Seller's Agent in 2024
Amir Tafreshnia
eXp Realty of Southern California, Inc.
(760) 704-9500
3 in this area
118 Total Sales
641 Michael St Oceanside, CA 92057
North Valley NeighborhoodEstimated Value: $772,921 - $826,000
4
Beds
2
Baths
1,192
Sq Ft
$672/Sq Ft
Est. Value
Highlights
- Solar Power System
- Great Room
- Breakfast Area or Nook
- Retreat
- Private Yard
- 2 Car Attached Garage
About This Home
As of May 2024Welcome to your coastal paradise 8 miles from the beach (with VA ASSUMABLE 3.37%). This charming single-story gem offers the quintessential Oceanside lifestyle, boasting 4 bedrooms, 2 baths and an inviting atmosphere for the whole family. Nestled in a tranquil and family-oriented neighborhood, this move-in ready home is situated on an expansive 7200 sqft lot with NO HOA, this home is a sanctuary of space and serenity. Step outside to discover the meticulously landscaped front and backyard, complete with a delightful patio area perfect for hosting gatherings or simply enjoying the coastal breeze. Inside, modern comforts await with a 5.6kW Solar System ensuring energy efficiency, along with central AC and heat to keep you comfortable year-round. The home features a host of upgrades including dual pane windows, luxurious vinyl flooring, paid off alarm system, and backyard potential for wendless options. Convenience is key in this location, as you're just moments away from parks, multiple golf courses, schools, and shopping destinations. Nature enthusiasts will appreciate the proximity to Whalen Lake Bird Sanctuary, while beach lovers will revel in the mere 15-minute drive to Oceanside Pier. With a 2-car garage providing ample storage space and easy access to freeways, this home truly offers the best of coastal living paired with modern convenience. Don't miss your chance to make this Oceanside oasis your own!
Last Agent to Sell the Property
eXp Realty of Southern California, Inc. License #01887198 Listed on: 04/24/2024
Last Buyer's Agent
Nicole Maier
Sun Real Estate Team Inc License #01872388
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,613
Year Built
- Built in 1968
Lot Details
- Property is Fully Fenced
- Level Lot
- Private Yard
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Entry on the 1st floor
- Shingle Roof
- Stucco Exterior
Interior Spaces
- 1,192 Sq Ft Home
- 1-Story Property
- Entryway
- Great Room
- Family Room
- Living Room
- Dining Area
Kitchen
- Breakfast Area or Nook
- Gas Oven
- Built-In Range
- Stove
- Range Hood
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Retreat
- 2 Full Bathrooms
Laundry
- Laundry in Garage
- Dryer
- Washer
Additional Features
- Solar Power System
- Separate Water Meter
Listing and Financial Details
- Assessor Parcel Number 122-160-42-00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 24, 2024
Closed on
May 6, 2024
Sold by
Borgnine Jeffrey and Coughenour Allyson
Bought by
Lua Marco and Lua Mariana
Seller's Agent
Amir Tafreshnia
eXp Realty of Southern California, Inc.
Buyer's Agent
Nicole Maier
Sun Real Estate Team Inc
List Price
$750,000
Sold Price
$790,000
Premium/Discount to List
$40,000
5.33%
Views
86
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,730
Avg. Annual Appreciation
1.04%
Original Mortgage
$731,500
Outstanding Balance
$722,946
Interest Rate
7.1%
Mortgage Type
New Conventional
Estimated Equity
$77,784
Purchase Details
Listed on
Sep 22, 2021
Closed on
Oct 26, 2021
Sold by
Wood Hazel P and Estate Of Stefan Fernando Thom
Bought by
Borgnine Jeffrey and Borgnine Allyson
Seller's Agent
Robert N Bekins
Robert N Bekins
Buyer's Agent
Amir Tafreshnia
eXp Realty of Southern California, Inc.
