NOT LISTED FOR SALE

Estimated Value: $217,000 - $249,000

2 Beds
1 Bath
1,056 Sq Ft
$223/Sq Ft Est. Value

About This Home

This home is located at 638 Philadelphia St, Covington, KY 41011 and is currently estimated at $235,182, approximately $222 per square foot. 638 Philadelphia St is a home located in Kenton County with nearby schools including Holmes High School, Prince of Peace School, and Saint Augustine Catholic School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Apr 25, 2022
Sold by
Michael Lonneman Kevin and Casparean Ilona
Bought by
Urartu Holdings Lc
Current Estimated Value
$235,182

Purchase Details

Closed on
Jun 17, 2021
Sold by
Pauly Kiernan and Pauly Erika
Bought by
Lonneman Kevin Michael and Lonneman Iiona Casparean

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 6, 2017
Sold by
Fairbanks Patricia Ann and Fairbanks Patricia Ann
Bought by
Pauly Kiernan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,550
Interest Rate
4.03%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 19, 2014
Sold by
Schumacher Richard M and Schumacher Patricia F
Bought by
Fairbanks Patricia Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,500
Interest Rate
4.17%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 24, 2014
Sold by
Schumacher Richard M and Schumacher Patricia F
Bought by
Fairbanks Patricia Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,500
Interest Rate
4.17%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 18, 2012
Sold by
Walker Elizabeth Darlene and Biggs Darlene
Bought by
Schumacher Richard M and Schumacher Patricia F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$78,400
Interest Rate
2.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Urartu Holdings Lc -- Keith & Associates Pllc
Lonneman Kevin Michael $200,000 Prominent Title Agency
Pauly Kiernan $129,000 None Available
Fairbanks Patricia Ann -- None Available
Fairbanks Patricia Ann -- None Available
Schumacher Richard M $98,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Lonneman Kevin Michael $140,000
Previous Owner Pauly Kiernan $122,550
Previous Owner Fairbanks Patricia Ann $73,500
Previous Owner Schumacher Richard M $78,400
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,630 $200,000 $10,000 $190,000
2023 $2,681 $200,000 $10,000 $190,000
2022 $2,664 $200,000 $10,000 $190,000
2021 $2,004 $129,000 $10,000 $119,000
2020 $1,994 $129,000 $10,000 $119,000
2019 $2,016 $129,000 $10,000 $119,000
2018 $2,057 $129,000 $10,000 $119,000
2017 $1,017 $98,000 $10,000 $88,000
2015 $1,275 $98,000 $10,000 $88,000
2014 $1,900 $98,000 $10,000 $88,000
Source: Public Records

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