$525,000
SOLD DEC 5, 2025

6485 46th Ave SE Saint Cloud, MN 56304

4 Beds
2.5 Baths
2,892 Sq Ft
0.87 Acres

Recently Sold

$182 Per Sq Ft

5% Below List Price

86 Days on Market

Highlights

  • 151 Feet of Waterfront
  • Property fronts a channel
  • No HOA
  • Lake View
  • 2 Fireplaces
  • Stainless Steel Appliances

About This Home

As of December 2025

Discover this rare gem on a private peninsula with 150 feet of shoreline on Long Lake in Sherwood Shore! This fully updated 4-bed, 3-bath home features all-new flooring, fresh paint, and a stunning kitchen with quartz countertops, stainless steel appliances, center island, and slider to the deck. Enjoy formal dining, a cozy fireplace in the second living room, and breathtaking lake views from the kitchen, dining room, living room, and primary suite. The spacious primary also boasts a private balcony. New septic, deck, and dock included. Long Lake is recreational for all activities year round.

Last Agent to Sell the Property

Devon Walton

HOMESTEAD ROAD Listed on: 07/31/2025

Last Buyer's Agent

Karen Chopp

Coldwell Banker Realty

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,786

Year Built

  • Built in 1973

Lot Details

  • 0.87 Acre Lot
  • Lot Dimensions are 190'x140'x44'x37'x44'x26'x90'x275'
  • Property fronts a channel
  • 151 Feet of Waterfront
  • Lake Front

Parking

  • 2 Car Attached Garage

Home Design

  • Split Level Home

Interior Spaces

  • 2 Fireplaces
  • Family Room
  • Living Room
  • Dining Room
  • Lake Views
  • Finished Basement

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Central Air
  • Baseboard Heating
  • Well
  • Septic System

Community Details

  • No Home Owners Association
  • Sherwood Shores Subdivision

Listing and Financial Details

  • Assessor Parcel Number 25004070215

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,786

Year Built

Built in 1973

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: Well
  • Year Built: 1973
  • Above Grade Finished Sq Ft: 1694
  • Water Body Name: Long
  • Unit Levels: Four or More Level Split
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
  • Living Area: 2892
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1198
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Family Room, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4

Beds/Baths

  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • LakeChain: N
  • Waterfront Frontage: 151

Garage/Parking

  • Parking Features: Attached Garage

Utilities

  • Heating: Baseboard
  • Sewer: Septic System Compliant - Yes
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 190'x140'x44'x37'x44'x26'x90'x275'
  • Lot Size Sq Ft: 37897.2
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Stucco

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 25004070215
  • Tax Annual Amount: 3786
  • TaxWithAssessments: 3786.0000

Multi Family

  • WaterfrontFeatures: Channel Shore, Lake Front, Lake View

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 31, 2025
Closed on
Dec 5, 2025
Sold by
Hsr Msp Llc
Bought by
Hoffman Taisha
Seller's Agent
Devon Walton
HOMESTEAD ROAD
Buyer's Agent
Karen Chopp
Coldwell Banker Realty
List Price
$549,900
Sold Price
$525,000
Premium/Discount to List
-$24,900
-4.53%
Views
122

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-7.34%
Original Mortgage
$370,000
Outstanding Balance
$370,000
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$152,206

Purchase Details

Closed on
May 2, 2024
Sold by
Theodore W Giencke W and Theodore Sharon B
Bought by
Hsr Msp Llc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $525,000 Titlesmart Inc
Deed $420,000 Title Smart
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $370,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/05/2025 12/05/25 Sold $525,000 0.0% $182 / Sq Ft
10/25/2025 10/25/25 Pending -- -- --
10/02/2025 10/02/25 Price Changed $525,000 -0.4% $182 / Sq Ft
09/24/2025 09/24/25 Price Changed $527,250 -0.5% $182 / Sq Ft
09/10/2025 09/10/25 Price Changed $529,900 -1.9% $183 / Sq Ft
09/03/2025 09/03/25 Price Changed $539,900 -1.8% $187 / Sq Ft
07/31/2025 07/31/25 For Sale $549,900 -- $190 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,910 $428,700 $159,700 $269,000
2024 $3,786 $462,000 $193,200 $268,800
2023 $3,892 $467,500 $240,200 $227,300
2022 $3,502 $447,700 $221,200 $226,500
2020 $2,602 $340,300 $157,800 $182,500
2019 $3,136 $247,500 $156,300 $91,200
2018 $3,102 $303,800 $138,500 $165,300
2017 $3,176 $291,500 $139,600 $151,900
2016 $3,076 $290,500 $137,000 $153,500
2015 $2,958 $294,400 $149,400 $145,000
2014 $2,812 $272,700 $139,600 $133,100
2013 -- $258,100 $126,900 $131,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6764533

NorthstarMLS

APN: 25-407-0215