NOT LISTED FOR SALE

6404 Lakearbor Dr Independence, KY 41051

Independence Area

Estimated Value: $335,000 - $368,000

4 Beds
4 Baths
2,069 Sq Ft
$171/Sq Ft Est. Value

Sale Details

Date Sold: December 1, 2022

Last sale price $290,000 $140 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $2,226 / mo

22 Days on Market

Highlights

  • Spa
  • Lake View
  • Partially Wooded Lot
  • White's Tower Elementary School Rated A-
  • Deck
  • Traditional Architecture

About This Home

As of December 2022

This great home, in the heart of the Lakefield community, has so much to offer, including four bedrooms, two full baths and two half baths, formal dining room, a kitchen with an island, and a breakfast room. The living room leads out to the back yard which is fully fenced with mature trees, and a deck and patio that is perfect for grilling and entertaining. The spacious lower level has plenty of room, a workshop and a bonus space. Some amazing highlights are an almost-complete Geothermal system, and a whole-house Lutron lighting system. The home sits just feet from Lakefield Neighborhood Playground and a pond. Come see the best that Independence, KY living is all about! **OTHER THAN CLOTHING, SUITCASES, FAMILY PHOTOGRAPHS, AND PERSONAL COMPUTERS, EVERYTHING ELSE WILL CONVEY! **

Last Agent to Sell the Property

Michael Cummiskey

Coldwell Banker Realty FM License #270311 Listed on: 10/10/2022

Coldwell Banker Realty FM

Last Buyer's Agent

Jamie Nussbaum-Loveless

Fathom Realty KY LLC License #222940

Fathom Realty KY LLC
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 1998

Lot Details

  • 10,019 Sq Ft Lot
  • Property is Fully Fenced
  • Wood Fence
  • Partially Wooded Lot

Parking

  • 2 Car Garage
  • Front Facing Garage
  • Driveway
  • On-Street Parking

Property Views

  • Lake
  • Pond
  • Woods
  • Neighborhood

Home Design

  • Traditional Architecture
  • Brick Veneer
  • Poured Concrete
  • Shingle Roof
  • Composition Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 2,069 Sq Ft Home
  • 3-Story Property
  • Wet Bar
  • Dry Bar
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • Wood Burning Fireplace
  • Brick Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Double Hung Windows
  • Panel Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Bonus Room
  • Workshop
  • Fire and Smoke Detector

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Laminate Countertops

Flooring

  • Carpet
  • Laminate
  • Vinyl Plank

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Double Vanity
  • Bidet

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom
  • Stubbed For A Bathroom

Eco-Friendly Details

  • Green Features
  • Energy-Efficient HVAC

Outdoor Features

  • Spa
  • Deck
  • Patio
  • Fire Pit
  • Exterior Lighting
  • Shed
  • Outdoor Grill
  • Porch
  • Awning

Schools

  • Whites Tower Elementary School
  • Woodland Middle School
  • Scott High School

Utilities

  • Forced Air Heating and Cooling System
  • Geothermal Heating and Cooling
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 060-00-01-110.00

