NOT LISTED FOR SALE

642 Vista Dr Unit 2 Oswego, IL 60543

South Oswego Neighborhood

Estimated Value: $440,000 - $474,773

4 Beds
3 Baths
2,796 Sq Ft
$165/Sq Ft Est. Value

About This Home

This home is located at 642 Vista Dr Unit 2, Oswego, IL 60543 and is currently estimated at $462,443, approximately $165 per square foot. 642 Vista Dr Unit 2 is a home located in Kendall County with nearby schools including Prairie Point Elementary School, Traughber Junior High School, and Oswego High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 5, 2025
Sold by
Gerwig Kevin and Gerwig Kristen
Bought by
Gerwig Family Trust and Gerwig
Current Estimated Value
$462,443

Purchase Details

Closed on
Feb 22, 2018
Sold by
Old Second National Bank
Bought by
Gerwig Kevin J and Gerwig Kristen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$204,000
Interest Rate
4.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 21, 2013
Sold by
Prince Jean Zentmyer
Bought by
Old Second National Bank Trust No 770

Purchase Details

Closed on
Jan 16, 2013
Sold by
Ruebel Douglas S and Ruebel Kathy L
Bought by
Prince Jean Zentmyer

Purchase Details

Closed on
Jan 15, 2004
Sold by
Wiseman Hughes Enterprises Inc
Bought by
Ruebel Douglas S and Ruebel Kathy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$286,709
Interest Rate
5.91%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gerwig Family Trust -- None Listed On Document
Gerwig Kevin J $215,000 Attorney
Old Second National Bank Trust No 770 -- Chicago Title Insurance Comp
Prince Jean Zentmyer $215,000 Multiple
Ruebel Douglas S $302,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Gerwig Kevin J $204,000
Previous Owner Ruebel Douglas S $286,709
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,620 $125,543 $29,909 $95,634
2023 $8,828 $114,130 $27,190 $86,940
2022 $8,828 $103,754 $24,718 $79,036
2021 $8,865 $100,732 $23,998 $76,734
2020 $8,952 $100,732 $23,998 $76,734
2019 $9,095 $100,732 $23,998 $76,734
2018 $9,816 $100,732 $23,998 $76,734
2017 $9,563 $93,270 $22,220 $71,050
2016 $4,598 $88,408 $21,062 $67,346
2015 $4,614 $84,601 $20,155 $64,446
2014 -- $79,812 $19,014 $60,798
2013 -- $80,618 $19,206 $61,412
Source: Public Records

Map

Illinois Kendall County Oswego 60543 South Oswego

642 Vista Dr Unit 2, Oswego, IL

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