63 Garden Dr Silver Bay, MN 55614
2
Beds
3
Baths
1,364
Sq Ft
10,454
Sq Ft Lot
Highlights
- Spa
- Deck
- Ranch Style House
- Panoramic View
- Recreation Room
- No HOA
About This Home
As of November 2024Strike it rich in Silver Bay! This little gem is a 2 bedroom, 2 bathroom, ranch style home with a full basement and a 2 car garage! As you drive in the paved driveway you will notice the panoramic views due to the lot being high in the neighborhood. You will first notice the newer paint, fully fenced yard, and the detached garage. Come up on the deck and you can see the hot tub and fire pit in the back yard. Dig into this home by coming in the back door and you will be greeted by an open layout between the kitchen and dinging room. The kitchen has vinyl flooring, wood cabinets, laminated countertops and a stainless steel sink. The refrigerator is a traditional stainless steel refrigerator, there is a black gas stove, and a smaller portable microwave. The basement stairs have been opened up and separate dining room is on the other In the dining room you will find hardwood flooring, a smaller closet and 2 double hung wood frame energy windows. The main floor has a huge living room with a freestanding gas fireplace to keep you warm on the cold nights, a huge, newer vinyl picture window with operating double hung windows for tons of light and the potential to watch Northern lights from the comfort of your home. There is an updated, full bathroom with a tub/shower with tile back splash, a newer vanity with a sculptured sink, and a toilet. The bathroom window is a privacy, wood frame double hung energy window. The primary bedroom is large enough for a queen bed and maybe a king, and has a ceiling fan and a nice closet. The second main floor bedroom is located on the front of the home and has 2 nice windows and a closet. Going downstairs you will notice a nice storage are at the bottom of the stairs wit access to a non-conforming bedroom/office/craft room/snoring room. There is a large recreational room that has a separate shower, and a separate 1/2 bathroom attached. The rec room is currently being used as a large bedroom. There is a utility room with a new gas water heater, and a gas forced air furnace. The laundry room has a washer and electric dryer, large basin sink, 2 sump pumps, and a 100 amp circuit breaker panel. This house is as good as gold and it waiting for a new prospector to find her.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,984
Year Built
- 1962
Lot Details
- 10,454 Sq Ft Lot
- Fenced Yard
- Level Lot
- Landscaped with Trees
Property Views
- Panoramic
- City Lights
Home Design
- Ranch Style House
- Concrete Foundation
- Fire Rated Drywall
- Wood Frame Construction
- Asphalt Shingled Roof
- Composition Shingle
Interior Spaces
- Ceiling Fan
- Free Standing Fireplace
- Double Pane Windows
- Vinyl Clad Windows
- Wood Frame Window
- Family Room
- Living Room
- Formal Dining Room
- Den
- Recreation Room
- Bonus Room
- Lower Floor Utility Room
- Storage Room
- Utility Room
- Center Hall
- Range
Bedrooms and Bathrooms
- 2 Bedrooms
- Bathroom on Main Level
Laundry
- Laundry Room
- Dryer
- Washer
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Drainage System
- Bedroom in Basement
- Recreation or Family Area in Basement
- Finished Basement Bathroom
Parking
- 2 Car Detached Garage
- Insulated Garage
- Garage Door Opener
- Driveway
Eco-Friendly Details
- Energy-Efficient Windows
Outdoor Features
- Spa
- Deck
- Rain Gutters
Utilities
- Dehumidifier
- Forced Air Heating System
- Heating System Uses Natural Gas
- Gas Water Heater
- High Speed Internet
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 22-7460-20030
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 7, 2024
Closed on
Nov 25, 2024
Sold by
Larson Pauline
Bought by
Raitt Michael and Raitt Colleen
Seller's Agent
Tom Acton
RE/MAX Results
Buyer's Agent
Lisa Michalski
Edina Realty, Inc. - Duluth
List Price
$160,000
Sold Price
$160,000
Views
15
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,099
Avg. Annual Appreciation
9.57%
Original Mortgage
$152,000
Outstanding Balance
$151,426
Interest Rate
6.32%
Mortgage Type
New Conventional
Estimated Equity
$18,673
Purchase Details
Listed on
Oct 4, 2022
Closed on
Jan 6, 2023
Sold by
Melander Phillip
Bought by
Larson Pauline
Seller's Agent
Katie Melander
Coldwell Banker Realty - Duluth
Buyer's Agent
Darcie Novak
My Place Realty, Inc.
List Price
$154,500
Sold Price
$154,500
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.89%
Original Mortgage
$139,050
Interest Rate
6.58%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 14, 2011
Sold by
Anderson Donald I and Anderson Paulette S
Bought by
Melander Phillip R and Melander Vanessa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,865
Interest Rate
4.25%
Mortgage Type
FHA
Similar Homes in Silver Bay, MN
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $160,000 | -- | |
| Deed | $154,500 | -- | |
| Warranty Deed | $87,500 | St Louis County Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $152,000 | New Conventional | |
| Previous Owner | $139,050 | New Conventional | |
| Previous Owner | $84,865 | FHA | |
| Previous Owner | $46,583 | New Conventional | |
| Previous Owner | $20,000 | Unknown | |
| Previous Owner | $15,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/25/2024 11/25/24 | Sold | $160,000 | 0.0% | $117 / Sq Ft |
| 10/23/2024 10/23/24 | Pending | -- | -- | -- |
| 10/07/2024 10/07/24 | For Sale | $160,000 | +3.6% | $117 / Sq Ft |
| 01/11/2023 01/11/23 | Sold | $154,500 | 0.0% | $122 / Sq Ft |
| 12/01/2022 12/01/22 | Pending | -- | -- | -- |
| 10/04/2022 10/04/22 | For Sale | $154,500 | -- | $122 / Sq Ft |
Source: Lake Superior Area REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $577 | $200,000 | $19,000 | $181,000 |
| 2023 | $535 | $197,000 | $19,000 | $178,000 |
| 2022 | $946 | $173,600 | $18,100 | $155,500 |
| 2021 | $865 | $95,200 | $10,700 | $84,500 |
| 2020 | $685 | $50,400 | $14,700 | $35,700 |
| 2019 | $557 | $70,900 | $10,700 | $60,200 |
| 2018 | $646 | $70,900 | $10,700 | $60,200 |
| 2017 | $567 | $71,700 | $10,700 | $61,000 |
| 2016 | $555 | $72,500 | $10,700 | $61,800 |
| 2015 | $709 | $73,400 | $10,700 | $62,700 |
| 2014 | $709 | $0 | $0 | $0 |
| 2013 | $803 | $0 | $0 | $0 |
| 2012 | $702 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tom Acton
Seller's Agent in 2024
Tom Acton
RE/MAX
(218) 310-8859
445 Total Sales
-
Lisa Michalski
Buyer's Agent in 2024
Lisa Michalski
Edina Realty, Inc. - Duluth
(218) 220-9453
173 Total Sales
-
Katie Melander
K
Seller's Agent in 2023
Katie Melander
Coldwell Banker Realty - Duluth
(218) 464-3084
52 Total Sales
-
Darcie Novak
Buyer's Agent in 2023
Darcie Novak
My Place Realty, Inc.
(218) 780-7036
373 Total Sales
Map
Source: Lake Superior Area REALTORS®
MLS Number: 6116531
APN: 22-7460-20030
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