$290,000
SOLD MAR 21, 2025

655 E Isle St Isle, MN 56342

3 Beds
2.5 Baths
2,400 Sq Ft
2.46 Acres

Recently Sold

$121 Per Sq Ft

3% Below List Price

86 Days on Market

Highlights

  • Multiple Garages
  • No HOA
  • 4 Car Attached Garage
  • Corner Lot
  • The kitchen features windows
  • Living Room

About This Home

As of March 2025

In town corner lot on 2.46 acres with well maintained home with 3 bedroom, 3 baths and 2 car attached garage and 2 car detached garage. The main floors offers 2 bedrooms and 2 baths with laundry and the lower level has 3rd bedroom and 1 bathroom with a bonus room for office or crafting along the family room that walks out to the yard. Plenty of room inside and out! The yard offers abundant space to to garden and play and you will enjoy the existing apple trees and blueberry plants. Enjoy the amenities of town living with the feeling of being in the country. Just blocks form Mille Lacs Lake and ATV Soo Line trail as well as parks and all that the Mille Lacs area offers.

Last Agent to Sell the Property

Ronda Bjornson-Main

Century 21 Atwood Listed on: 11/12/2024

Century 21 Atwood

Last Buyer's Agent

Nicole Ballard

LPT Realty, LLC

LPT Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,992

Year Built

  • Built in 1989

Lot Details

  • 2.46 Acre Lot
  • Lot Dimensions are 298x358
  • Corner Lot
  • Few Trees

Parking

  • 4 Car Attached Garage
  • Multiple Garages
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Steel Siding

Interior Spaces

  • 1-Story Property
  • Family Room
  • Living Room
  • Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Window Egress

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 200115001

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,992

Year Built

Built in 1989

Lot Details

0

Parking

4

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 4
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1989
  • Above Grade Finished Sq Ft: 1200
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Egress Window(s), Finished, Full, Walkout
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Living Area: 2400
  • Below Grade Finished Sq Ft: 1200
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3

Beds/Baths

  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • Other Structures: Additional Garage, Storage Shed
  • ConstructionMaterialsDesc: Frame

Garage/Parking

  • Parking Features: Attached Garage, Detached, Asphalt, Garage Door Opener, Insulated Garage, Multiple Garages

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Paneled Doors,Washer/Dryer Hookup,Walk-In Closet

Schools

  • Junior High Dist: Isle
  • SchoolDistrictPhone: 320-676-3146

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 298x358
  • Lot Size Sq Ft: 107157.6
  • Land Lease: No
  • Lot Features: Corner Lot, Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • ResoLotSizeUnits: Acres
  • AssessmentPending: Yes
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Steel Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 200115001
  • Tax Annual Amount: 3992
  • TaxWithAssessments: 3992.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 12, 2024
Closed on
Mar 20, 2025
Sold by
Kirby G Kruse Living Trust and Charlotte D Kruse Living Trust
Bought by
Ballard Philip
Seller's Agent
Ronda Bjornson-Main
Century 21 Atwood
Buyer's Agent
Nicole Ballard
LPT Realty, LLC
List Price
$299,900
Sold Price
$290,000
Premium/Discount to List
-$9,900
-3.3%
Views
93
Current Estimated Value
$308,545

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,545
Avg. Annual Appreciation
8.99%
Original Mortgage
$281,300
Outstanding Balance
$279,860
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$28,685

Purchase Details

Closed on
May 27, 2022
Sold by
Kruse Kirby G and Kruse Charlotte D
Bought by
Charlotte D Kruse Living Trust

Purchase Details

Closed on
Aug 12, 2013
Sold by
Enberg Eric C and Enberg Tammy Jo
Bought by
Wuolle Leroy

Purchase Details

Closed on
Jun 22, 2005
Sold by
Novak Bruce A and Novak Lois J
Bought by
Enberg Eric C and Emberg Tammy Jo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,200
Interest Rate
5.75%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $290,000 Legacy Title
Quit Claim Deed $3,000 Home Security Abstract & Title
Warranty Deed $129,000 East Central Title Llc
Warranty Deed $228,000 All American Title Co Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $281,300 New Conventional
Previous Owner $205,200 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/21/2025 03/21/25 Sold $290,000 -3.3% $121 / Sq Ft
02/06/2025 02/06/25 Pending -- -- --
11/12/2024 11/12/24 For Sale $299,900 -- $125 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,958 $290,900 $58,300 $232,600
2024 $3,992 $281,400 $51,800 $229,600
2023 $3,540 $272,100 $51,800 $220,300
2022 $2,918 $244,500 $38,900 $205,600
2021 $2,664 $175,400 $34,300 $141,100
2020 $2,888 $172,900 $33,300 $139,600
2019 $2,496 $171,600 $32,300 $139,300
2018 $2,378 $159,100 $32,300 $126,800
2017 $2,332 $148,000 $30,800 $117,200
2016 $2,042 $0 $0 $0
2015 $2,322 $0 $0 $0
2014 $2,322 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6629825

NorthstarMLS

APN: 20-011-5001