$439,000
$6K PRICE DROP

631 E 12th St Loveland, CO 80537

Estimated payment $2,458/month

Total Views 2,384
3 Beds
1 Bath
935 Sq Ft
$470 Price per Sq Ft

Highlights

  • Parking available for a boat
  • Wood Flooring
  • Cottage
  • Open Floorplan
  • No HOA
  • Separate Outdoor Workshop

About This Home

Charming Bungalow in Historic Downtown Loveland. Just minutes from downtown, this beautifully remodeled bungalow perfectly blends vintage character with modern comfort. Inside, an inviting open floor plan features three bedrooms, newer stainless-steel appliances, washer and dryer, hot water heater, updated cabinetry, and granite countertops that combine style and function. Custom finishes, accent walls, and upgraded fixtures make this home truly one of a kind. The outdoor spaces are just as impressive, with multiple outbuildings including a temperature-controlled building for flex space - ideal for guests, a home office, or a recreation room. The property has been completely refreshed with new landscaping and a sprinkler system designed for easy Colorado living and outdoor enjoyment. Relax in the sunroom off the oversized one-car garage, garden in the spacious backyard with alley access, or tinker in the workshop and garden shed - there's a space for every passion. A newly installed solar-powered electric gate provides secure driveway and garage access, enhancing privacy and adding an executive feel to this backyard sanctuary. The garage also features an upgraded electrical system, perfect for hobbies or toys. Mature apple trees and colorful flower beds add to the charm of this generous lot, offering the perfect blend of downtown convenience and relaxed neighborhood living. This home is a must-see!

Listing Agent

Kyle Basnar

Group Mulberry Listed on: 11/06/2025

Group Mulberry

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,781

Year Built

  • Built in 1920

Lot Details

  • 6,534 Sq Ft Lot
  • Wood Fence
  • Level Lot

Parking

  • 1 Car Detached Garage
  • Oversized Parking
  • Parking available for a boat

Home Design

  • Cottage
  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 935 Sq Ft Home
  • 1-Story Property
  • Open Floorplan

Kitchen

  • Gas Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Exterior Lighting
  • Separate Outdoor Workshop
  • Outdoor Storage

Schools

  • Truscott Elementary School
  • Bill Reed Middle School
  • Thompson Valley High School

Utilities

  • Evaporated cooling system
  • Forced Air Heating System

Community Details

  • No Home Owners Association
  • Highland Park Subdivision

Listing and Financial Details

  • Assessor Parcel Number R0382248

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,781

Year Built

Built in 1920

Lot Details

0

Parking

1

Listing Details

  • Inclusions: Gas Range/Oven,Dishwasher,Refrigerator,Clothes Washer,Clothes Dryer,Microwave
  • Year Built: 1920
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.15
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Subdivision Name: Highland Park
  • Architectural Style: Cottage/Bung, Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 935
  • Special Features: None
  • Stories: 1

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Gas Range/Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave
  • Accessibility Features: Level Lot
  • Has Basement: None
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Wood Floors
  • Interior Amenities: Open Floorplan, Walk-In Closet(s)
  • Room Bedroom3 Features: Carpet
  • IRESDS_HasFamilyRoom: No
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom3 Level: Main
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Wood Floor

Exterior Features

  • Roof: Composition
  • Fencing: Fenced, Wood
  • Lot Features: Curbs, Gutters, Sidewalks, Level
  • View: No
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame
  • Exterior Features: Lighting
  • Other Structures: Workshop, Storage
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: No
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Parking Features: RV/Boat Parking, Oversized
  • IRESDS_GarageType: Detached

Utilities

  • Cooling: Evaporative Cooling
  • Electric: Electric, City of LV
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available
  • Laundry Features: Washer/Dryer Hookups, Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: City Sewer
  • Water Source: City Water, City of LV
  • Gas Company: Natural Gas, Xcel

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • IRESDS_HasAssociation2Reserve: No
  • IRESDS_HasAssociation2Fee: No
  • IRESDS_HasAssociationReserve: No
  • IRESDS_HasAssociationFee: No

Schools

  • Elementary School: Truscott
  • HighSchool: Thompson Valley
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Bill Reed

Lot Info

  • Zoning: Res
  • Lot Size Sq Ft: 6534
  • Parcel #: R0382248
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 1781

Multi Family

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,780 $25,989 $2,613 $23,376
2024 $1,717 $25,989 $2,613 $23,376
2022 $1,583 $19,891 $2,711 $17,180
2021 $1,626 $20,464 $2,789 $17,675
2020 $1,277 $16,067 $2,789 $13,278
2019 $1,256 $16,067 $2,789 $13,278
2018 $1,011 $12,283 $2,808 $9,475
2017 $871 $12,283 $2,808 $9,475
2016 $702 $9,575 $3,104 $6,471
2015 $697 $9,570 $3,100 $6,470
2014 $581 $7,720 $3,100 $4,620
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/21/2025 11/21/25 Price Changed $439,000 -1.3% $470 / Sq Ft
11/06/2025 11/06/25 For Sale $445,000 +33.8% $476 / Sq Ft
10/22/2019 10/22/19 Off Market $332,500 -- --
07/23/2019 07/23/19 Sold $332,500 +3.9% $356 / Sq Ft View Prior Sale
06/26/2019 06/26/19 For Sale $320,000 +39.1% $342 / Sq Ft
01/28/2019 01/28/19 Off Market $230,000 -- --
01/28/2019 01/28/19 Off Market $291,000 -- --
08/27/2018 08/27/18 Sold $291,000 +0.7% $311 / Sq Ft View Prior Sale
08/16/2018 08/16/18 Pending -- -- --
07/18/2018 07/18/18 For Sale $289,000 +25.7% $309 / Sq Ft
05/19/2016 05/19/16 Sold $230,000 +5.6% $254 / Sq Ft View Prior Sale
04/11/2016 04/11/16 Pending -- -- --
04/07/2016 04/07/16 For Sale $217,900 -- $241 / Sq Ft
Source: IRES MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $332,500 Heritage Title Company
Warranty Deed $291,000 First American Title
Warranty Deed $230,000 First American
Trustee Deed -- None Available
Interfamily Deed Transfer -- Land Title Guarantee Company
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $320,100 New Conventional
Previous Owner $231,200 New Conventional
Previous Owner $230,000 VA
Previous Owner $90,350 No Value Available
Source: Public Records

Source: IRES MLS

MLS Number: 1046982

IRES MLS

APN: 95132-16-014