$376,000
SOLD OCT 15, 2025

638 Pebble Creek Dr Saint Cloud, MN 56303

2 Beds
2 Baths
1,500 Sq Ft
0.26 Acres

Recently Sold

$251 Per Sq Ft

3% Below List Price

46 Days on Market

Highlights

  • Vaulted Ceiling
  • Corner Lot
  • Stainless Steel Appliances
  • Radiant Floor
  • No HOA
  • 2 Car Attached Garage

About This Home

As of October 2025

A Must See: Modern design style 2 bedroom, 2 bath home with walk in closets. One level living with vaulted ceiling in living room, kitchen and dining room area, also provides extra storage space above the 2-stall attached garage. Relax in luxury with a fireplace surrounded by beautiful floor to ceiling sparkling white stone quartz. Enjoy cooking in this kitchen with dark walnut colored cabinets which accent the gorgeous multi-color granite countertops, the (Quiet feature) stainless steel dishwasher/steamer, stainless steel ice/water dispenser fridge with matching stove/oven and microwave. The matte marble countertops in both bathrooms add elegance to this modern design style home. Stay warm and cozy in the cool months with in-floor heat, a fireplace and furnace heating options or stay cool in the summer with Central Air. A black chain link fence complements the long lasting engineered wood siding and is a great space for relaxation and outdoor activities , positioned next to an extended cement pad patio for your entertaining enjoyment.

Last Agent to Sell the Property

Debra Feeney

Central MN Realty LLC Listed on: 08/01/2025

Central MN Realty LLC

Last Buyer's Agent

Stella Scholl

Premier Real Estate Services

Premier Real Estate Services

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $824

Year Built

  • Built in 2020

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 130x121x60x120
  • Chain Link Fence
  • Corner Lot

Parking

  • 2 Car Attached Garage

Interior Spaces

  • 1,500 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Gas Fireplace
  • Living Room with Fireplace
  • Combination Kitchen and Dining Room
  • Radiant Floor

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Dryer
  • Washer

Eco-Friendly Details

  • Air Exchanger

Utilities

  • Forced Air Heating and Cooling System
  • Water Softener is Owned

Community Details

  • No Home Owners Association
  • Sauk River Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 82506590158

Home Details

Home Type

Single Family

Est. Annual Taxes

$824

Year Built

Built in 2020

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Year Built: 2020
  • Above Grade Finished Sq Ft: 1500
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Fireplace Features: Gas, Living Room
  • Living Area: 1500
  • Fireplace: Yes
  • Basement YN: No
  • Dining Room Type: Living Room, Kitchen, Dining Room, Bedroom 1, Bedroom 2

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Three Quarter Bathrooms: 1

Exterior Features

  • Fencing: Chain Link
  • ConstructionMaterialsDesc: Concrete

Garage/Parking

  • Parking Features: Attached Garage, Concrete

Utilities

  • Heating: Forced Air, Radiant Floor
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 130x121x60x120
  • Lot Size Sq Ft: 11412.72
  • Land Lease: No
  • Lot Features: Corner Lot
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Engineered Wood, Fiber Board

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 82506590158
  • Tax Annual Amount: 824
  • TaxWithAssessments: 832.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 1, 2025
Closed on
Oct 15, 2025
Sold by
Shay Brian G and Shay Juliet J
Bought by
Lloyd Colleen
Seller's Agent
Debra Feeney
Central MN Realty LLC
Buyer's Agent
Stella Scholl
Premier Real Estate Services
List Price
$386,999
Sold Price
$376,000
Premium/Discount to List
-$10,999
-2.84%
Views
56
Current Estimated Value
$418,341

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$42,341
Original Mortgage
$263,200
Outstanding Balance
$262,955
Interest Rate
6.35%
Mortgage Type
VA

Purchase Details

Closed on
Apr 22, 2021
Sold by
Custom Builders Inc
Bought by
Shay Brian G and Shay Jullet J
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $376,000 First American Title
Warranty Deed $325,000 First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $263,200 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/15/2025 10/15/25 Sold $376,000 -0.3% $251 / Sq Ft
09/16/2025 09/16/25 Pending -- -- --
09/06/2025 09/06/25 Price Changed $377,000 -1.3% $251 / Sq Ft
08/21/2025 08/21/25 Price Changed $382,000 -1.3% $255 / Sq Ft
08/01/2025 08/01/25 For Sale $386,999 -- $258 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $832 $375,500 $80,000 $295,500
2024 $832 $361,400 $80,000 $281,400
2023 $820 $361,400 $45,000 $316,400
2022 $8 $295,100 $45,000 $250,100
2021 $3,636 $295,100 $45,000 $250,100
2020 $2,666 $102,400 $45,000 $57,400
2019 $3,230 $25,000 $25,000 $0
2018 $0 $25,000 $25,000 $0
2017 $0 $25,000 $25,000 $0
2016 -- $0 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6764560

NorthstarMLS

APN: 82.50659.0158