seller's Agent
Marta Bocska
Keller Williams Inspire - Geneva
Buyer's Agent
Bobbie Gerbrecht
RE/MAX All Pro - St Charles
List Price
$299,770
Sold Price
$288,000
Premium/Discount to List
-$11,770
-3.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.36%
Original Mortgage
$273,600
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 9, 2015
Closed on
Aug 3, 2015
Sold by
U S Bank Trust Na
Bought by
Bocska Marta
Seller's Agent
Robert Findlay
Findlay Real Estate Group Inc
Buyer's Agent
Marta Bocska
Keller Williams Inspire
List Price
$157,500
Sold Price
$148,000
Premium/Discount to List
-$9,500
-6.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
77.52%
Original Mortgage
$123,900
Interest Rate
12%
Mortgage Type
Unknown

Purchase Details

Closed on
Apr 20, 2015
Sold by
Perry Thomas and Perry Antje
Bought by
U S Bank Trust Na and Lsf9 Master Participation Trust

Purchase Details

Closed on
Jun 16, 2006
Sold by
Tomczyk Kevin S and Tomczyk Paula K
Bought by
Perry Thomas and Perry Antje

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$209,000
Interest Rate
8.45%
Mortgage Type
Balloon

Purchase Details

Closed on
Jun 15, 1998
Sold by
Denison James A and Denison Wanda F
Bought by
Tomczyk Kevin S and Tomczyk Paula K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,000
Interest Rate
7.32%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Andersen Carly $390,000 None Listed On Document
Studbaker Chris $288,000 Burnel Title
Bocska Marta $148,000 First American Title
U S Bank Trust Na -- None Available
Perry Thomas $209,000 Multiple
Tomczyk Kevin S $160,000 Fox Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Andersen Carly $312,000
Previous Owner Studebaker Chris A $256,800
Previous Owner Studbaker Chris $273,600
Previous Owner Marta Bocska Inc $123,900
Previous Owner Bocska Marta $123,900
Previous Owner Perry Thomas $240,287
Previous Owner Perry Thomas $209,000
Previous Owner Tomczyk Paula K $53,000
Previous Owner Tomczyk Kevin S $180,000
Previous Owner Tomczyk Kevin S $25,000
Previous Owner Tomczyk Kevin S $144,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/29/2023 11/29/23 Sold $390,000 +2.7% $278 / Sq Ft
10/10/2023 10/10/23 Pending -- -- --
10/06/2023 10/06/23 For Sale $379,900 +31.9% $271 / Sq Ft
10/24/2016 10/24/16 Sold $288,000 -3.9% $206 / Sq Ft
09/11/2016 09/11/16 Pending -- -- --
08/24/2016 08/24/16 For Sale $299,770 +102.5% $214 / Sq Ft
08/26/2015 08/26/15 Sold $148,000 -3.0% --
07/31/2015 07/31/15 Pending -- -- --
07/10/2015 07/10/15 Price Changed $152,500 -3.2% --
06/09/2015 06/09/15 For Sale $157,500 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,034 $116,231 $30,108 $86,123
2023 $7,404 $100,510 $26,947 $73,563
2022 $7,406 $97,719 $27,116 $70,603
2021 $7,107 $93,146 $25,847 $67,299
2020 $7,029 $91,409 $25,365 $66,044
2019 $6,900 $89,599 $24,863 $64,736
2018 $6,664 $86,347 $22,778 $63,569
2017 $6,239 $80,455 $22,000 $58,455
2016 $7,092 $77,629 $21,227 $56,402
2015 -- $60,881 $20,998 $39,883
2014 -- $57,158 $20,998 $36,160
2013 -- $57,685 $21,208 $36,477
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11898291

Midwest Real Estate Data (MRED)

APN: 09-34-209-010