64 Central St Gardner, MA 01440
Estimated payment $2,431/month
Highlights
- Golf Course Community
- Property is near public transit
- No HOA
- Colonial Architecture
- 1 Fireplace
- 3-minute walk to Jackson Playground and Skate Park
About This Home
Well maintained 4-bedroom, 2.5 bathroom home in Gardner MA conveniently located near schools, parks, shopping, and major commuter routes. This home features beautiful hardwood and tile flooring throughout the first floor and offers a welcoming living room with fireplace, a formal dining room, a private office space, and a cozy den complete with a pellet stove. The updated kitchen boasts granite countertops, stainless steel appliances, and custom-built Vermont Cherry cabinets. A first-floor laundry area with half bath adds everyday convenience. The second floor includes three generously sized bedrooms and a full bathroom. The third floor serves as a private primary suite with full bathroom and ample closet space, offering a peaceful retreat. Outside, enjoy the back deck overlooking the lower yard with patio—perfect for entertaining or relaxing. A 1-car garage provides added storage and parking. Move-in ready and full of charm! Come and see this one today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,882
Year Built
- Built in 1900
Parking
- 1 Car Attached Garage
- Tuck Under Parking
- Driveway
- Open Parking
Home Design
- Colonial Architecture
- Stone Foundation
Interior Spaces
- 2,463 Sq Ft Home
- 1 Fireplace
- Den
- Laundry on main level
- Unfinished Basement
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary bedroom located on third floor
Utilities
- Window Unit Cooling System
- Heating System Uses Oil
- Heating System Uses Steam
- Water Heater
Additional Features
- 0.27 Acre Lot
- Property is near public transit
Listing and Financial Details
- Assessor Parcel Number M:R27 B:22 L:31,3537216
Community Details
Overview
- No Home Owners Association
Recreation
- Golf Course Community
- Community Pool
- Jogging Path
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $49 | $340,000 | $76,400 | $263,600 |
| 2024 | $4,938 | $329,400 | $69,500 | $259,900 |
| 2023 | $4,824 | $299,100 | $68,500 | $230,600 |
| 2022 | $4,649 | $250,100 | $51,900 | $198,200 |
| 2021 | $4,453 | $222,200 | $45,100 | $177,100 |
| 2020 | $4,282 | $216,900 | $45,100 | $171,800 |
| 2019 | $4,048 | $201,000 | $45,100 | $155,900 |
| 2018 | $3,718 | $183,400 | $45,100 | $138,300 |
| 2017 | $3,793 | $185,200 | $45,100 | $140,100 |
| 2016 | $3,502 | $171,100 | $45,100 | $126,000 |
| 2015 | $3,347 | $167,500 | $45,100 | $122,400 |
| 2014 | $3,266 | $173,100 | $52,400 | $120,700 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/12/2025 09/12/25 | For Sale | $379,900 | -- | $154 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available | |
| Deed | $187,000 | -- | |
| Deed | $187,000 | -- | |
| Deed | $110,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $201,500 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $209,650 | Unknown | |
| Previous Owner | $212,650 | No Value Available | |
| Previous Owner | $200,000 | No Value Available | |
| Previous Owner | $132,000 | Purchase Money Mortgage | |
| Previous Owner | $25,000 | No Value Available | |
| Previous Owner | $25,000 | No Value Available |
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73430032
APN: GARD-000027R-000022-000031
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