NOT LISTED FOR SALE

634 Pearces Ford Oswego, IL 60543

North Oswego Neighborhood

Estimated Value: $407,000 - $440,000

4 Beds
3.5 Baths
2,219 Sq Ft
$193/Sq Ft Est. Value

Last Sold April 30, 2024

Last sale price $405,000 $183 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $3,105/month

9 Days on Market

Highlights

  • Community Lake
  • Property is near a park
  • Vaulted Ceiling
  • Oswego High School Rated A-
  • Recreation Room
  • Wood Flooring

About This Home

As of April 2024

What a perfect "Welcome Home"! New within the last 6 years: roof, A/C, furnace, siding, garage door, exterior paint, granite, backsplash, sink/faucet, stainless dishwasher/stove/microwave & family room carpet. This 4 bedroom has a finished basement that includes a full bathroom, storage, an office and a spacious rec room. The kitchen has granite and a stainless oven/dishwasher/microwave. The eating area is bumped out with a door that overlooks the backyard with a custom paver patio and NO backyard neighbors. Instead, you have open space leading to the neighborhood elementary with a unique, easy access walking path. Rounding out the first floor is a dining room, living room and a laundry room with a utility sink, washer/dryer, wire rack shelving and direct access to the 2 car garage. Upstairs you will discover a master suite with a walk in closet and private full bathroom with a double vanity, separate shower and soaker tub. The 3 additional bedrooms share a full hallway bathroom and linen closet, 2 have ceiling fans/lights and they all have generous size closets including 1 with a walk in. Location! Location! Location! 634 Pearces Ford is down the street from the park, surrounded by walking paths, a bike ride away from the community Civic Center with all its activities and 3 pools and easy access to shopping and restaurants. These owners have created so many beautiful memories in this home. Now it is now time for you to begin making your memories in this well cared for Ponds of Mill Race home

Last Agent to Sell the Property

Carol Guist

Baird & Warner License #475157288 Listed on: 02/16/2024

Baird & Warner

Last Buyer's Agent

Rosie Gonzalez

Coldwell Banker Realty License #475127111

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,476

Year Built

  • Built in 1999

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Dimensions are 98.63x123x48.65x123
  • Paved or Partially Paved Lot

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Asphalt Roof

Interior Spaces

  • 2,219 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Entrance Foyer
  • Home Office
  • Recreation Room
  • Storage Room
  • Wood Flooring
  • Carbon Monoxide Detectors

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Partial Basement
  • Sump Pump
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom
  • Basement Storage

Schools

  • Old Post Elementary School
  • Thompson Junior High School
  • Oswego High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas

Additional Features

  • Brick Porch or Patio
  • Property is near a park

Community Details

  • Manager Association, Phone Number (847) 490-3833
  • Ponds At Mill Race Creek Subdivision, Newbury Floorplan
  • Property managed by Associa Chicagoland
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,476

Year Built

Built in 1999

Lot Details

0

HOA Fees

$42 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Ponds at Mill Race Creek
  • Year Built: 1999
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Washer, Dryer, Disposal
  • Basement: Partial
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, First Floor Laundry, Walk-In Closet(s), Granite Counters
  • LivingArea: 2219
  • Other Equipment: Humidifier, CO Detectors, Ceiling Fan(s), Sump Pump, Backup Sump Pump;
  • Room Type: Eating Area, Office, Recreation Room, Foyer, Storage, Walk In Closet
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 0
  • Basement Description: Finished,Rec/Family Area,Storage Space
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate,L-shaped
  • Total Sq Ft: 0
  • Square Footage Comments: The finished basement is an additional 858sf and has a full bathroom. The 2 car garage is an additional 442sf.
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Brick Paver Patio
  • List Price: 400000
  • Lot Features: Park Adjacent
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 126
  • Association Fee Frequency: Quarterly
  • Community Features: Park, Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Associa Chicagoland
  • Management Contact Name: Manager
  • Management Phone: 847-490-3833
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Old Post Elementary School
  • High School: Oswego High School
  • Middle/Junior School: Thompson Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.21
  • Lot Dimensions: 98.63X123X48.65X123
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 8475.84
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 16, 2024
Closed on
Apr 29, 2024
Sold by
Flaherty Family Trust and Flaherty Shawn P
Bought by
Guerrero Michael and Guerrero Allison
Seller's Agent
Carol Guist
Baird & Warner
Buyer's Agent
Rosie Gonzalez
Coldwell Banker Realty
List Price
$400,000
Sold Price
$405,000
Premium/Discount to List
$5,000
1.25%
Views
165
Current Estimated Value
$428,419