Home Details

Home Type

Single Family

Year Built

Built in 1998

Lot Details

10,019 Sq Ft Lot

Parking

2

Listing Details

  • Cooling: See Remarks, Geothermal, Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.23
  • Year Built: 1998
  • Lot Size: 10,019
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Directions: 275 to Taylor Mill Exit. Taylor Mill Rd (approx 5.8 miles) to R on Lakefield to L on Lakearbor.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Efficiency: HVAC
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Whites Tower Elementary
  • Location Tax Legal Info:Middle or Junior School: Woodland Middle School
  • Location Tax Legal Info:High School: Scott High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 2
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 10,019
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Entry: Yes
  • Room Type:Family Room4: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NK Water District
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.23
  • General Property Description:Living Area: 2069.0
  • General Property Description:Lot Size Square Feet: 10019.0
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Laundry Features:Main Level: Yes
  • Room Type:Breakfast Room2: Yes
  • Room Type:Breakfast Room Level: First
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 060-00-01-110.00
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Roof:Composition: Yes
  • Room Type:Living Room4: Yes
  • Other Structures:Shed(s): Yes
  • General Property Description:Fireplaces Total: 1
  • Appliances Dryer: Yes
  • Washers: Yes
  • Fencing:Wood3: Yes
  • View:TreesWoods: Yes
  • Levels:Three Or More: Yes
  • Room Type:Bonus Room2: Yes
  • Vegetation:Partially Wooded: Yes
  • Fencing:Full2: Yes
  • Percent Basement Finished: Yes
  • Roof:Asphalt: Yes
  • Cooling:Geothermal2: Yes
  • View:Pond2: Yes
  • View:Lake2: Yes
  • Room Type:Workshop2: Yes
  • Room Type:Workshop Level: Lower
  • Miscellaneous:Exterior Green Feature: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: See Remarks, Laminate Counters, Kitchen Island, Wet Bar, Entrance Foyer, Double Vanity, Dry Bar, Chandelier, Bidet, Cathedral Ceiling(s), Ceiling Fan(s), Multi Panel Doors, Recessed Lighting
  • Basement: Full, Finished, Bath/Stubbed
  • Heating: See Remarks, Geothermal, Forced Air
  • Levels: Three Or More
  • Flooring: Carpet, Laminate
  • Property Type: Residential
  • Appliances: Electric Cooktop, Electric Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Brick, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 2069.0
  • Window Features: Insulated Windows, Double Hung, Vinyl Clad Window(s), Vinyl Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Double Vanity2: Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Wet Bar4: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Bidet2: Yes
  • Basement:Carpet Flooring7: Yes
  • Basement:Full Finished Half Bath: Yes
  • Fireplace Features:Brick3: Yes
  • Interior Features:Laminate Counters: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Chandelier2: Yes
  • Appliances:Electric Cooktop: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Dry Bar4: Yes
  • Basement:Plank Flooring2: Yes
  • Basement:Dry Bar5: Yes
  • Primary Bedroom Features:See Remarks16: Yes
  • Interior Features:See Remarks24: Yes

Exterior Features

  • View: Lake, Neighborhood, Pond, Trees/Woods
  • Fencing: See Remarks, Full, Wood
  • Roof: See Remarks, Asphalt, Composition, Shingle
  • Lot Features: See Remarks, Wooded
  • View: Yes
  • Construction Type: Brick Veneer, Brick, Vinyl Siding
  • Exterior Features: Fire Pit, Hot Tub, Lighting, Outdoor Grill
  • Foundation Details: Poured Concrete
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Patio, Porch
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Double Hung: Yes
  • Window Features:Vinyl Clad Window(s): Yes
  • Lot Features:Wooded: Yes
  • Construction Materials:Brick Veneer: Yes
  • Exterior Features:Fire Pit: Yes
  • Exterior Features:Lighting: Yes
  • Exterior Features:Outdoor Grill: Yes
  • Patio and Porch Features:Awning(s): Yes
  • Exterior Features:Hot Tub: Yes
  • Lot Features:See Remarks44: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage, Garage Faces Front, On Street
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Faces Front: Yes
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available
  • Heating:Forced Air: Yes
  • Heating:Geothermal: Yes
  • Heating:See Remarks42: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Whites Tower Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Scott High
  • Middle Or Junior School: Woodland Middle School

Lot Info

  • Lot Size Sq Ft: 10019.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Green Features

  • Green Energy Efficient:HVAC: Yes

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 10, 2022
Closed on
Dec 1, 2022
Sold by
Bought by
Seller's Agent
Michael Cummiskey
Coldwell Banker Realty FM
Buyer's Agent
Jamie Nussbaum-Loveless
Fathom Realty KY LLC
List Price
$325,000
Sold Price
$290,000
Premium/Discount to List
-$35,000
-10.77%
Views
33
Current Estimated Value
$353,172

