NOT LISTED FOR SALE

6407 Cheltenham Rd S Hixson, TN 37343

Estimated Value: $627,000 - $682,000

4 Beds
3.5 Baths
3,507 Sq Ft
$186/Sq Ft Est. Value

Last Sold October 26, 2012

Last sale price $259,900 $74 Per Sq Ft

Est. 151% increase in value since last sale

Current estimated payment $3,632/month

190 Days on Market

Highlights

  • Gated Community
  • Wood Flooring
  • No HOA
  • Clubhouse
  • Main Floor Primary Bedroom
  • Community Pool

About This Home

As of October 2012

Attractive 2 story in repaired condition set to go! Lower county taxes, wrought iron fence in back,concrete drive, back porch screened, sprinkler system, recessed lighting, solid surface counter tops. This house has it all!! Has a Supra lockbox so please show.

Last Agent to Sell the Property

Bill Hixson

Hixson & Company Real Estate, LLC License #211157 Listed on: 04/17/2012

Last Buyer's Agent

Jay Craig

Keller Williams Realty License #268646

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,685

Year Built

  • Built in 1995

Lot Details

  • 0.38 Acre Lot
  • Level Lot
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

Parking

  • 2 Car Garage

Home Design

  • Shingle Roof
  • Synthetic Stucco Exterior
  • Stone

Interior Spaces

  • 3,507 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • Ceiling Fan
  • Gas Log Fireplace
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Den with Fireplace
  • Utility Room
  • Wood Flooring
  • Basement
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Down Draft Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Double Vanity
  • Soaking Tub
  • Bathtub with Shower

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • Covered Patio or Porch

Schools

  • Big Ridge Elementary School
  • Hixson Middle School
  • Hixson High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Home warranty included in the sale of the property
  • Assessor Parcel Number 092P G 008
  • $93,450 per year additional tax assessments

Community Details

Overview

  • No Home Owners Association
  • Ramsgate Subdivision
  • On-Site Maintenance

Recreation

  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,685

Year Built

Built in 1995

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.38
  • Lot Size: 111X149 IRR
  • Subdivision Name: Ramsgate
  • Directions: N Hixson from Hwy 153, Left Ramsgate Subdivision, Left Cheltenham
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 3507.0
  • New Construction: No
  • Year Built: 1995
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 092P G 008
  • Location Tax and Legal Elementary School: Big Ridge Elementary
  • Location Tax and Legal Middle Or Junior School2: Hixson Middle
  • Location Tax and Legal High School: Hixson High
  • Location Tax and Legal:Tax Annual Amount: 2685.0
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: Yes
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.38
  • General Property Information Lot Size Square Feet2: 16552.8
  • General Property Information Lot Size Dimensions: 111X149 IRR
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Security Features:Smoke Detector(s): Yes
  • Cooling:Multi Units: Yes
  • Security Features:Security System: Yes
  • Interior Features Separate Dining Room: Yes
  • Location Tax and Legal Tax Other Annual Assessment Amount: 93450.0
  • Patio And Porch Features Porch - Covered: Yes
  • Brick and Stone Features Partial Stone: Yes
  • Special Listing Conditions:Real Estate Owned: Yes
  • Special Features: RealEstateOwned

Interior Features

  • Appliances: Microwave, Electric Range, Down Draft, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Den, Family Room, Gas Log
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood
  • Interior Amenities: Ceiling Fan(s), Central Vacuum, Double Vanity, Eat-in Kitchen, Entrance Foyer, Pantry, Primary Downstairs, Separate Dining Room, Soaking Tub, Tub/shower Combo, Walk-In Closet(s)
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Basement:Crawl Space: Yes
  • Community Features:Clubhouse: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Pantry: Yes
  • Appliances:Down Draft: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Interior Features:Central Vacuum: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Double Vanity: Yes
  • Security Features:Gated Community: Yes
  • Pool Features:Community: Yes
  • Interior Features:Soaking Tub: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Ceiling Fan(s)2: Yes

