NOT LISTED FOR SALE

6555 Derby Ln NW Concord, NC 28027

Estimated Value: $452,000 - $478,000

4 Beds
2.5 Baths
2,455 Sq Ft
$189/Sq Ft Est. Value

Last Sold January 10, 2023

Last sale price $393,800 $160 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $2,829/month

60 Days on Market

Highlights

  • Transitional Architecture
  • Community Pool
  • Patio
  • Wood Flooring
  • Tennis Courts
  • Laundry Room

About This Home

As of January 2023

This spacious, single-family home in the established Gable Oaks Community features a new roof, updated bathrooms and new appliances with cathedral ceilings. Imagine entertaining in the open concept kitchen and enjoying the gas fireplace on those chilly days! Generously sized bedrooms including a primary retreat with 2 walk-in closets PLUS a bonus room. The Seller put a lot of love into the private back patio sanctuary. Amenities: Swimming Pool, Tennis Courts, Beach Volleyball, Playground.

Last Agent to Sell the Property

Stacey Roberts

EXP Realty LLC License #324230 Listed on: 10/14/2022

EXP Realty LLC

Last Buyer's Agent

Non Member

Canopy Administration

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,026

Year Built

  • Built in 2003

Lot Details

  • Lot Dimensions are 78x80x138x141
  • Level Lot
  • Zoning described as RC

HOA Fees

  • $34 Monthly HOA Fees

Home Design

  • Transitional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • Ceiling Fan
  • Family Room with Fireplace

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Patio

Schools

  • Carl A. Furr Elementary School
  • Harold E Winkler Middle School
  • West Cabarrus High School

Utilities

  • Central Heating
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 4690-65-4535-0000

Community Details

Overview

  • Gable Oak HOA Inc Association
  • Gable Oaks Subdivision
  • Mandatory home owners association

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,026

Year Built

Built in 2003

Lot Details

0

HOA Fees

$34 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Transitional
  • Year Built: 2003
  • Ratio Current Price By Acre: 1458518.52
  • Road Surface Type: Concrete
  • Structure Type: Two Story
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 160.41
  • Special Features: None

Interior Features

  • Foundation Details: Slab
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile, Vinyl
  • Interior Amenities: Cable Available, Kitchen Island, Pantry, Other
  • Fixture Exception Yn: 0
  • Sq Ft Additional: 0
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1124
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 1331
  • Porch: Covered,Front,Patio
  • Appliances: Cable Prewire, Ceiling Fan(s), Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Oven, Refrigerator, Washer, Other
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Family Room, Gas Log
  • Living Area: 2455
  • Full Bathrooms: 0
  • Total Bedrooms: 0
  • Half Bathrooms: 1
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Half Bathrooms: 0

Exterior Features

  • Exterior Features: Other
  • New Construction: No
  • Roof: Shingle
  • Tax Location: No City Taxes Paid
  • Construction Type: Site Built
  • Construction Type: Brick Partial, Vinyl Siding

Garage/Parking

  • Main Level Garage YN: 1
  • Sq Ft Garage: 494
  • Parking Features: Garage - 2 Car

Utilities

  • Heating: Central, Gas Hot Air Furnace, See Remarks
  • Sewer: Public Sewer
  • Water Heater: Gas
  • Laundry Features: Main Level, Laundry Room
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Outdoor Pool, Playground, Tennis Court(s), Other
  • Association Fee: 205
  • Association Fee Frequency: Semi-Annually
  • Hoa Subject To Dues: Mandatory
  • Association Name: Gable Oak HOA Inc
  • ResoAssociationFeeFrequency: SemiAnnually

Schools

  • Middle Or Junior School: Harold E Winkler
  • HOA Subject To: Required
  • CAR_YearlyHOAExpense: 410.00

Lot Info

  • Lot Features: Level
  • Lot Size Area: 0.27
  • Lot Size Units: Acres
  • Parcel Number: 4690-65-4535-0000
  • Plat Reference Section Pages: 234
  • Lot Size: 78x80x138x141
  • Zoning Description: RC
  • ResoLotSizeUnits: Acres

Tax Info

  • RATIO List Price By Tax Amount: 1.43133

Multi Family

  • Unit Count: 0

MLS Schools

  • Elementary School: Carl A. Furr
  • High School: West Cabarrus

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 14, 2022
Closed on
Jan 5, 2023
Sold by
Hodges Eric K and Hodges Rhonda L
Bought by
Baxter E-Shawn Latroy and Mowbray Jeanine Candace
Seller's Agent
Stacey Roberts
EXP Realty LLC
Buyer's Agent
Non Member
Canopy Administration
List Price
$439,800
Sold Price
$393,800
Premium/Discount to List
-$46,000
-10.46%
Views
93
Current Estimated Value
$463,827

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$70,027
Avg. Annual Appreciation
6.09%
Original Mortgage
$374,110
Outstanding Balance
$362,497
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$101,330

Purchase Details

Closed on
Dec 17, 2004
Sold by
Niblock Development Corp
Bought by
Hodges Eric K and Hodges Rhonda L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,436
Interest Rate
8.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 19, 2003
Sold by
Whitaker Donald E and Frisch Ann D
Bought by
Niblock Development Corp
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Baxter E-Shawn Latroy $394,000 --
Hodges Eric K $222,000 --
Niblock Development Corp $83,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Baxter E-Shawn Latroy $374,110
Previous Owner Hodges Eric K $188,436
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/10/2023 01/10/23 Sold $393,800 -1.5% $160 / Sq Ft
12/13/2022 12/13/22 Pending -- -- --
11/23/2022 11/23/22 Price Changed $399,800 -5.9% $163 / Sq Ft
11/08/2022 11/08/22 Price Changed $424,800 -3.4% $173 / Sq Ft
10/14/2022 10/14/22 For Sale $439,800 -- $179 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,026 $404,220 $90,000 $314,220
2024 $4,026 $404,220 $90,000 $314,220
2023 $3,408 $279,320 $55,000 $224,320
2022 $3,408 $279,320 $55,000 $224,320
2021 $3,408 $279,320 $55,000 $224,320
2020 $3,382 $277,190 $55,000 $222,190
2019 $2,962 $242,810 $40,000 $202,810
2018 $2,914 $242,810 $40,000 $202,810
2017 $2,865 $242,810 $40,000 $202,810
2016 $1,700 $214,460 $35,000 $179,460
2015 $2,531 $214,460 $35,000 $179,460
2014 $2,531 $214,460 $35,000 $179,460
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 3913441

Canopy MLS (Canopy Realtor® Association)

APN: 4690-65-4535-0000