$425,000
UNDER CONTRACT

653 W 38th St Loveland, CO 80538

Estimated payment $2,420/month

Total Views 7,469
3 Beds
1 Bath
1,386 Sq Ft
$307 Price per Sq Ft

Highlights

  • Open Floorplan
  • 2 Car Attached Garage
  • Walk-In Closet
  • No HOA
  • Brick Veneer
  • Patio

About This Home

Looking for main floor living in Midtown Loveland? Look no further than this charming and sunny, ranch style home nestled on a spacious south facing lot. As you head inside you'll love the low maintenance LVP flooring throughout the living room and into the kitchen. In the kitchen you'll be delighted by the stainless steel appliances and the functional layout. The bedrooms are generously sized and with the laundry area being on the main floor you have a very accessible layout. Relax outside in the fully fenced backyard with mature landscaping and a tranquil pond. The homeowners have done a great job maintaining the property including recently installing a brand new roof! The large yard features a convenient storage shed, garden beds and plenty of room for play plus the best part is you have additional peace with no residential neighbors behind you. Enjoy the liberty and peace of mind of not having an HOA or a metro district while still enjoying a quiet street with great neighbors. Don't miss you're chance to check out the convenience of this great location that is close to shopping, schools, golf courses, parks and Lake Loveland.

Listing Agent

Jathan Trevena

Coldwell Banker Realty- Fort Collins Listed on: 08/29/2025

Coldwell Banker Realty- Fort Collins

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,105

Year Built

  • Built in 1984

Lot Details

  • 9,056 Sq Ft Lot
  • North Facing Home
  • Wood Fence
  • Level Lot
  • Sprinkler System
  • Property is zoned R1

Parking

  • 2 Car Attached Garage
  • Driveway Level

Home Design

  • Brick Veneer
  • Wood Frame Construction
  • Composition Roof
  • Composition Shingle

Interior Spaces

  • 1,386 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Free Standing Fireplace
  • Electric Fireplace
  • Family Room
  • Recreation Room with Fireplace
  • Crawl Space

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 1 Full Bathroom
  • Primary bathroom on main floor

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Schools

  • Lincoln Elementary School
  • Erwin Middle School
  • Loveland High School

Utilities

  • Forced Air Heating and Cooling System
  • Baseboard Heating
  • Cable TV Available

Additional Features

  • No Interior Steps
  • Patio

Community Details

  • No Home Owners Association
  • Ridgewood Subdivision

Listing and Financial Details

  • Assessor Parcel Number R1033387

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,105

Year Built

Built in 1984

Lot Details

0

Parking

2

Listing Details

  • Inclusions: Electric Range/Oven,Dishwasher,Refrigerator,Clothes Washer,Clothes Dryer,Microwave
  • Year Built: 1984
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.21
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Ridgewood
  • Directions: From Garfield Ave and 37th Street head west on 37th to N Franklin Ave. Head north on Franklin to 38th and the house will be straight ahead to the left.
  • Above Grade Finished Sq Ft: 1336
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 1386
  • Special Features: 4224
  • Stories: 1

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave
  • Accessibility Features: Level Lot, Level Drive, No Stairs, Main Floor Bath, Main Level Bedroom, Main Level Laundry
  • Has Basement: None, Crawl Space
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Free Standing, Electric, Family/Recreation Room Fireplace
  • Fireplace: Yes
  • Interior Amenities: Open Floorplan, Stain/Natural Trim, Walk-In Closet(s)
  • Living Area: 1336
  • Main Level Bathrooms: 1
  • Room Bedroom3 Features: Luxury Vinyl Floor
  • Dining Room Features: Luxury Vinyl Floor
  • IRESDS_HasFamilyRoom: Yes
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 130
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 130
  • Room Bedroom3 Level: Main
  • Master Bedroom Master Bedroom Width: 13
  • Room Family Room Area: 228
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Family Room Level: Main
  • Room Kitchen Features: Luxury Vinyl Floor
  • Room Living Room Area: 180
  • Family Room Features: Luxury Vinyl Floor
  • Living Room Features: Luxury Vinyl Floor
  • Room Kitchen Area: 80
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 182
  • Room Dining Room Area: 90
  • Master Bathroom Features: Shared Primary Bath

Exterior Features

  • Roof: Composition
  • Fencing: Fenced, Wood
  • Lot Features: Curbs, Gutters, Sidewalks, Lawn Sprinkler System, Within City Limits
  • View: No
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame, Brick/Brick Veneer, Composition Siding
  • Direction Faces: North
  • Patio And Porch Features: Patio
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • IRESDS_Garage Sq Ft: 440
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Electric: Electric, City of LVLD
  • Heating: Forced Air, Baseboard
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Laundry Features: Washer/Dryer Hookups
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: City Sewer
  • Water Source: City Water, City of Loveland
  • Gas Company: Natural Gas, Xcel

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: Lincoln
  • HighSchool: Loveland
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Erwin, Lucile

Lot Info

  • Zoning: R1
  • Lot Size Sq Ft: 9056
  • Parcel #: R1033387
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2105

Multi Family

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,105 $30,063 $3,015 $27,048
2024 $2,030 $30,063 $3,015 $27,048
2022 $1,796 $22,574 $3,128 $19,446
2021 $1,846 $23,224 $3,218 $20,006
2020 $1,805 $22,702 $3,218 $19,484
2019 $1,775 $22,702 $3,218 $19,484
2018 $1,497 $18,194 $3,240 $14,954
2017 $1,289 $18,194 $3,240 $14,954
2016 $1,179 $16,071 $3,582 $12,489
2015 $1,169 $16,070 $3,580 $12,490
2014 $1,014 $13,490 $3,580 $9,910
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 For Sale $425,000 +102.4% $307 / Sq Ft
11/23/2020 11/23/20 Off Market $210,000 -- --
11/10/2014 11/10/14 Sold $210,000 -2.3% $157 / Sq Ft
10/11/2014 10/11/14 Pending -- -- --
07/30/2014 07/30/14 For Sale $215,000 -- $161 / Sq Ft
Source: IRES MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Warranty Deed $225,000 The Group Guaranteed Title
Warranty Deed $210,000 Chicago Title Co
Warranty Deed $174,900 None Available
Interfamily Deed Transfer -- --
Warranty Deed $164,900 North American Title Co
Interfamily Deed Transfer -- Stewart Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $180,000 New Conventional
Previous Owner $157,500 New Conventional
Previous Owner $79,900 Purchase Money Mortgage
Previous Owner $148,410 No Value Available
Previous Owner $51,050 No Value Available
Source: Public Records

Source: IRES MLS

MLS Number: 1040999

IRES MLS

APN: 95021-23-018