Exterior Features

  • Lot Features: Level, Split Possible
  • Pool Features: Community
  • View: No
  • Waterfront: No
  • Home Warranty: Yes
  • Construction Type: Stone, Synthetic Stucco, Other
  • Patio And Porch Features: Porch, Porch - Covered
  • Roof: Shingle
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Level: Yes
  • Lot Features:Split Possible: Yes
  • Construction Materials:Stone: Yes
  • Construction Materials:Synthetic Stucco: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • General Property Information:Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Security: Gated Community, Security System, Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Utilities: Sewer Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Clubhouse, Sidewalks
  • Amenities: Maintenance
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No
  • Association Amenities:Maintenance2: Yes

Schools

  • Elementary School: Big Ridge Elementary
  • High School: Hixson High
  • Middle Or Junior School: Hixson Middle

Lot Info

  • Lot Size Sq Ft: 16552.8
  • Additional Parcels: No
  • Parcel #: 092P G 008
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2685.0
  • Tax Other Annual Assessment Amount: 93450.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 17, 2012
Closed on
Oct 9, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Chapman Nolan Robert Edward and Chapman Nolan Kimberly
Seller's Agent
Bill Hixson
Hixson & Company Real Estate, LLC
Buyer's Agent
Jay Craig
Keller Williams Realty
List Price
$354,900
Sold Price
$259,900
Premium/Discount to List
-$95,000
-26.77%
Current Estimated Value
$651,518

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$391,618
Avg. Annual Appreciation
7.39%
Original Mortgage
$255,192
Outstanding Balance
$176,616
Interest Rate
3.12%
Mortgage Type
FHA
Estimated Equity
$476,450

Purchase Details

Closed on
Mar 16, 2012
Sold by
Clark Dennis and Clark Danielle
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
May 8, 2006
Sold by
Harness Marvin D and Harness Cheri C
Bought by
Clark Dennis L and Clark Danielle E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$276,720
Interest Rate
6.33%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Apr 28, 2003
Sold by
Cherwaty Joseph H and Cherwaty Carol L
Bought by
Harness Marvin D and Harness Cheri C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,550
Interest Rate
3.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 10, 1997
Sold by
Burch David T and Burch Barbara
Bought by
Cherwaty Joseph H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
7.7%

Purchase Details

Closed on
Sep 19, 1995
Bought by
Burch David T and Burch Barbara

Purchase Details

Closed on
Feb 7, 1995
Sold by
Carter Bart H and Carter Debra M
Bought by
White Dexter W and White Elizabeth
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Chapman Nolan Robert Edward $259,900 None Available
Federal Home Loan Mortgage Corporation $337,221 None Available
Clark Dennis L $345,900 Warranty Title Ins Co Inc
Harness Marvin D $269,000 Franklin Title & Escrow
Cherwaty Joseph H $258,000 Legal Title & Escrow Inc
Burch David T $251,320 --
White Dexter W $37,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Chapman Nolan Robert Edward $255,192
Previous Owner Clark Dennis L $276,720
Previous Owner Harness Marvin D $255,550
Previous Owner Cherwaty Joseph H $180,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/26/2012 10/26/12 Sold $259,900 -26.8% $74 / Sq Ft
10/23/2012 10/23/12 Pending -- -- --
04/16/2012 04/16/12 For Sale $354,900 -- $101 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,138 $95,575 $0 $0
2023 $2,138 $95,575 $0 $0
2022 $2,138 $95,575 $0 $0
2021 $2,138 $95,575 $0 $0
2020 $2,517 $91,025 $0 $0
2019 $2,517 $91,025 $0 $0
2018 $2,199 $91,025 $0 $0
2017 $2,517 $91,025 $0 $0
2016 $2,514 $0 $0 $0
2015 $4,728 $90,900 $0 $0
2014 $4,728 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1177247

Greater Chattanooga REALTORS®

APN: 092P-G-008