NOT LISTED FOR SALE

640 Callaway Ridge Dr Defiance, MO 63341

Defiance Area

Estimated Value: $571,000 - $718,000

4 Beds
3.5 Baths
1,922 Sq Ft
$321/Sq Ft Est. Value

Sale Details

Date Sold: April 15, 2026

Current estimated payment $3,741 / mo

22 Days on Market

Highlights

  • Community Beach Access
  • Boating
  • View of Trees or Woods
  • Daniel Boone Elementary School Rated A
  • Above Ground Pool
  • 3.24 Acre Lot

About This Home

As of April 2026

Discover the perfect blend of privacy, recreation and thoughtful updates in this 2-story home set on 3.24 picturesque acres in desirable Callaway Valley.
Offering 4 bedrooms and 3.5 baths with 1,922 sf of finished living space above grade, this home delivers both functionality and flexibility. Numerous updates have been completed throughout, including refreshed bathrooms and improvements across the interior, creating a move-in-ready feel while maintaining warmth and character.
The walk-out lower level includes partial finishing, providing additional living space with the opportunity to easily complete to your specifications - ideal for a recreation room.
The exterior renovation completed in December of 2025 is a standout feature. Improvements include new siding, roof, gutters, gutter guards, fascia, exterior lighting, an insulated garage door and a low-maintenance composite deck with pergola- perfect for entertaining or relaxing while enjoying the peaceful acreage. Windows were replaced just 2 years ago and include a transferable warranty, offering added value and peace of mind.
Outdoors, the property truly shines. The rare, mostly flat yard provides ample space for play, gardening and exploration. Enjoy summer days in the large above-ground pool or take advantage of the spacious barn/shed with electric-ideal for hobbies, storage, or small equipment. A dedicated garden area adds to the property's versatility for those seeking a more self-sustaining lifestyle.
Ownership includes access to Callaway Valley's private, gated 160 acre lake, offering fishing, boating a beach and pavilion amenities- an exceptional recreational benefit that enhances the overall lifestyle appeal of this property.
If you've been searching for acreage, updates and lake privileges in one cohesive package, this property delivers.

Last Agent to Sell the Property

Julie Burt

Blondin Group, Inc License #2002023222 Listed on: 02/22/2026

Co-Listed By

Maureen Blondin

Blondin Group, Inc License #1999022597

Last Buyer's Agent

Daniel King

Compass Realty Group License #1999007596

Compass Realty Group
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,756

Year Built

  • Built in 1993

Lot Details

  • 3.24 Acre Lot
  • Lot Dimensions are 221x675x53x78x77x50x639
  • Property fronts a private road
  • Native Plants
  • Rectangular Lot
  • Level Lot
  • Wooded Lot
  • Private Yard
  • Garden
  • Back and Front Yard

HOA Fees

  • $54 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Architectural Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,922 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Self Contained Fireplace Unit Or Insert
  • Double Pane Windows
  • Insulated Windows
  • Tilt-In Windows
  • Blinds
  • Bay Window
  • French Doors
  • Panel Doors
  • Entrance Foyer
  • Great Room with Fireplace
  • Breakfast Room
  • Home Office
  • Storage
  • Views of Woods

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Gas Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Laminate Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Double Vanity
  • Bathtub

Laundry

  • Laundry Room
  • Laundry on main level

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Ceilings are 8+ Feet High
  • Finished Basement Bathroom
  • Basement Storage

Pool

  • Above Ground Pool
  • Pool Cover
  • Pool Liner

Outdoor Features

  • Shed
  • Front Porch

Schools

  • Daniel Boone Elem. Elementary School
  • Francis Howell Middle School
  • Francis Howell High School

Utilities

  • Central Air
  • Heating System Uses Propane
  • Underground Utilities
  • Single-Phase Power
  • Propane Water Heater
  • Water Softener
  • Septic Tank
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 3-0077-6369-00-0202.0000000

Community Details

Overview

  • Association fees include maintenance parking/roads
  • Callaway Valley Association
  • Community Lake

