$425,000

653 W 38th St Loveland, CO 80538

Estimated payment $2,502/month

Total Views 586
3 Beds
1 Bath
1,386 Sq Ft
$307 Price per Sq Ft

Highlights

  • Hot Property
  • No HOA
  • Brick Veneer
  • Open Floorplan
  • 2 Car Attached Garage
  • Walk-In Closet

About This Home

Looking for main floor living in Midtown Loveland? Look no further than this charming and sunny, ranch style home nestled on a spacious south facing lot. As you head inside you'll love the low maintenance LVP flooring throughout the living room and into the kitchen. In the kitchen you'll be delighted by the stainless steel appliances and the functional layout. The bedrooms are generously sized and with the laundry area being on the main floor you have a very accessible layout. Relax outside in the fully fenced backyard with mature landscaping and a tranquil pond. The large yard features a convenient storage shed, garden beds and plenty of room for play plus the best part is you have additional peace with no residential neighbors behind you. Enjoy the liberty and peace of mind of not having an HOA or a metro district while still enjoying a quiet street with great neighbors. Don't miss you're chance to check out the convenience of this great location that is close to shopping, schools, golf courses, parks and Lake Loveland.

Listing Agent

Jathan Trevena

Coldwell Banker Realty- Fort Collins Listed on: 08/07/2025

Coldwell Banker Realty- Fort Collins

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,105

Year Built

  • Built in 1984

Lot Details

  • 9,056 Sq Ft Lot
  • North Facing Home
  • Wood Fence
  • Level Lot
  • Sprinkler System
  • Property is zoned R1

Parking

  • 2 Car Attached Garage
  • Driveway Level

Home Design

  • Brick Veneer
  • Wood Frame Construction
  • Composition Roof
  • Composition Shingle

Interior Spaces

  • 1,386 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Free Standing Fireplace
  • Electric Fireplace
  • Family Room
  • Recreation Room with Fireplace
  • Crawl Space

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 1 Full Bathroom
  • Primary bathroom on main floor

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Schools

  • Lincoln Elementary School
  • Erwin Middle School
  • Loveland High School

Utilities

  • Forced Air Heating and Cooling System
  • Baseboard Heating
  • Cable TV Available

Additional Features

  • No Interior Steps
  • Patio

Community Details

  • No Home Owners Association
  • Ridgewood Subdivision

Listing and Financial Details

  • Assessor Parcel Number R1033387

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,105

Year Built

Built in 1984

Lot Details

0

Parking

2

Listing Details

  • Inclusions: Electric Range/Oven,Dishwasher,Refrigerator,Clothes Washer,Clothes Dryer,Microwave
  • Year Built: 1984
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.21
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Ridgewood
  • Directions: From Garfield Ave and 37th Street head west on 37th to N Franklin Ave. Head north on Franklin to 38th and the house will be straight ahead to the left.
  • Above Grade Finished Sq Ft: 1336
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 1386
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave
  • Accessibility Features: Level Lot, Level Drive, No Stairs, Main Floor Bath, Main Level Bedroom, Main Level Laundry
  • Has Basement: None, Crawl Space
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Free Standing, Electric, Family/Recreation Room Fireplace
  • Fireplace: Yes
  • Interior Amenities: Open Floorplan, Stain/Natural Trim, Walk-In Closet(s)
  • Living Area: 1336
  • Main Level Bathrooms: 1
  • Room Bedroom3 Features: Luxury Vinyl Floor
  • Dining Room Features: Luxury Vinyl Floor
  • IRESDS_HasFamilyRoom: Yes
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 130
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 130
  • Room Bedroom3 Level: Main
  • Master Bedroom Master Bedroom Width: 13
  • Room Family Room Area: 228
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Family Room Level: Main
  • Room Kitchen Features: Luxury Vinyl Floor
  • Room Living Room Area: 180
  • Family Room Features: Luxury Vinyl Floor
  • Living Room Features: Luxury Vinyl Floor
  • Room Kitchen Area: 80
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 182
  • Room Dining Room Area: 90
  • Master Bathroom Features: Shared Primary Bath

