$390,000
SOLD JUN 29, 2026

646 Oak St Elko, NV 89801

Elko Area
3 Beds
2 Baths
1,438 Sq Ft
6,098 Sq Ft Lot

Sale Details

Date Sold: June 29, 2026

$271 Per Sq Ft

5% Below List Price

59 Days on Market

Highlights

  • City View
  • Wood Flooring
  • Open Patio
  • Deck
  • Lawn
  • Parking Storage or Cabinetry

About This Home

As of June 2026

Charming 3 bed, 2 bath gem with 1,438 sq ft of living space. Beautiful hardwood floors flow through a bright, well-appointed layout that's perfect for everyday living and entertaining. Chef-friendly kitchen with gas range. Modern appliances, ample counter space, and plenty of cabinets make meal prep a joy. Light-filled living and dining areas. Large windows, inviting atmosphere, and graceful flow for seamless entertaining. Primary suite gives you true retreat. Comfortable bedroom with an en-suite bath for convenient day-to-day living. Outdoor entertaining ready. Step out to a deck overlooking a fully fenced yard-great for gatherings, kids, or pets. Exterior extras you'll appreciate. Handy storage shed offers extra space for tools, bikes, and seasonal gear. Prime convenience features. Excellent curb appeal, and a layout that suits both busy families and downsizers.Move-in ready with timeless appeal. Solid construction, tasteful finishes, and low-maintenance upkeep to enjoy from day to day living. Desirable location in the tree streets close to schools and shopping.

Last Agent to Sell the Property

Marcella Syme

Signature Real Estate Group Brokerage Phone: (775) 934-5185 License #BS.0146816 Listed on: 05/01/2026

Last Buyer's Agent

Perla Rodriguez

Coldwell Banker Excel License #S.0188967

Coldwell Banker Excel

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,434

Year Built

  • Built in 1998

Lot Details

  • 6,098 Sq Ft Lot
  • Property is Fully Fenced
  • Drip System Landscaping
  • Lawn
  • Zoning described as ZR

Parking

  • 2 Car Garage
  • Parking Storage or Cabinetry

Home Design

  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,438 Sq Ft Home
  • Ceiling Fan
  • City Views
  • Crawl Space

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Eco-Friendly Details

  • Sprinkler System

Outdoor Features

  • Deck
  • Open Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Cable TV Available

Community Details

  • First Add/Second Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 001-183-010

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,434

Year Built

Built in 1998

Lot Details

6,098 Sq Ft Lot

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.14
  • Subdivision Name: First Add/Second Add
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Year Built: 1998
  • Property Sub Type Additional: Single Family Residence
  • Attribution Contact: (775) 934-5185
  • Special Features: VirtualTour
  • Stories: 0

Interior Features

  • Has Basement: None, Crawl Space
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Hardwood
  • Interior Amenities: Ceiling Fan(s)
  • Living Area: 1438.0

Exterior Features

  • Fencing: Full
  • Lot Features: Drip Irrigation/Bubblers, Lawn, Landscaped, Sprinklers Automatic
  • View: City
  • View: Yes
  • Construction Type: Vinyl Siding
  • Exterior Features: Deck, Fully Fenced, Sprinkler/Irrigation, Landscaping
  • Foundation Details: Crawlspace
  • Patio And Porch Features: Deck, Open
  • Roof: Asphalt

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2.0
  • Parking Features: Shelves

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Forced Air, Natural Gas
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Curbs, Gutter(s)

Green Features

  • Green Water Conservation: Low Volume/Drip Irrigation

Lot Info

  • Parcel #: 001-183-010
  • Zoning Description: ZR

Tax Info

  • Tax Annual Amount: 2434.0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2026
Closed on
May 28, 2026
Sold by
Bought by
Seller's Agent
Marcella Syme
Signature Real Estate Group
Buyer's Agent
Perla Rodriguez
Coldwell Banker Excel
List Price
$410,000
Sold Price
$390,000
Premium/Discount to List
-$20,000
-4.88%
Views
31

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
23.26%

Purchase Details

Closed on
Jan 9, 2026
Sold by
Bought by

Purchase Details

Closed on
Sep 19, 2016
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$228,000
Interest Rate
3.43%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 4, 2016
Sold by
Bought by

Purchase Details

Closed on
Sep 7, 2007
Sold by
Bought by
Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Bargain Sale Deed $390,000 Stewart Title
Grant Deed -- None Listed On Document
Bargain Sale Deed $240,000 Stewart Title Elko
Quit Claim Deed -- None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $194,000 New Conventional
Previous Owner $228,000 New Conventional
Previous Owner $180,000 New Conventional
Previous Owner $145,600 New Conventional
Previous Owner $163,800 Unknown
Previous Owner $160,000 Unknown
Previous Owner $125,000 Adjustable Rate Mortgage/ARM
Previous Owner $35,000 Unknown
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/29/2026 06/29/26 Sold $390,000 -4.9% $271 / Sq Ft
05/01/2026 05/01/26 For Sale $410,000 -- $285 / Sq Ft
Source: Elko County Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,434 $70,210 $15,050 $55,160
2024 $2,302 $62,842 $6,615 $56,228
2023 $2,093 $59,406 $6,615 $52,791
2022 $1,906 $52,016 $6,615 $45,401
2021 $1,867 $50,952 $6,615 $44,337
2020 $1,780 $51,588 $6,615 $44,973
2019 $1,718 $49,315 $6,615 $42,700
2018 $1,727 $49,563 $6,615 $42,948
2017 $1,662 $47,699 $6,615 $41,084
2016 $1,683 $47,916 $6,615 $41,301
2015 $1,661 $47,320 $6,615 $40,705
2014 $1,614 $45,444 $6,615 $38,829
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Elko County Association of REALTORS®

MLS Number: 3627814

APN: 001-183-010

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