NOT LISTED FOR SALE

650 Main St N Unit 209 Stillwater, MN 55082

Estimated Value: $580,000 - $618,563

2 Beds
2.5 Baths
1,544 Sq Ft
$736/mo HOA Fee

Last Sold April 11, 2025

Last sale price $590,000 $382 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $4,515/month

63 Days on Market

Highlights

  • River View
  • Elevator
  • 2 Car Attached Garage
  • Stillwater Middle School Rated A-
  • Cul-De-Sac
  • 1-Story Property

About This Home

As of April 2025

If you desire a life with with a sense of excitement, this iconic, impeccably-maintained Riverview at Terra Springs former model condominium is where you should live - with spectacular night light views of the historic Lift Bridge and the $600 million River Crossing Bridge! The luxurious 650 building is the Grande Dame at this former territorial prison historic site. Stillwater is experiencing a Renaissance with $16 million in riverfront improvements over the next two years. Have 20 of your best friends over to view Fourth of July fireworks on the huge roof deck. Moor your boat at the private marina across the street. Bicycle to Duluth or go trout fishing near the Brown’s Creek State hiking trailhead beginning one block away. Experience the International Ice Sculpture Festival and countless special events in historic downtown Stillwater. Within a short four block walk down Main Street you have your choice of 35 restaurants. This 2-bedroom, 3-bathroom property features an open concept design with a large living room, fireplace, abundant kitchen storage, custom master bedroom closet, and storage room steps away. Indulge yourself in the whirlpool bathtub. Finishes include black granite countertops and Brazilian red cherry flooring. Two parking spaces are offered with available electric vehicle charging. This property is priced to sell at $11,000 below a December 2024 bank appraisal. Be audacious. Make this stunning location your next home.

Last Agent to Sell the Property

Stephen DeLarosby

RE/MAX Advantage Plus Listed on: 01/22/2025

RE/MAX Advantage Plus

Co-Listed By

Jason Walgrave

RE/MAX Advantage Plus

Last Buyer's Agent

Joshua Junker

Coldwell Banker Realty

Coldwell Banker Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $7,248

Year Built

  • Built in 2008

Lot Details

  • Cul-De-Sac

HOA Fees

  • $736 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Heated Garage
  • Tuck Under Garage
  • Insulated Garage
  • Garage Door Opener
  • Assigned Parking
  • Secure Parking

Property Views

  • River
  • City

Home Design

  • Pitched Roof

Interior Spaces

  • 1,544 Sq Ft Home
  • 1-Story Property
  • Living Room with Fireplace
  • Washer

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms

Home Security

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier

Listing and Financial Details

  • Assessor Parcel Number 2803020110070

Community Details

Overview

  • Association fees include maintenance structure, hazard insurance, lawn care, ground maintenance, parking, professional mgmt, trash, security, snow removal
  • Gassen Association, Phone Number (952) 922-5575
  • High-Rise Condominium
  • Riverview At Terra Springs Subdivision

Additional Features

  • Elevator
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$7,248

Year Built

Built in 2008

Lot Details

0

HOA Fees

$736 per month

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: High Rise
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: Doors 36"+, Accessible Elevator Installed, No Stairs Internal, Wheelchair Ramp(s)
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Association Amenities: Elevator(s), Fire Sprinkler System, Security
  • Fee Frequency: Monthly
  • Year Built: 2008
  • Above Grade Finished Sq Ft: 1544
  • Water Body Name: St. Croix River
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Basement: None
  • Appliances: Dishwasher, Disposal, Exhaust Fan, Humidifier, Microwave, Range, Refrigerator, Washer
  • Fireplace Features: Gas, Living Room
  • Living Area: 1544
  • Basement YN: No
  • Dining Room Type: Living Room, Kitchen, Bedroom 1, Bedroom 2

Beds/Baths

  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt, Pitched
  • PoolFeatures: None
  • Fencing: None
  • View: River
  • PatioPorchType: Composite Decking,Covered,Deck
  • Lake Acres: 0
  • LakeChain: N

Garage/Parking

  • Parking Features: Assigned, Attached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage, Secured, Tuckunder Garage, Underground

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Maintenance Structure, Hazard Insurance, Lawn Care, Maintenance Grounds, Parking, Professional Mgmt, Trash, Security, Snow Removal
  • Phone: 952-922-5575
  • Association Fee: 736
  • Association: Yes
  • Amenities Unit: City View,Deck,Hardwood Floors,Indoor Sprinklers,Main Floor Primary Bedroom,Natural Woodwork,Tile Floors,Washer/Dryer Hookup

Association/Amenities

  • HOA Management Co: Gassen

Schools

  • Junior High Dist: Stillwater
  • SchoolDistrictNumber: 834
  • SchoolDistrictPhone: 651-351-8301

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: Yes
  • Lot Size: common
  • Land Lease: No
  • Lot Features: Public Transit (w/in 6 blks), Some Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Engineered Wood

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 2803020110070
  • Tax Annual Amount: 7248
  • TaxWithAssessments: 7248.0000

Multi Family

  • WaterfrontFeatures: River View

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 22, 2025
Closed on
Apr 11, 2025
Sold by
Frederickson Dennis Lee
Bought by
Hoyt Danny and Mcginness Jeanmarie
Seller's Agent
Stephen DeLarosby
RE/MAX Advantage Plus
Buyer's Agent
Joshua Junker
Coldwell Banker Realty
List Price
$599,000
Sold Price
$590,000
Premium/Discount to List
-$9,000
-1.5%
Views
117
Current Estimated Value
$600,391

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,391
Avg. Annual Appreciation
3.35%
Original Mortgage
$472,000
Outstanding Balance
$469,905
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$130,486

Purchase Details

Closed on
Sep 21, 2021
Sold by
Hall Maribeth A
Bought by
Frederickson Dennis Lee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$365,000
Interest Rate
2.8%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hoyt Danny $590,000 Burnet Title
Frederickson Dennis Lee $540,000 Trademark Title Services Inc
Fredrickson Dennis Dennis $540,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hoyt Danny $472,000
Previous Owner Frederickson Dennis Lee $365,000
Closed Fredrickson Dennis Dennis $361,121
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/11/2025 04/11/25 Sold $590,000 -1.5% $382 / Sq Ft
03/26/2025 03/26/25 Pending -- -- --
01/22/2025 01/22/25 For Sale $599,000 -- $388 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,256 $600,500 $305,000 $295,500
2023 $7,256 $610,000 $312,400 $297,600
2022 $5,404 $514,300 $251,200 $263,100
2021 $5,034 $452,900 $220,000 $232,900
2020 $4,794 $435,300 $213,500 $221,800
2019 $4,740 $409,500 $168,800 $240,700
2018 $4,148 $385,000 $168,800 $216,200
2017 $4,138 $340,100 $125,000 $215,100
2016 $4,168 $318,700 $135,000 $183,700
2015 $4,094 $318,700 $133,000 $185,700
2013 -- $318,700 $133,000 $185,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6651152

NorthstarMLS

APN: 28-030-20-11-0070