Exterior Features

  • Roof: Composition
  • Fencing: Fenced, Wood
  • Lot Features: Curbs, Gutters, Sidewalks, Lawn Sprinkler System, Within City Limits
  • View: No
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame, Brick/Brick Veneer, Composition Siding
  • Direction Faces: North
  • Patio And Porch Features: Patio
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • IRESDS_Garage Sq Ft: 440
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Electric: Electric, City of LVLD
  • Heating: Forced Air, Baseboard
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Laundry Features: Washer/Dryer Hookups
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, Xcel

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: Lincoln
  • HighSchool: Loveland
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Erwin, Lucile

Lot Info

  • Zoning: R1
  • Lot Size Sq Ft: 9056
  • Parcel #: R1033387
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2105

Multi Family

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,105 $30,063 $3,015 $27,048
2024 $2,030 $30,063 $3,015 $27,048
2022 $1,796 $22,574 $3,128 $19,446
2021 $1,846 $23,224 $3,218 $20,006
2020 $1,805 $22,702 $3,218 $19,484
2019 $1,775 $22,702 $3,218 $19,484
2018 $1,497 $18,194 $3,240 $14,954
2017 $1,289 $18,194 $3,240 $14,954
2016 $1,179 $16,071 $3,582 $12,489
2015 $1,169 $16,070 $3,580 $12,490
2014 $1,014 $13,490 $3,580 $9,910
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 For Sale $425,000 +102.4% $307 / Sq Ft
11/23/2020 11/23/20 Off Market $210,000 -- --
11/10/2014 11/10/14 Sold $210,000 -2.3% $157 / Sq Ft
10/11/2014 10/11/14 Pending -- -- --
07/30/2014 07/30/14 For Sale $215,000 -- $161 / Sq Ft
Source: IRES MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Warranty Deed $225,000 The Group Guaranteed Title
Warranty Deed $210,000 Chicago Title Co
Warranty Deed $174,900 None Available
Interfamily Deed Transfer -- --
Warranty Deed $164,900 North American Title Co
Interfamily Deed Transfer -- Stewart Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $186,500 New Conventional
Previous Owner $180,000 New Conventional
Previous Owner $157,500 New Conventional
Previous Owner $79,900 Purchase Money Mortgage
Previous Owner $5,000 Unknown
Previous Owner $148,410 No Value Available
Previous Owner $51,050 No Value Available
Previous Owner $12,000 Unknown
Source: Public Records

Similar Homes in Loveland, CO

  • 1612 N Cleveland Ave, Loveland, CO 80538

    $399,000

    • 6 Beds
    • 2 Baths
    • 2,120 Sq Ft
    • 1612 N Cleveland Ave
    • Loveland, CO

    Charming updated 1950s home, six bedrooms (3 non-compliant in basement), new roof, newly remodeled kitchen and main bathroom, new furnace and water heater, mostly finished basement with large rec room and the other three (non-compliant) bedrooms, newly landscaped front and back yards, new driveway, large fenced back yard for family entertaining with added off-street parking and room for an RV,

    Leo Wotan RE/MAX Town and Country

    Section Image
  • 217 Blossom Dr, Loveland, CO 80537

    $395,000

    • 3 Beds
    • 1 Bath
    • 984 Sq Ft
    • 217 Blossom Dr
    • Loveland, CO

    This charming ranch-style home offers the ease of one-level living with thoughtful updates and inviting spaces throughout. Step inside to find beautiful hardwood floors that flow seamlessly through the spacious living room, dining area, and kitchen. The large living room, anchored by a bright bay window, fills with natural light and provides plenty of room to gather or simply relax. The kitchen

    Amanda Hicks RTown Real Estate

    Section Image
  • 131 Morgan Ct, Loveland, CO 80537

    $523,000

    • 4 Beds
    • 3.5 Baths
    • 2,253 Sq Ft
    • 131 Morgan Ct
    • Loveland, CO

    Tucked into a quiet cul-de-sac, this spacious tri-level offers the kind of layout and lot size that's getting harder to find-especially at this price. With 4 bedrooms, 3.5 baths, & a large finished basement that easily doubles as a second primary suite or flex space, there's room to grow, host, or simply stretch out. You'll love the west-facing backyard for its golden-hour glow, not to mention

