631 Pearces Ford Oswego, IL 60543
North Oswego NeighborhoodEstimated Value: $398,000 - $456,000
4
Beds
2.5
Baths
1,932
Sq Ft
$221/Sq Ft
Est. Value
Highlights
- Waterfront
- Landscaped Professionally
- Deck
- Oswego High School Rated A-
- Community Lake
- Contemporary Architecture
About This Home
As of February 2024LOCATION, LOCATION...PRIME OSWEGO LOCATION WITH BREATHTAKING TREE-LINED WATER VIEWS ALL DAY LONG! Desired Ponds of Mill Race Creek is right off route 34 corridor steps away from loads of shopping & dining amenities along with on-site Highly Acclaimed Old Post Elementary School, parks & trails. This move-in ready gem of a home has been all freshened up and feels like Brand New! You are greeted by a front brick patio welcoming you into an open floor plan with high ceilings in the formal living and dining rooms complimented by the attractive oak spindle staircase at center stage. No complaints here in the heart of the home light & bright kitchen with gorgeous pond views while you cook and is well equipped with ample cabinets Plus Pantry, tiled back-splash and all appliances. The eat-in kitchen leads to the dining area and opens to large family room for endless family time and all those memories to be made. For added convenience the laundry room is right off the kitchen with access to an oversized two car garage. The dramatic staircase takes you to a very spacious 2nd level with a large primary suite complete with walk-in closet and private bath. Three more bedrooms to accommodate your family, guest or office space and a 2nd full bath. The second level and stairs are all surrounded by Brand New Carpet and Interior Paint throughout the home in the on-trend color pallet. The partial finished basement offers additional space for a playroom, fitness area or work-at home as well as a big storage room for all the stuff. Wait until you head out back and the calmness of the tree-lined sparkling pond captures you to have a seat, what a fabulous way to start your day with morning coffee or to unwind at the end of the day! The large 16x16 deck will host large gatherings or just enjoy dining alfresco with the family. There is plenty of green space to play and enjoy a campfire on a chilly fall night with peace of mind for the kiddos and fur babies in the fully fenced yard. This inviting neighborhood offers views of the school across the street from the home for a very short walk and has so much room to roam on the Waubonsie Trail that leads to junior high school, parks and ponds for fishing. This home comes with many newer recent improvements; Roof, HVAC, Water heater, Garage Door & Opener, Re-glazed baths, Reverse osmosis water filter system, Exterior/interior Paint & Carpet & more. In addition, the seller is providing you with a One Year Home Warranty!! So Much Here At a Great Value, Move Right In And Enjoy Home Sweet Home!
Last Listed By
Coldwell Banker Real Estate Group License #475132055 Listed on: 11/15/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,076
Year Built
- Built in 1998
Lot Details
- 0.3 Acre Lot
- Lot Dimensions are 70x103x87x81x143
- Waterfront
- Fenced Yard
- Landscaped Professionally
- Paved or Partially Paved Lot
HOA Fees
- $42 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Contemporary Architecture
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,932 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Entrance Foyer
- Combination Dining and Living Room
- Recreation Room
- Storage Room
- Water Views
- Dormer Attic
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Laminate
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
Laundry
- Laundry on main level
- Dryer
- Washer
Partially Finished Basement
- Partial Basement
- Sump Pump
Outdoor Features
- Pond
- Deck
Location
- Property is near a park
Schools
- Old Post Elementary School