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,419
Avg. Annual Appreciation
3.48%
Original Mortgage
$324,000
Interest Rate
7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 7, 2018
Sold by
Flaherty Shawn and Flaherty Angela
Bought by
Flaherty Shawn P and Flaherty Angela M

Purchase Details

Closed on
Aug 9, 2002
Sold by
Zoephel Jeffrey T and Zoephel Kimberly
Bought by
Flaherty Shawn and Flaherty Angela

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$217,575
Interest Rate
6.32%
Mortgage Type
Balloon

Purchase Details

Closed on
Mar 17, 1999
Sold by
Oak Brook Bank
Bought by
Zoephel Jeffrey T and Zoephel Kimberly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,000
Interest Rate
7.1%

Purchase Details

Closed on
Nov 23, 1998
Sold by
First Suburban National Bank
Bought by
Oak Brook Bank Trust #2803
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Guerrero Michael $405,000 Chicago Title
Flaherty Shawn P -- Attorney
Flaherty Shawn $242,000 Stewart Title Guaranty Compa
Zoephel Jeffrey T $195,000 Chicago Title Insurance Co
Oak Brook Bank Trust #2803 -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Guerrero Michael $324,000
Previous Owner Flaherty Shawn $217,575
Previous Owner Zoephel Jeffrey T $155,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/30/2024 04/30/24 Sold $405,000 +1.3% $183 / Sq Ft
02/26/2024 02/26/24 Pending -- -- --
02/16/2024 02/16/24 For Sale $400,000 -- $180 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,506 $124,131 $31,508 $92,623
2023 $8,476 $109,850 $27,883 $81,967
2022 $8,476 $99,863 $25,348 $74,515
2021 $8,171 $93,330 $23,690 $69,640
2020 $7,995 $90,612 $23,000 $67,612
2019 $7,872 $88,012 $23,000 $65,012
2018 $7,541 $82,087 $20,510 $61,577
2017 $7,476 $78,930 $19,721 $59,209
2016 $7,425 $77,382 $19,334 $58,048
2015 $7,541 $75,128 $18,771 $56,357
2014 -- $72,940 $18,224 $54,716
2013 -- $73,677 $18,408 $55,269
Source: Public Records

Agents Affiliated with this Home

  • Carol Guist

    Seller's Agent in 2024

    Carol Guist

    Baird Warner

    (630) 244-6808

    22 in this area

    264 Total Sales

    Carol Guist
    Section Image
  • Rosie Gonzalez

    Buyer's Agent in 2024

    Rosie Gonzalez

    Coldwell Banker Realty

    (708) 785-7653

    1 in this area

    409 Total Sales

    Rosie Gonzalez
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11982778

Midwest Real Estate Data (MRED)

APN: 03-09-116-010

Illinois Kendall County Oswego 60543 North Oswego

634 Pearces Ford, Oswego, IL

This home is located at 634 Pearces Ford, Oswego, IL 60543 since 16 February 2024 and is currently estimated at $428,419, approximately $193 per square foot. This property was built in 1999. 634 Pearces Ford is a home located in Kendall County with nearby schools including Old Post Elementary School, Thompson Jr. High School, and Oswego High School.

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