$448,000
SOLD MAY 15, 2025
4 Beds
3 Baths
2,193 Sq Ft
0.54 Acres

Recently Sold

$204 Per Sq Ft

4% Below List Price

17 Days on Market

Highlights

  • Pond View
  • Vaulted Ceiling
  • Wood Flooring
  • New Berlin Elementary School Rated A-
  • Traditional Architecture
  • Covered Patio or Porch

About This Home

As of May 2025

Embrace the island lifestyle while enjoying fine dining, fishing, biking, boat adventures and choosing a seasoned captain to fish the inlet, river, or The Ledge. The white sandy beaches are plentiful and include Huguenot Park, Little Talbot Island, and Fernandina Beach. This Shell Bay pond home sits high and dry at 23 feet above sea level and boasts key west colors throughout. 3 of the bedrooms offer a spectacular water view. The common areas are floored with rich 3/4 inch red oak, while the bedrooms show case luxury vinyl plank. The connected bedrooms on the back left provide an ideal setup for multigenerational living for a grandparent or a nanny. Privacy and separation can occur by utilizing the patio door to create a separate entrance to the home. The Outdoor oasis includes Extravagant gardens, a grapevine gazebo and a huge patio ideal for grilling, making s'mores, and devouring delicious harvested grapes on site.

Last Agent to Sell the Property

Deanna Williams

BOLD & SOLD LLC License #3229589 Listed on: 03/17/2025

Last Buyer's Agent

LISA VERRINO

COMPASS FLORIDA LLC License #3020278

COMPASS FLORIDA LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,081

Year Built

  • Built in 2001 | Remodeled

Lot Details

  • 0.54 Acre Lot
  • East Facing Home
  • Back Yard Fenced

HOA Fees

  • $28 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Entry on the 1st floor
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,193 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Pond Views
  • Washer and Electric Dryer Hookup

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Convection Oven
  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Dual Closets
  • Walk-In Closet
  • Jack-and-Jill Bathroom
  • In-Law or Guest Suite
  • 3 Full Bathrooms
  • Separate Shower in Primary Bathroom
  • Bathtub With Separate Shower Stall

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Central Air
  • Heat Pump System
  • Natural Gas Not Available
  • Septic Tank
  • Sewer Not Available

Community Details

  • Association fees include ground maintenance
  • Shell Bay HOA
  • Shell Bay Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1608031840

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,081

Year Built

Built in 2001 | Remodeled

Lot Details

0

HOA Fees

$28 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2001
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.54
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Shell Bay
  • Architectural Style: Traditional
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Living Area2: 2193.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • General Property Information List PriceSqFt2: 209.3
  • Cooling Central Air: Yes
  • Cooling:Electric: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Furnished: Unfurnished
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Wood: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Fencing Back Yard: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Interior Features Breakfast Nook: Yes
  • Flooring Vinyl: Yes
  • General Property Information Entry Level2: 1.0
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.54
  • Utilities Sewer Not Available: Yes
  • General Property Information Carport YN: No
  • Utilities Natural Gas Not Available: Yes
  • Utilities Electricity Connected: Yes
  • ViewPond: Yes
  • General Property Information Direction Faces: East
  • General Property Information Accessory Dwelling Unit YN: No
  • Levels One: Yes
  • Property Condition UpdatedRemodeled: Yes
  • Interior Features Jack and Jill Bath: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, In-Law Floorplan, Jack and Jill Bath, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
  • Major Appliances: Convection Oven, Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
  • Furnished: Unfurnished
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Vinyl, Wood
  • Living Area: 2193.0
  • Window Features: Skylight(s)
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:Electric Range: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:In-Law Floorplan: Yes
  • Interior Features:Skylight(s): Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Convection Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:His and Hers Closets: Yes

Exterior Features

  • Waterfront: No
  • Fencing: Back Yard, Vinyl
  • Roof: Shingle
  • View: Pond
  • Construction Type: Stucco
  • Direction Faces: East
  • Other Structures: Shed(s)
  • Patio And Porch Features: Covered, Rear Porch
  • Property Condition: Updated/Remodeled
  • Patio And Porch Features:Covered2: Yes
  • Construction Materials:Stucco: Yes
  • Patio And Porch Features:Rear Porch: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • General Property Information:Garage YN: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Natural Gas Not Available, Sewer Not Available, Water Connected
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Public
  • Heating:Electric3: Yes
  • Sewer Septic Tank: Yes
  • Heating:Heat Pump: Yes

Condo/Co-op/Association

  • Association Fee: 335.0
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Association Name: Shell Bay HOA
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 335.0
  • General Property Information:Association Fee Frequency: Annually
  • General Property Information:Association Name: Shell Bay HOA
  • Association Fee Includes:Maintenance Grounds2: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds

Lot Info

  • Current Use: Residential
  • Lot Size Sq Ft: 23522.4
  • Parcel #: 1608031840
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 3081.34
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 17, 2025
Closed on
May 15, 2025
Sold by
White Joseph A
Bought by
Mehta Parika and Mehaffey Kenneth
Seller's Agent
Deanna Williams
BOLD & SOLD LLC
Buyer's Agent
LISA VERRINO
COMPASS FLORIDA LLC
List Price
$465,000
Sold Price
$448,000
Premium/Discount to List
-$17,000
-3.66%
Views
50
Current Estimated Value
$475,932

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,932
Avg. Annual Appreciation
9.91%
Original Mortgage
$439,885
Outstanding Balance
$437,220
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$38,712

Purchase Details

Closed on
Jun 6, 2001
Sold by
Hallmark Homes Inc
Bought by
White Joseph A and White Susie B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,500
Interest Rate
10.5%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $448,000 Blue Ocean Title
Corporate Deed $185,700 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $439,885 FHA
Previous Owner $148,500 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/15/2025 05/15/25 Sold $448,000 -2.4% $204 / Sq Ft
03/27/2025 03/27/25 Price Changed $459,000 -1.3% $209 / Sq Ft
03/17/2025 03/17/25 For Sale $465,000 -- $212 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,331 $384,701 $116,710 $267,991
2025 $3,081 $208,639 -- --
2024 $3,081 $202,759 -- --
2023 $2,991 $196,854 $0 $0
2022 $2,734 $191,121 $0 $0
2021 $2,711 $185,555 $0 $0
2020 $2,683 $182,994 $0 $0
2019 $2,650 $178,880 $0 $0
2018 $2,614 $175,545 $0 $0
2017 $2,579 $171,935 $0 $0
2016 $2,562 $168,399 $0 $0
2015 $2,587 $167,229 $0 $0
2014 $2,590 $165,902 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2076058

realMLS (Northeast Florida Multiple Listing Service)

APN: 160803-1840