- Thompson Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Vented Exhaust Fan
- Heating System Uses Natural Gas
- 200+ Amp Service
- 150 Amp Service
- Water Softener is Owned
- Cable TV Available
Community Details
- Association fees include insurance
- Office Association, Phone Number (844) 281-1728
- Ponds At Mill Race Creek Subdivision, Willow Floorplan
- Property managed by Town Square
- Community Lake
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 15, 2023
Closed on
Jan 11, 2024
Sold by
Cartus Financial Corporation
Bought by
Africa Christopher Gspiritu
Seller's Agent
Joanne LaVia
Coldwell Banker Real Estate Group
Buyer's Agent
Christopher Africa
Real Broker LLC - Naperville
List Price
$400,000
Sold Price
$389,900
Premium/Discount to List
-$10,100
-2.52%
Total Days on Market
36
Views
150
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$37,094
Avg. Annual Appreciation
4.19%
Original Mortgage
$372,919
Outstanding Balance
$368,173
Interest Rate
6.25%
Mortgage Type
FHA
Estimated Equity
$42,759
Purchase Details
Closed on
Aug 31, 2023
Sold by
Myers Christie A and Myers Kerry L
Bought by
Cartus Financial Corporation
Purchase Details
Closed on
May 8, 2017
Sold by
Joyce Pletz
Bought by
Legrand Jamie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,800
Interest Rate
4.02%
Purchase Details
Closed on
Sep 14, 1998
Sold by
Oak Brook Bank
Bought by
Myers Kerry L and Myers Christie A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,400
Interest Rate
6.97%
Purchase Details
Closed on
Jun 22, 1998
Sold by
First Suburban National Bank
Bought by
Oak Brook Bank Trust #2803
Purchase Details
Closed on
Oct 30, 1996
Sold by
Inland Land Appreciation Fund Ii Lp
Bought by
First Suburban National Bank and Trust #95-5102
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Africa Christopher Gspiritu | $779,800 | None Listed On Document | |
| Cartus Financial Corporation | $779,800 | None Listed On Document | |
| Legrand Jamie | -- | -- | |
| Myers Kerry L | $162,000 | Chicago Title Insurance Co | |
| Oak Brook Bank Trust #2803 | -- | Chicago Title Insurance Co | |
| First Suburban National Bank | $205,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Africa Christopher Gspiritu | $372,919 | |
| Previous Owner | Legrand Jamie | $117,800 | |
| Previous Owner | Legrand Jamie | -- | |
| Previous Owner | Myers Kerry L | $274,550 | |
| Previous Owner | Myers Kerry L | $269,000 | |
| Previous Owner | Myers Kerry L | $257,628 | |
| Previous Owner | Myers Kerry L | $191,000 | |
| Previous Owner | Myers Kerry L | $150,000 | |
| Previous Owner | Myers Kerry L | $153,400 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/01/2024 02/01/24 | Sold | $389,900 | -1.3% | $202 / Sq Ft |
| 12/22/2023 12/22/23 | Pending | -- | -- | -- |
| 11/28/2023 11/28/23 | Price Changed | $395,000 | -1.3% | $204 / Sq Ft |
| 11/15/2023 11/15/23 | For Sale | $400,000 | -- | $207 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $8,076 | $104,979 | $27,883 | $77,096 |
| 2022 | $8,076 | $95,435 | $25,348 | $70,087 |
| 2021 | $7,784 | $89,192 | $23,690 | $65,502 |
| 2020 | $7,615 | $86,594 | $23,000 | $63,594 |
| 2019 | $7,337 | $82,434 | $23,000 | $59,434 |
| 2018 | $6,954 | $76,170 | $20,510 | $55,660 |
| 2017 | $6,893 | $73,240 | $19,721 | $53,519 |
| 2016 | $6,844 | $71,804 | $19,334 | $52,470 |
| 2015 | $6,950 | $69,713 | $18,771 | $50,942 |
| 2014 | -- | $67,682 | $18,224 | $49,458 |
| 2013 | -- | $68,366 | $18,408 | $49,958 |
Source: Public Records
Agents Affiliated with this Home
-
Joanne LaVia
Seller's Agent in 2024
Joanne LaVia
Coldwell Banker Real Estate Group
(630) 267-7564
18 in this area
118 Total Sales
-
Christopher Africa
C
Buyer's Agent in 2024
Christopher Africa
Real Broker LLC - Naperville
(562) 713-5787
1 in this area
8 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11929226
APN: 03-09-159-001
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