    Kellie Matthews i Go Realty

    Section Image
  • 331 Sagewood Dr, Loveland, CO 80538

    $442,000

    • 3 Beds
    • 2.5 Baths
    • 1,540 Sq Ft
    • 331 Sagewood Dr
    • Loveland, CO

    Welcome to this beautifully maintained 3-bedroom, 2.5-bathroom home, perfectly situated on a landscaped corner lot in a quiet, established neighborhood. Offering quick and convenient access to Fort Collins, this move-in-ready residence is ideal for first-time buyers or those seeking low-maintenance living with modern comforts. Step inside to discover an inviting open-concept layout, where the

    Andrew Hawbaker Coldwell Banker Realty-NOCO

    Section Image
  • 2705 Abarr Dr Unit 2705, Loveland, CO 80538

    $450,000

    • 2 Beds
    • 2 Baths
    • 1,446 Sq Ft
    • 2705 Abarr Dr
    • Unit 2705
    • Loveland, CO

    Located 1 block away from 2 golf courses, 2 blocks away from the Benson Sculpture Park and Lake Loveland! (5 houses away from Cattail Golf Course). This charming 2 bedroom, 2 baths, single unit patio style home is super clean, updated and perfect! Located on a corner lot in the heart of Loveland and close to everything! This home has been completely updated in 2017 and 2019! From the moment you

    Stephanie Lane RE/MAX Alliance-Loveland

    Section Image
  • 2457 Nyssa Dr, Loveland, CO 80538

    $490,000

    • 4 Beds
    • 2 Baths
    • 2,395 Sq Ft
    • 2457 Nyssa Dr
    • Loveland, CO

    See video: Tucked into a quiet, well-established community just a few hundred feet from Silver Glen Park, this beautifully maintained home offers the perfect balance of privacy, convenience, and functionality. Just minutes from all the amenities Loveland has to offer, you'll enjoy a tranquil, park-like setting without sacrificing proximity to shopping, schools, and dining. Step outside and

    Steve Baumgaertner C3 Real Estate Solutions, LLC

    Section Image
  • 1602 Jackson Ave, Loveland, CO 80538

    $379,000

    • 2 Beds
    • 1 Bath
    • 1,000 Sq Ft
    • 1602 Jackson Ave
    • Loveland, CO

    Cozy, very well-maintained and ready to go! Cute home on a quiet corner lot located conveniently near US 34/Eisenhower and close to the historic downtown district. No HOA! Large garage with an extended driveway for a third vehicle and additional parking behind fence perfect for an RV. Bonus room can be a 3rd bedroom or office/den. Many upgrades to enjoy include a newer stainless steel

    Melody Huskerson Realty One Group Fourpoints

    Section Image
  • 2109 Blue Duck Dr, Loveland, CO 80537

    $500,000

    • 5 Beds
    • 3.5 Baths
    • 2,467 Sq Ft
    • 2109 Blue Duck Dr
    • Loveland, CO

    Welcome to 2109 Blue Duck Drive, Don't miss this 5-bedroom, 4-bathroom home nestled in a quiet, family-friendly neighborhood in Loveland, Colorado. With 2,467 square feet of thoughtfully designed living space, this home offers the perfect blend of comfort, functionality, and style. Step inside to discover a bright and open floor plan that flows seamlessly from room to room, ideal for both

    Jimmy Stewart Coldwell Banker Realty-NOCO

    Section Image
  • 3907 Conifer Dr, Loveland, CO 80538

    $445,000

    • 3 Beds
    • 2 Baths
    • 1,056 Sq Ft
    • 3907 Conifer Dr
    • Loveland, CO

    Charming Ranch in Central Loveland!Don't miss this 3-bedroom, 2-bath ranch-style gem on a quiet street near Woodmere Park. Enjoy great curb appeal, newer flooring throughout, and a cozy wood stove that efficiently heats the home. Kitchen has ample cabinetry plus a wall of built-in cabinets and pantry for even more storage and there's still room for a dining area! Roomy primary bedroom has two

    Jared Foster Group Centerra

    Section Image

Source: IRES MLS

MLS Number: 1040999

IRES MLS

APN: 95021-23-018