Recreation

  • Boating
  • Community Beach Access

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,756

Year Built

Built in 1993

Lot Details

3.24 Acres

HOA Fees

$54 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1993
  • Directions: From Hwy 40 and Hwy94 - South to right on Hwy D through 1st stop sign to 2nd stop sign make a left onto Hwy F- left into Callaway Valley subdivision - stay on Callaway ridge Dr. - right into property From Hwy 70 - south on Hwy Z - right at stop sign - left at stops sign onto Hwy F - left into Callaway Valley Subdivision -stay on Callaway Ridge Dr. - right into property.
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Main Level
  • ResoLotFeatures: Back Yard, Front Yard, Garden, Level, Natural Foliage, Rectangular Lot, Wooded
  • Lot Size Acres: 3.24
  • Road Frontage Type: Private Road
  • Road Surface Type: Asphalt
  • Reso Association Amenities: Beach Access, Beach Rights, Boating, Lake
  • Co List Office Mls Id: MISBLDN01
  • Co List Office Phone: 636-398-5770
  • Co List Office Phone: 636-398-5770
  • MLS Status: Closed
  • Subdivision Name: Callaway Valley
  • Above Grade Finished Sq Ft: 1922
  • Architectural Style: Traditional
  • Carport Y N: No
  • Reso Fireplace Features: Great Room, Insert, Wood Burning
  • Unit Levels: Two
  • New Construction: No
  • Property Attached Yn: No
  • Reso Structure Type: House
  • Reso Window Features: Bay Window(s), Blinds, Double Pane Windows, Insulated Windows, Skylight(s), Tilt-In Windows
  • Financial Info Electric: Single Phase
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Ceramic Tile
  • PreviousStatus: Pending
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Ceramic Tile
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_PoolYN: 1
  • MIS_RoomFlooring: Carpeting
  • MIS_AuctionYN: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: 8 ft + Pour, Bathroom, Concrete, Partially Finished, Full, Storage Space, Walk-Out Access
  • Interior Amenities: Breakfast Bar, Breakfast Room, Double Vanity, Eat-in Kitchen, Entrance Foyer, High Speed Internet, Laminate Counters, Pantry, Storage, Tub, Walk-In Closet(s)
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Ice Maker, Microwave, Propane Water Heater, Gas Range, Gas Water Heater, Water Softener
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: French Door(s), Panel Door(s)
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Ceramic Tile, Wood
  • MIS_LowerLevelBathroomsFull: 1
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 0
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 2
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 4

Exterior Features

  • Fencing: None
  • Roof: Architectural Shingle
  • Pool Features: Above Ground, Liner, Outdoor Pool, Pool Cover
  • Pool Private: Yes
  • View: Trees/Woods
  • Waterfront: No
  • Disclosures: Flood Plain No, Seller Property Disclosure, Septic Disclosure
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Garden, Private Yard, Storage
  • Foundation Details: Concrete Perimeter
  • Other Structures: Shed(s)
  • Patio And Porch Features: Composite, Front Porch

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Asphalt, Attached, Concrete
  • Total Parking Spaces: 2

Utilities

  • Sewer: Septic Tank
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Propane
  • Green Building Features: Fiber Optic
  • Utilities: Electricity Connected, Propane, Underground Utilities, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 650
  • Senior Community: No
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association Name: Callaway Valley

Fee Information

  • Association Fee Includes: Maintenance Parking/Roads

Schools

  • Elementary School: Daniel Boone Elem.
  • Junior High Dist: Francis Howell R-III
  • High School: Francis Howell High
  • Middle Or Junior School: Francis Howell Middle

Lot Info

  • Lot Dimensions: 221x675x53x78x77x50x639
  • Lot Size Sq Ft: 141134.4
  • Parcel Number: 3-0077-6369-00-0202.0000000

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 3756

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 22, 2026
Closed on
Apr 15, 2026
Sold by
Bought by
Seller's Agent
Julie Burt
Blondin Group, Inc
Buyer's Agent
Daniel King
Compass Realty Group
List Price
$575,000
Views
188
Current Estimated Value
$616,052

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.24%
Original Mortgage
$520,000
Outstanding Balance
$518,962
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$97,090

Purchase Details

Closed on
Dec 9, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$194,400
Interest Rate
5.97%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 17, 2002
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Title Partners
$243,000 --
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $520,000
Previous Owner $37,000
Previous Owner $159,087
Previous Owner $194,400
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/15/2026 04/15/26 Sold -- -- --
03/16/2026 03/16/26 Pending -- -- --
02/22/2026 02/22/26 For Sale $575,000 -- $299 / Sq Ft
Source: MARIS MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 -- $67,656
2025 $3,684 $67,656
2023 $3,516 $59,733 $0 $0
2022 $3,217 $50,826 $0 $0
2021 $3,220 $50,826 $0 $0
2020 $3,138 $48,637 $0 $0
2019 $3,098 $48,231 $0 $0
2018 $3,051 $46,170 $0 $0
2017 $3,034 $46,170 $0 $0
2016 $2,963 $43,486 $0 $0
2015 $2,962 $43,486 $0 $0
2014 $2,867 $40,717 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS26009599

MARIS MLS

APN: 3-0077-6369-00-0202.0000000

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