NOT LISTED FOR SALE

670 Luda St Elgin, IL 60120

Estimated Value: $202,000 - $264,000

3 Beds
1 Bath
918 Sq Ft
$252/Sq Ft Est. Value

Last Sold March 21, 2014

Last sale price $57,000 $62 Per Sq Ft

Est. 306% increase in value since last sale

Current estimated payment $1,547/month

100 Days on Market

About This Home

As of March 2014

WELL MAINTAINED CHARMING CAPE COD!! ARCHED DOORWAYS, ORIGINAL CROWN MOLDING, OVERSIZED FAMILY ROOM & TONS OF NATURAL LIGHT. MODERN KITCHEN WITH DOUBLE WINDOWS ABOVE KITCHEN SINK, GENEROUS SIZED BEDROOMS & TILED BATHROOM. BASEMENT HAS FULL BATHROOM AND LOADS OF STORAGE. **3.5% PAID ON OWNER OCCUPANT OFFERS, MUST CLOSE BY 03/31/14, RESTRICTIONS APPLY, MUST REQUEST ON INITIAL OFFER**

Last Agent to Sell the Property

Mia Micaletti

Field Street Properties, LLC License #471008715 Listed on: 11/20/2013

Co-Listed By

Regina Micaletti

Field Street Properties, LLC License #475128185

Last Buyer's Agent

Juana Fuentes

Exclusive Living, Inc License #471006359

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,852

Year Built

  • 1904

Lot Details

  • 6,534

Parking

  • Detached Garage
  • Garage Is Owned

Home Design

  • Aluminum Siding
  • Steel Siding
  • Vinyl Siding

Partially Finished Basement

  • Basement Fills Entire Space Under The House

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,852

Year Built

1904

Lot Details

0

Parking

1

Listing Details

  • Property Type: Detached Single
  • Built Before 1978 (Y/N): Yes
  • Age: 100+ Years
  • Full Bathrooms: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 1
  • Type Detached: 1 Story
  • Estimated Year Built: 1904
  • Special Features: 20
  • Property Sub Type: Detached
  • Year Built: 1904

Interior Features

  • Number Of Rooms: 5
  • Basement: Full
  • Basement: Partially Finished
  • Bedrooms All Levels: 3
  • Above Grade Bedrooms: 3
  • Kitchen Type: Dimensions: 12X12, On Level: Main Level
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 12X11, On Level: Main Level
  • Bedroom 2: Dimensions: 10X10, On Level: Main Level
  • Bedroom 3: Dimensions: 10X10, On Level: Main Level
  • Estimated Sq Ft: 918
  • Family Room: Dimensions: 18X20, On Level: Main Level

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Aluminum Siding, Vinyl Siding, Steel Siding
  • Acreage: 0.1515

Garage/Parking

  • Number of Cars: 1
  • Parking: Garage
  • Garage Type: Detached
  • Garage On Site: Yes
  • Number Garage Spaces: 1
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 46
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 50X132
  • Parcel Identification Number: 0601480025

Tax Info

  • Taxes: 3650

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 28, 2014
Sold by
Arroyo Ysidro
Bought by
Arroyo Irais
Current Estimated Value
$231,221

Purchase Details

Listed on
Nov 20, 2013
Closed on
Mar 3, 2014
Sold by
Fannie Mae
Bought by
Arroyo Ysidro
Seller's Agent
Mia Micaletti
Field Street Properties, LLC
Buyer's Agent
Juana Fuentes
Exclusive Living, Inc
List Price
$66,000
Sold Price
$57,000
Premium/Discount to List
-$9,000
-13.64%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.91%

Purchase Details

Closed on
Aug 7, 2013
Sold by
Lopez Manuel and Cortes Concepcion
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Feb 25, 2008
Sold by
Lopez Manuel
Bought by
Lopez Manuel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,500
Interest Rate
5.79%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 31, 2006
Sold by
Franco Construction Llc
Bought by
Lopez Manuel and Lopez Manuel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
7.2%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jan 27, 2004
Sold by
Midwest Bank & Trust Co
Bought by
Franco Construction Llc

Purchase Details

Closed on
Aug 9, 2002
Sold by
Landis Florence H
Bought by
Midwest Bank & Trust Company and Trust #01-6-7920

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,375
Interest Rate
4.75%

Purchase Details

Closed on
May 24, 2002
Sold by
Estate Of Jo Ann Pedersen and Pedersen William J
Bought by
Landis Florence H
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Arroyo Irais -- None Available
Arroyo Ysidro -- First American Title
Federal National Mortgage Association $192,443 None Available
Lopez Manuel -- Law Title Insurance
Lopez Manuel $170,000 Chicago Title Insurance Comp
Franco Construction Llc -- Chicago Title Insurance Comp
Midwest Bank & Trust Company $115,000 --
Landis Florence H -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Lopez Manuel $172,500
Previous Owner Lopez Manuel $136,000
Previous Owner Midwest Bank & Trust Company $84,375
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/21/2014 03/21/14 Sold $57,000 -9.5% $62 / Sq Ft
02/28/2014 02/28/14 Pending -- -- --
02/19/2014 02/19/14 Price Changed $63,000 -4.5% $69 / Sq Ft
01/17/2014 01/17/14 For Sale $66,000 0.0% $72 / Sq Ft
12/12/2013 12/12/13 Pending -- -- --
11/20/2013 11/20/13 For Sale $66,000 -- $72 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,852 $56,133 $15,647 $40,486
2023 $3,641 $50,712 $14,136 $36,576
2022 $3,489 $46,241 $12,890 $33,351
2021 $3,322 $43,232 $12,051 $31,181
2020 $3,217 $41,272 $11,505 $29,767
2019 $3,111 $39,314 $10,959 $28,355
2018 $1,743 $23,632 $10,324 $13,308
2017 $1,681 $22,341 $9,760 $12,581
2016 $1,571 $20,727 $9,055 $11,672
2015 -- $18,998 $8,300 $10,698
2014 -- $28,188 $8,198 $19,990
2013 -- $32,552 $8,414 $24,138
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08491279

Midwest Real Estate Data (MRED)

APN: 06-01-480-025