NOT LISTED FOR SALE

658 Virginia St Elburn, IL 60119

Estimated Value: $439,000 - $445,000

3 Beds
2.5 Baths
2,000 Sq Ft
$221/Sq Ft Est. Value

Last Sold May 05, 2025

Last sale price $441,500 $221 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $3,221/month

88 Days on Market

Highlights

  • Deck
  • Granite Countertops
  • Walk-In Closet
  • Recreation Room
  • Stainless Steel Appliances
  • Patio

About This Home

As of May 2025

This may be your lucky day! Buyer did not get financing - so take a look at this beautiful home! Better than "New"! The owners have put some of their own touches into this Lincoln model to make it a home and ready for you to move in. Entertaining is easy in the back yard with a 15 x 20 concrete patio added in 2024 and a 6 x 8 deck plus there are raised garden beds. The basement is partially finished offering the extra living space that so many people want today and the English windows floods the rooms with natural sunlight. It includes rough in plumbing for a future shower bath and plenty of storage. Enjoy the open floor plan from family room to the kitchen. You will love the 42" cabinets, granite counters and SS appliances. The pantry and island has additional storage. Throughout most of the first floor there is luxury hardwood laminate flooring and 9 foot ceilings. The living room is a great "flex space" that can be used as an office/den or a play room. Yes, we also have a first floor laundry/mud room. The spacious primary suite has a large walk-in closet and full bath with a separate shower and dual vanities. Are you a commuter? The Elburn Metra Union Pacific West train is just a couple of blocks away. Convenient to I-38 and I-47. District 302 schools. Be sure to visit the charming downtown Elburn.

Last Agent to Sell the Property

Cheryl Shurtz

RE/MAX Suburban License #471003099 Listed on: 01/05/2025

RE/MAX Suburban

Last Buyer's Agent

Annette Siwy

Siwy Real Estate, Inc. License #475163453

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,731

Year Built

  • Built in 2022

Lot Details

  • Lot Dimensions are 50 x 125

Parking

  • 2 Car Garage

Home Design

  • Radon Mitigation System

Interior Spaces

  • 2,000 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Sliding Doors
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Combination Kitchen and Dining Room
  • Recreation Room
  • Storage Room
  • Carbon Monoxide Detectors

Kitchen

  • Range with Range Hood
  • Microwave
  • High End Refrigerator
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Deck
  • Patio

Schools

  • John Stewart Elementary School
  • Harter Middle School
  • Kaneland High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Softener Leased

Community Details

  • Elburn Station Subdivision, Lincoln Floorplan
  • Property managed by Builder

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,731

Year Built

Built in 2022

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Elburn Station
  • Year Built: 2022
  • Age: 1-5 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Range Hood, Water Softener Rented, Humidifier
  • Basement: Partially Finished, Bath/Stubbed, Egress Window, Partial Exposure, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Finished Sq Ft: 643
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Flooring: Laminate
  • Interior Amenities: Walk-In Closet(s), Granite Counters, Pantry
  • LivingArea: 2000
  • Other Equipment: Water-Softener Rented, CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System
  • Room Type: Recreation Room, Foyer, Storage, Walk In Closet
  • Estimated Total Finished Sq Ft: 2546
  • Bathroom Amenities: Separate Shower
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 1903
  • Basement Sq Ft: 1000
  • Fireplace Location: Family Room
  • Total Sq Ft: 2903
  • Unfinished Basement Sq Ft: 357
  • Upper Level Sq Ft: 900
  • Main Level Sq Ft: 1003
  • Door Features: Sliding Glass Door(s)
  • Flooring: Carpet
  • ResoLivingAreaSource: Estimated

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 445000
  • Patio And Porch Features: Deck, Patio
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Builder
  • Management Contact Name: none
  • Management Phone: 111-111-1111

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: John Stewart Elementary School
  • High School: Kaneland High School
  • Middle/Junior School: Harter Middle School
  • Middle/Junior School District: 302

Lot Info

  • Lot Dimensions: 50 X 125
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 9731
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 5, 2025
Closed on
May 5, 2025
Sold by
Drager Edward B and Drager Lucia F
Bought by
Cap Brianna L and Cap Adam J
Seller's Agent
Cheryl Shurtz
RE/MAX Suburban
Buyer's Agent
Annette Siwy
Siwy Real Estate, Inc.
List Price
$445,000
Sold Price
$441,500
Premium/Discount to List
-$3,500
-0.79%
Views
50
Current Estimated Value
$444,461

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,961
Avg. Annual Appreciation
0.64%
Original Mortgage
$380,000
Outstanding Balance
$378,713
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$63,771

Purchase Details

Closed on
Aug 5, 2022
Sold by
Shodeen Homes Llc
Bought by
Drager Edward B and Drager Lucia F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,524
Interest Rate
5.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 1, 2021
Sold by
Elburn Station Unit 1 Dev Group Llc
Bought by
Shodeen Homes Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$2,639,000
Interest Rate
2.98%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cap Brianna L $441,500 None Listed On Document
Drager Edward B $374,500 Chicago Title
Shodeen Homes Llc $133,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cap Brianna L $380,000
Previous Owner Drager Edward $26,247
Previous Owner Drager Edward B $300,524
Previous Owner Elburn Station-Unit 1 Developm $2,639,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/05/2025 05/05/25 Sold $441,500 -0.8% $221 / Sq Ft
04/04/2025 04/04/25 Pending -- -- --
03/17/2025 03/17/25 For Sale $445,000 0.0% $223 / Sq Ft
03/02/2025 03/02/25 Pending -- -- --
01/29/2025 01/29/25 Price Changed $445,000 -2.2% $223 / Sq Ft
01/05/2025 01/05/25 For Sale $455,000 -- $228 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,811 $119,095 $18,299 $100,796
2023 $9,731 $107,486 $16,515 $90,971
2022 $3,569 $37,928 $80 $37,848
2021 $0 $77 $77 $0
2020 $0 $75 $75 $0
2019 $0 $74 $74 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12221918

Midwest Real Estate Data (MRED)

APN: 11-05-478-009