List Price
$650,000
Sold Price
$650,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.98%
Original Mortgage
$650,000
Interest Rate
3.01%
Mortgage Type
VA
Purchase Details
Closed on
Aug 13, 2014
Sold by
Packard Ronald C and Packard Roma J
Bought by
Thomas Stefan Fernando
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$354,460
Interest Rate
4.11%
Mortgage Type
VA
Purchase Details
Closed on
Aug 30, 2010
Sold by
Packard Ronald C
Bought by
Packard Ronald C and Packard Roma J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$171,500
Interest Rate
3.95%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 15, 2008
Sold by
Indymac Bank Fsb
Bought by
Packard Ronald C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
5.81%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 1, 2007
Sold by
Pena Gustavo E
Bought by
Indymac Bank Fsb
Purchase Details
Closed on
Apr 14, 2005
Sold by
Vargas Adriana
Bought by
Pena Gustavo E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$333,750
Interest Rate
1%
Mortgage Type
Negative Amortization
Purchase Details
Closed on
Nov 3, 2002
Sold by
Mcintosh Francis J and Mcintosh Ramona
Bought by
Pena Gustavo E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,000
Interest Rate
5.87%
Purchase Details
Closed on
Aug 13, 1998
Sold by
Terry Shoemaker
Bought by
Mcintosh Francis J and Mcintosh Ramona
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$11,500
Interest Rate
6.42%
Mortgage Type
Seller Take Back
Purchase Details
Closed on
Oct 4, 1985
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Lua Marco | $770,000 | Wfg National Title Company | |
| Borgnine Jeffrey | $650,000 | Ticor Title Co Sd Branch | |
| Thomas Stefan Fernando | $347,000 | Corinthian Title Company | |
| Packard Ronald C | -- | First American Title | |
| Packard Ronald C | $225,000 | Lsi Title Agency | |
| Packard Ronald C | -- | Lsi Title Agency | |
| Indymac Bank Fsb | $337,500 | None Available | |
| Pena Gustavo E | -- | Southland Title Of San Diego | |
| Pena Gustavo E | $215,000 | Chicago Title Co | |
| Mcintosh Francis J | -- | Fidelity National Title Co | |
| -- | $78,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Lua Marco | $731,500 | |
| Previous Owner | Borgnine Jeffrey | $650,000 | |
| Previous Owner | Thomas Stefan Fernando | $366,625 | |
| Previous Owner | Thomas Stefan Fernando | $354,460 | |
| Previous Owner | Packard Ronald C | $171,500 | |
| Previous Owner | Packard Ronald C | $180,000 | |
| Previous Owner | Pena Gustavo E | $333,750 | |
| Previous Owner | Pena Gustavo E | $172,000 | |
| Previous Owner | Mcintosh Francis J | $11,500 | |
| Closed | Pena Gustavo E | $43,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/31/2024 05/31/24 | Sold | $790,000 | +5.3% | $663 / Sq Ft |
| 04/30/2024 04/30/24 | Pending | -- | -- | -- |
| 04/24/2024 04/24/24 | For Sale | $750,000 | +15.4% | $629 / Sq Ft |
| 11/16/2021 11/16/21 | Sold | $650,000 | 0.0% | $545 / Sq Ft |
| 10/16/2021 10/16/21 | Pending | -- | -- | -- |
| 09/22/2021 09/22/21 | For Sale | $650,000 | -- | $545 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,613 | $785,400 | $663,000 | $122,400 |
| 2024 | $7,613 | $676,260 | $478,584 | $197,676 |
| 2023 | $7,378 | $663,000 | $469,200 | $193,800 |
| 2022 | $7,267 | $650,000 | $460,000 | $190,000 |
| 2021 | $4,430 | $385,277 | $239,730 | $145,547 |
| 2020 | $4,294 | $381,327 | $237,272 | $144,055 |
| 2019 | $4,170 | $373,851 | $232,620 | $141,231 |
| 2018 | $4,126 | $366,521 | $228,059 | $138,462 |
| 2017 | $4,050 | $359,336 | $223,588 | $135,748 |
| 2016 | $3,919 | $352,291 | $219,204 | $133,087 |
| 2015 | $3,805 | $347,000 | $215,912 | $131,088 |
| 2014 | $2,606 | $241,087 | $150,010 | $91,077 |
Source: Public Records
Agents Affiliated with this Home
-
Amir Tafreshnia
-
N
Buyer's Agent in 2024
Nicole Maier
Sun Real Estate Team Inc
-
Robert N Bekins
Seller's Agent in 2021
Robert N Bekins
Robert N Bekins
(760) 505-9397
2 in this area
22 Total Sales
-
Mark Pattison
Buyer Co-Listing Agent in 2021
Mark Pattison
eXp Realty of Southern California, Inc.
(619) 777-9092
4 in this area
252 Total Sales
Map
Source: San Diego MLS
MLS Number: 240008850
APN: 122-160-42
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