640 Loch Lomond Cir Concord, NC 28025
Estimated payment $2,022/month
Total Views
311
3
Beds
2.5
Baths
1,259
Sq Ft
$262
Price per Sq Ft
Highlights
- Popular Property
- In Ground Pool
- Wooded Lot
- Patriots Elementary School Rated A-
- Deck
- Ranch Style House
About This Home
This adorable 3 bedroom, 2.5 bathroom split bedroom ranch is one you don't want to miss out on. This is the kind of home that makes you want to host everything—birthday parties, backyard barbecues, even random Tuesday night gatherings. The front porch sets the tone, the open living room invites you inside and the farmhouse sink, plus island seating, make the kitchen the real MVP. Out back? The IN-GROUND POOL, a screened porch for lazy afternoons, and a fenced yard for both privacy and play. When you need to step out, Concord offers ample options for dining, shopping, entertainment and parks galore. The only thing missing? You. The icing on the cake is the sellers loan is assumable. Please ask for more details. Schedule your private viewing today!
Listing Agent
G2 Real Estate Brokerage Email: nickyredmond2@gmail.com License #302407 Listed on: 08/10/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,387
Year Built
- Built in 2002
Lot Details
- Lot Dimensions are 70x143x70x143
- Wood Fence
- Back Yard Fenced
- Level Lot
- Wooded Lot
- Property is zoned LDR
HOA Fees
- $16 Monthly HOA Fees
Parking
- Driveway
Home Design
- Ranch Style House
- Vinyl Siding
Interior Spaces
- 1,259 Sq Ft Home
- Ceiling Fan
- Insulated Windows
- Screened Porch
- Crawl Space
- Home Security System
- Laundry Room
Kitchen
- Electric Range
- Microwave
- Plumbed For Ice Maker
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
Outdoor Features
- In Ground Pool
- Deck
Schools
- Patriots Elementary School
- C.C. Griffin Middle School
- Central Cabarrus High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Cedar Management Association, Phone Number (704) 644-8808
- St Andrews Subdivision
- Mandatory home owners association
Listing and Financial Details
- Assessor Parcel Number 5538-34-5987-0000
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,387 | $347,930 | $61,000 | $286,930 |
| 2023 | $1,735 | $204,120 | $40,000 | $164,120 |
| 2022 | $1,694 | $187,790 | $40,000 | $147,790 |
| 2021 | $1,530 | $187,790 | $40,000 | $147,790 |
| 2020 | $1,530 | $187,790 | $40,000 | $147,790 |
| 2019 | $1,174 | $144,020 | $20,000 | $124,020 |
| 2018 | $1,072 | $134,870 | $20,000 | $114,870 |
| 2017 | $1,018 | $134,870 | $20,000 | $114,870 |
| 2016 | $1,018 | $125,080 | $20,000 | $105,080 |
| 2015 | $932 | $125,080 | $20,000 | $105,080 |
| 2014 | $932 | $125,080 | $20,000 | $105,080 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/10/2025 08/10/25 | For Sale | $330,000 | +10.0% | $262 / Sq Ft |
| 12/16/2021 12/16/21 | Sold | $300,000 | +5.3% | $234 / Sq Ft |
| 11/13/2021 11/13/21 | Pending | -- | -- | -- |
| 11/12/2021 11/12/21 | For Sale | $285,000 | -- | $223 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $300,000 | None Available | |
| Warranty Deed | $110,000 | -- | |
| Warranty Deed | $25,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $294,566 | FHA | |
| Previous Owner | $33,600 | Credit Line Revolving | |
| Previous Owner | $114,392 | FHA | |
| Previous Owner | $112,500 | Unknown | |
| Previous Owner | $109,979 | Unknown | |
| Previous Owner | $98,981 | No Value Available | |
| Previous Owner | $87,200 | No Value Available | |
| Closed | $6,000 | No Value Available |
Source: Public Records
Similar Homes in Concord, NC
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4290569
APN: 5538-34-5987-0000
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