M
Seller's Agent in 2025
Matthew Jones
Coastal Heritage Real Estate LLC
Coral Reef Condominiums 6609 Thomas Dr Unit 1304 Panama City, FL 32408
2
Beds
2
Baths
1,427
Sq Ft
$671/mo
HOA Fee
Highlights
- Property fronts gulf or ocean
- Community Pool
- Elevator
- Patronis Elementary School Rated A-
- Walk-In Pantry
- Balcony
About This Home
As of June 2025: Amazing opportunity to own at the desirable Coral Reef! Units here rarely come available and this one is as nice and well kept as you will find. This unit
has not been rented in over 16 years. Spectacular views of the Gulf and directly above the two pools. Parking on the same side of the street and steps from the
elevator. Spacious open floor plan features a beautiful kitchen with plenty of cabinets, two dining spaces and a breakfast bar. Wake up to endless views in this
master suite with over-sized walk-in closet and double vanities. Guest room is very spacious and currently has two queen beds and bath. Plenty of room on this
balcony to entertain family and friends.
Last Agent to Sell the Property
Keller Williams Realty SRB License #3086106 Listed on: 12/26/2022
Property Details
Home Type
- Condominium
Year Built
- Built in 1999
HOA Fees
- $671 Monthly HOA Fees
Interior Spaces
- 1,427 Sq Ft Home
- Ceiling Fan
- Double Pane Windows
- Window Treatments
- Living Room
- Dining Area
Kitchen
- Walk-In Pantry
- Cooktop
- Microwave
- Dishwasher
Flooring
- Wall to Wall Carpet
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- En-Suite Primary Bedroom
- 2 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
Laundry
- Dryer
- Washer
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
Additional Features
- Balcony
Listing and Financial Details
- Assessor Parcel Number 30585-990-928
Community Details
Overview
- Association fees include accounting, ground keeping, insurance, internet service, legal, licenses/permits, management, master, water, cable TV, trash
- Coral Reef Condo Subdivision
Amenities
- Elevator
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 1, 2024
Closed on
Jun 18, 2025
Sold by
Sands Harold Green and Sands Robin L
Bought by
Henderson Andrea Jean and Henderson Keith York
Seller's Agent
Matthew Jones
Coastal Heritage Real Estate LLC
Buyer's Agent
Sandy Toney
Sand Dollar Beach Real Estate
List Price
$569,900
Sold Price
$515,000
Premium/Discount to List
-$54,900
-9.63%
Views
33
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
50.94%
Purchase Details
Listed on
Dec 26, 2022
Closed on
Feb 21, 2023
Sold by
Smith Phillip
Bought by
Sands Robin L and Sands Harold Green
Seller's Agent
Carole Lea Gilman
Keller Williams Realty SRB
Buyer's Agent
Matthew Jones
Coastal Heritage Real Estate LLC
List Price
$584,000
Sold Price
$49,500
Premium/Discount to List
-$534,500
-91.52%
Views
6
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
173.25%
Purchase Details
Listed on
Jul 10, 2021
Closed on
Aug 10, 2021
Sold by
Segler Wanda Faye and Segler Hilton R
Bought by
Smith Phillip
Seller's Agent
Donald West
Northwest Florida Realty, LLC
Buyer's Agent
Carole Lea Gilman
Coldwell Banker United Realtor
List Price
$549,000
Sold Price
$575,000
Premium/Discount to List
$26,000
4.74%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-79.87%
Purchase Details
Closed on
Sep 13, 2002
Sold by
Gist Edward L
Bought by
Segler Hilton R and Segler Wanda Faye
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$271,200