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$63,172
Avg. Annual Appreciation
5.52%
Original Mortgage
$232,000
Interest Rate
6.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 15, 2005
Sold by
Bought by

Purchase Details

Closed on
Jan 29, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,500
Interest Rate
8.5%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Feb 17, 1998
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Independence, KY

  • Robin Roseberry Real Estate Agent - Howard Hanna Real Estate Serv

    Robin Roseberry

    Howard Hanna Real Estate Serv

    (859) 600-6578

    37 Total Sales

    1 in Independence

    $260,000 Price

    Robin Roseberry
     Section Image
  • Tammie Iverson Real Estate Agent - Keller Williams Seven Hills Re

    Tammie Iverson

    Keller Williams Seven Hills Re

    (513) 993-5332

    102 Total Sales

    1 in Independence

    $340,000 Price

    Tammie Iverson
     Section Image
  • Clay Horan Real Estate Agent - Horan Rosenhagen Real Estate

    Clay Horan

    Horan Rosenhagen Real Estate

    (513) 866-2497

    63 Total Sales

    2 in Independence

    $330K - $490K Price Range

    Clay Horan
     Section Image
  • Heather Townsend Real Estate Agent - Huff Realty - Florence

    Heather Townsend

    Huff Realty - Florence

    (859) 739-3465

    54 Total Sales

    2 in Independence

    $248K - $435K Price Range

    Heather Townsend
     Section Image
  • David Schneider Real Estate Agent - Blue Chicken Realty

    David Schneider

    Blue Chicken Realty

    (513) 586-5839

    94 Total Sales

    4 in Independence

    $205K - $360K Price Range

    David Schneider
     Section Image
  • Kimberly Nachazel Real Estate Agent - eXp Realty, LLC

    Kimberly Nachazel

    eXp Realty, LLC

    (513) 802-9458

    133 Total Sales

    6 in Independence

    $203K - $450K Price Range

    Kimberly Nachazel
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$290,000 --
$182,500 Lawyers Title Cincinnati Inc
$182,500 Lawyers Title Cincinnati Inc
$140,595 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $240,000
Closed $232,000
Previous Owner $15,000
Previous Owner $184,500
Previous Owner $182,500
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
12/01/2022 12/01/22 Sold $290,000 -4.9% $140 / Sq Ft
11/02/2022 11/02/22 Pending -- -- --
10/28/2022 10/28/22 Price Changed $305,000 -3.2% $147 / Sq Ft
10/22/2022 10/22/22 Price Changed $315,000 -3.1% $152 / Sq Ft
10/10/2022 10/10/22 For Sale $325,000 -- $157 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,373 $290,000 $50,000 $240,000
2024 $3,553 $290,000 $35,000 $255,000
2023 $3,660 $290,000 $35,000 $255,000
2022 $2,764 $214,400 $35,000 $179,400
2021 $2,805 $214,400 $35,000 $179,400
2020 $2,449 $182,500 $35,000 $147,500
2019 $2,456 $182,500 $35,000 $147,500
2018 $2,469 $182,500 $35,000 $147,500
2017 $2,402 $182,500 $35,000 $147,500
2015 $2,333 $182,500 $30,000 $152,500
2014 $2,300 $182,500 $30,000 $152,500
Source: Public Records

Agents Affiliated with this Home

  • Michael Cummiskey Real Estate Agent - Coldwell Banker Realty FM

    Seller's Agent in 2022

    Michael Cummiskey

    Coldwell Banker Realty FM

    (859) 835-2533

    18 Total Sales

    Michael Cummiskey
    Section Image

  • J

    Buyer's Agent in 2022

    Jamie Nussbaum-Loveless

    Fathom Realty KY LLC

    Section Image
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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 608612

Northern Kentucky Multiple Listing Service

APN: 060-00-01-110.00

Kentucky Kenton County Independence 41051

6404 Lakearbor Dr, Independence, KY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Kentucky Multiple Listing Service The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

Listing information is deemed reliable, but not guaranteed.

Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.

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