$199,500
SOLD MAR 7, 2025
2 Beds
1.5 Baths
1,024 Sq Ft
3,010 Sq Ft Lot

Recently Sold

$195 Per Sq Ft

9% Below List Price

12 Days on Market

Highlights

  • Deck
  • Wood Flooring
  • Covered Patio or Porch
  • Traditional Architecture
  • No HOA
  • Formal Dining Room

About This Home

As of March 2025

Charming 2-bedroom, 1.5-bath home in the heart of Covington! This 1,024 sqft gem features an updated bathroom, newer HVAC, and a spacious new deck. The finished basement offers extra living space and storage. Enjoy the convenience and proximity to shopping, dining, and only minutes to interstate access and downtown Cincinnati. With a modern touch and historic charm, this property is ready to welcome its new owner!

Last Agent to Sell the Property

John Eddy

Fathom Realty KY LLC License #260633 Listed on: 01/25/2025

Fathom Realty KY LLC

Last Buyer's Agent

John Eddy

Fathom Realty KY LLC License #260633 Listed on: 01/25/2025

Fathom Realty KY LLC

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1928

Lot Details

  • 3,010 Sq Ft Lot
  • Lot Sloped Down

Home Design

  • Traditional Architecture
  • Block Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,024 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Fireplace
  • Window Treatments
  • Aluminum Window Frames
  • Family Room
  • Living Room
  • Formal Dining Room

Kitchen

  • Breakfast Bar
  • Microwave
  • Dishwasher
  • Solid Wood Cabinet

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Laundry in Basement

Parking

  • Carport
  • Driveway
  • Off-Street Parking

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • John G. Carlisle Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 040-43-02-022.00

Home Details

Home Type

Single Family

Year Built

Built in 1928

Lot Details

3,010 Sq Ft Lot

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.07
  • Year Built: 1928
  • Lot Size: 3010sqft
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Directions: Rt 8 to Western Ave. Property is on the left side of the street.
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: John G. Carlisle Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 3010sqft
  • General Property Description:Approx SqFt2: 1024.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Room Type:Dining Room4: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: Northern KY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.0691
  • General Property Description:Living Area: 1024.0
  • General Property Description:Lot Size Square Feet: 3010.0
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Miscellaneous Home Warranty: No
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 040-43-02-022.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Roof:Composition: Yes
  • Room Type:Living Room4: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Laundry Features:In Basement: Yes
  • Utilities:Water Available: Yes
  • Other Equipment:Sump Pump: Yes
  • Percent Basement Finished: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Pantry, Ceiling Fan(s)
  • Basement: Full, Finished
  • Heating: Forced Air
  • Levels: Two
  • Flooring: Carpet
  • Property Type: Residential
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Other Equipment: Sump Pump
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Living Area: 1024.0
  • Window Features: Aluminum Clad Window(s)
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Pantry2: Yes
  • Kitchen Features Pantry: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Kitchen Features:Walk-Out Access3: Yes
  • Basement:Carpet Flooring7: Yes
  • Living Room Features:Carpet Flooring2: Yes
  • Kitchen Features:Ceramic Tile Flooring2: Yes
  • Living Room Features:Window Treatments: Yes
  • Kitchen Features:Breakfast Bar: Yes
  • Primary Bedroom Features:Hardwood Floors18: Yes
  • Dining Room Features:Window Treatments2: Yes
  • Dining Room Features:Carpet Flooring3: Yes

Exterior Features

  • Roof: Composition
  • Lot Features: Sloped, Sloped Down
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Other
  • Foundation Details: Block
  • Patio And Porch Features: Covered, Deck
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Covered: Yes
  • Patio and Porch Features:Deck: Yes
  • Lot Features:Sloped: Yes
  • Window Features:Aluminum Clad Window(s): Yes
  • Lot Features:Sloped Down: Yes
  • Exterior Features:See Remarks23: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Carport, Driveway, Off Street
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:Carport2: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, In Basement, Laundry Room, Washer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available, Water Available
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: John G. Carlisle Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 3010.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 25, 2025
Closed on
Feb 7, 2025
Sold by
Banks Elizabeth Marie and Banks Michael
Bought by
Roth Joshua David
Seller's Agent
John Eddy
Fathom Realty KY LLC
Buyer's Agent
John Eddy
Fathom Realty KY LLC
List Price
$220,000
Sold Price
$199,500
Premium/Discount to List
-$20,500
-9.32%
Views
41
Current Estimated Value
$209,172

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,672
Avg. Annual Appreciation
5.11%
Original Mortgage
$195,886
Outstanding Balance
$194,395
Interest Rate
6.96%
Mortgage Type
FHA
Estimated Equity
$14,777

Purchase Details

Closed on
Mar 30, 2018
Sold by
Bedd Scenic View Llc
Bought by
Cox Elizabeth Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,776
Interest Rate
4.38%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 28, 2007
Sold by
Green Helen and Hall Angela
Bought by
Bedd Scenic View Llc
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $144,500 None Listed On Document
Warranty Deed $144,500 None Listed On Document
Warranty Deed $132,500 Agility Closing & Title Serv
Warranty Deed $40,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $195,886 FHA
Closed $195,886 FHA
Previous Owner $129,776 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/07/2025 03/07/25 Sold $199,500 -0.3% $195 / Sq Ft
02/06/2025 02/06/25 Pending -- -- --
02/02/2025 02/02/25 Price Changed $200,000 -9.1% $195 / Sq Ft
01/25/2025 01/25/25 For Sale $220,000 -- $215 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,319 $175,000 $5,000 $170,000
2024 $2,301 $175,000 $5,000 $170,000
2023 $2,331 $175,000 $5,000 $170,000
2022 $2,340 $175,000 $5,000 $170,000
2021 $2,056 $132,500 $5,000 $127,500
2020 $2,046 $132,500 $5,000 $127,500
2019 $2,069 $132,500 $5,000 $127,500
2018 $843 $50,000 $5,000 $45,000
2017 $855 $50,000 $5,000 $45,000
2015 $1,148 $50,000 $5,000 $45,000
2014 $999 $50,000 $5,000 $45,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 629457

Northern Kentucky Multiple Listing Service

APN: 040-43-02-022.00

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