Interest Rate
6.19%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 26, 2001
Sold by
Vero Mar Development Ltd
Bought by
Gist Edward L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
7.02%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $515,000 | South Oak Title | |
| Warranty Deed | $515,000 | South Oak Title | |
| Warranty Deed | $495,000 | South Oak Title | |
| Warranty Deed | $575,000 | Diamond Title Agency Inc | |
| Warranty Deed | $339,000 | Lawyers Title Agency N Fl In | |
| Warranty Deed | $285,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $271,200 | Purchase Money Mortgage | |
| Previous Owner | $240,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/19/2025 06/19/25 | Sold | $515,000 | -5.5% | $361 / Sq Ft |
| 05/28/2025 05/28/25 | Pending | -- | -- | -- |
| 05/20/2025 05/20/25 | Price Changed | $544,900 | -0.9% | $382 / Sq Ft |
| 03/17/2025 03/17/25 | Price Changed | $549,900 | -3.5% | $385 / Sq Ft |
| 03/05/2025 03/05/25 | Off Market | $569,900 | -- | -- |
| 03/02/2025 03/02/25 | For Sale | $569,900 | 0.0% | $399 / Sq Ft |
| 01/22/2025 01/22/25 | Price Changed | $569,900 | -0.9% | $399 / Sq Ft |
| 11/04/2024 11/04/24 | For Sale | $574,900 | 0.0% | $403 / Sq Ft |
| 11/03/2024 11/03/24 | Off Market | $574,900 | -- | -- |
| 10/12/2024 10/12/24 | Price Changed | $574,900 | -0.9% | $403 / Sq Ft |
| 08/09/2024 08/09/24 | Price Changed | $579,900 | -3.2% | $406 / Sq Ft |
| 04/25/2024 04/25/24 | Price Changed | $599,000 | -4.8% | $420 / Sq Ft |
| 04/01/2024 04/01/24 | For Sale | $629,000 | +1170.7% | $441 / Sq Ft |
| 05/30/2023 05/30/23 | Off Market | $49,500 | -- | -- |
| 02/21/2023 02/21/23 | Sold | $49,500 | -90.0% | $35 / Sq Ft |
| 02/21/2023 02/21/23 | Sold | $495,000 | -13.9% | $347 / Sq Ft |
| 01/22/2023 01/22/23 | Off Market | $575,000 | -- | -- |
| 01/20/2023 01/20/23 | Off Market | $525,000 | -- | -- |
| 01/18/2023 01/18/23 | For Sale | $525,000 | 0.0% | $368 / Sq Ft |
| 01/17/2023 01/17/23 | Pending | -- | -- | -- |
| 01/07/2023 01/07/23 | Price Changed | $525,000 | -9.5% | $368 / Sq Ft |
| 01/02/2023 01/02/23 | Price Changed | $580,000 | 0.0% | $406 / Sq Ft |
| 01/02/2023 01/02/23 | Price Changed | $580,000 | -0.7% | $406 / Sq Ft |
| 12/26/2022 12/26/22 | For Sale | $584,000 | -0.8% | $409 / Sq Ft |
| 11/10/2022 11/10/22 | For Sale | $589,000 | +2.4% | $413 / Sq Ft |
| 08/10/2021 08/10/21 | Sold | $575,000 | +4.7% | $403 / Sq Ft |
| 07/10/2021 07/10/21 | For Sale | $549,000 | -- | $385 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,908 | $496,825 | -- | $496,825 |
| 2023 | $5,908 | $447,865 | $0 | $496,825 |
| 2022 | $4,749 | $407,150 | $0 | $407,150 |
| 2021 | $4,230 | $345,015 | $0 | $0 |
| 2020 | $3,856 | $313,650 | $0 | $313,650 |
| 2019 | $3,903 | $314,458 | $0 | $314,458 |
| 2018 | $3,599 | $284,325 | $0 | $0 |
| 2017 | $3,629 | $284,750 | $0 | $0 |
| 2016 | $3,543 | $272,850 | $0 | $0 |
| 2015 | $3,574 | $267,750 | $0 | $0 |
| 2014 | $3,335 | $250,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
-
S
Buyer's Agent in 2025
Sandy Toney
Sand Dollar Beach Real Estate
-
C
Seller's Agent in 2023
Carole Lea Gilman
Keller Williams Realty Emerald Coast
-
D
Seller's Agent in 2021
Donald West
Northwest Florida Realty, LLC
About Coral Reef Condominiums
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 913938
APN: 30585-990-928
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