Seller's Agent in 2022
Michael Cummiskey
Coldwell Banker Realty FM
(859) 835-2533
3 in this area
15 Total Sales
6404 Lakearbor Dr Independence, KY 41051
Estimated Value: $336,000 - $435,000
4
Beds
4
Baths
2,069
Sq Ft
$181/Sq Ft
Est. Value
Highlights
- Spa
- Lake View
- Partially Wooded Lot
- White's Tower Elementary School Rated A-
- Deck
- Traditional Architecture
About This Home
As of December 2022This great home, in the heart of the Lakefield community, has so much to offer, including four bedrooms, two full baths and two half baths, formal dining room, a kitchen with an island, and a breakfast room. The living room leads out to the back yard which is fully fenced with mature trees, and a deck and patio that is perfect for grilling and entertaining. The spacious lower level has plenty of room, a workshop and a bonus space. Some amazing highlights are an almost-complete Geothermal system, and a whole-house Lutron lighting system. The home sits just feet from Lakefield Neighborhood Playground and a pond. Come see the best that Independence, KY living is all about!
**OTHER THAN CLOTHING, SUITCASES, FAMILY PHOTOGRAPHS, AND PERSONAL COMPUTERS, EVERYTHING ELSE WILL CONVEY! **
Last Agent to Sell the Property
Coldwell Banker Realty FM License #270311 Listed on: 10/10/2022
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,553
Year Built
- Built in 1998
Lot Details
- 10,019 Sq Ft Lot
- Property is Fully Fenced
- Wood Fence
- Partially Wooded Lot
Parking
- 2 Car Garage
- Front Facing Garage
- Driveway
- On-Street Parking
Property Views
- Lake
- Pond
- Woods
- Neighborhood
Home Design
- Traditional Architecture
- Brick Veneer
- Poured Concrete
- Shingle Roof
- Composition Roof
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 2,069 Sq Ft Home
- 3-Story Property
- Wet Bar
- Dry Bar
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Chandelier
- Wood Burning Fireplace
- Brick Fireplace
- Awning
- Vinyl Clad Windows
- Insulated Windows
- Double Hung Windows
- Panel Doors
- Entrance Foyer
- Family Room
- Living Room
- Breakfast Room
- Formal Dining Room
- Bonus Room
- Workshop
- Fire and Smoke Detector
Kitchen
- Electric Oven
- Electric Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Laminate Countertops
Flooring
- Carpet
- Laminate
- Vinyl Plank
Bedrooms and Bathrooms
- 4 Bedrooms
- Double Vanity
- Bidet
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
- Stubbed For A Bathroom
Eco-Friendly Details
- Green Features
- Energy-Efficient HVAC
Outdoor Features
- Spa
- Deck
- Patio
- Fire Pit
- Exterior Lighting
- Shed
- Outdoor Grill
- Porch
Schools
- Whites Tower Elementary School
- Woodland Middle School
- Scott High School
Utilities
- Forced Air Heating and Cooling System
- Geothermal Heating and Cooling
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 060-00-01-110.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 10, 2022
Closed on
Dec 1, 2022
Sold by
Perry Stephanie
Bought by
Creighton Sarah
Seller's Agent
Michael Cummiskey
Coldwell Banker Realty FM
Buyer's Agent
Jamie Nussbaum-Loveless
Fathom Realty KY LLC
List Price
$325,000
Sold Price
$290,000
Premium/Discount to List
-$35,000
-10.77%
Views
38
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$84,696
Avg. Annual Appreciation
9.20%
Original Mortgage
$232,000
Outstanding Balance
$225,038
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$149,658
Purchase Details
Closed on
Aug 15, 2005
Sold by
Hewitt Relocation Services Inc
Bought by
Minshall Stephanie
Purchase Details
Closed on
Jan 29, 2005
Sold by
Mccutcheon Don L and Mccutcheon Kimberly L
Bought by
Hewitt Relocation Services Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,500
Interest Rate
8.5%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Feb 17, 1998
Sold by
Drees Co
Bought by
Mccutcheon Don L Kimberly L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,250
Interest Rate
7.07%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Creighton Sarah | $290,000 | -- | |
| Minshall Stephanie | $182,500 | Lawyers Title Cincinnati Inc | |
| Hewitt Relocation Services Inc | $182,500 | Lawyers Title Cincinnati Inc | |
| Mccutcheon Don L Kimberly L | $140,595 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Creighton Sarah | $232,000 | |
| Previous Owner | Hewitt Relocation Services Inc | $182,500 | |
| Previous Owner | Mccutcheon Don L Kimberly L | $133,250 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/01/2022 12/01/22 | Sold | $290,000 | -4.9% | $140 / Sq Ft |
| 11/02/2022 11/02/22 | Pending | -- | -- | -- |
| 10/28/2022 10/28/22 | Price Changed | $305,000 | -3.2% | $147 / Sq Ft |
| 10/22/2022 10/22/22 | Price Changed | $315,000 | -3.1% | $152 / Sq Ft |
| 10/10/2022 10/10/22 | For Sale | $325,000 | -- | $157 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,553 | $290,000 | $35,000 | $255,000 |
| 2023 | $3,660 | $290,000 | $35,000 | $255,000 |
| 2022 | $2,764 | $214,400 | $35,000 | $179,400 |
| 2021 | $2,805 | $214,400 | $35,000 | $179,400 |
| 2020 | $2,449 | $182,500 | $35,000 | $147,500 |
| 2019 | $2,456 | $182,500 | $35,000 | $147,500 |
| 2018 | $2,469 | $182,500 | $35,000 | $147,500 |
| 2017 | $2,402 | $182,500 | $35,000 | $147,500 |
| 2015 | $2,333 | $182,500 | $30,000 | $152,500 |
| 2014 | $2,300 | $182,500 | $30,000 | $152,500 |
Source: Public Records
Agents Affiliated with this Home
-
Michael Cummiskey
-
Jamie Nussbaum-Loveless
Buyer's Agent in 2022
Jamie Nussbaum-Loveless
Fathom Realty KY LLC
(859) 802-2446
5 in this area
40 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 608612
APN: 060-00-01-110.00
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
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