$277,000
SOLD JUL 29, 2025

6720 Harbor Terrace Chattanooga, TN 37416

3 Beds
2 Baths
2,936 Sq Ft
1 Acres

Recently Sold

$94 Per Sq Ft

27% Below List Price

125 Days on Market

Highlights

  • Private Yard
  • Fireplace
  • Brick or Stone Mason
  • No HOA
  • 1 Car Attached Garage
  • Views

About This Home

As of July 2025

This charming 4-bedroom, 2-bathroom home offers a perfect blend of rustic charm and modern potential. Nestled in a highly sought-after neighborhood, it boasts an incredible view of the surrounding natural beauty, making it an ideal retreat for those who appreciate serene landscapes.

The home features a striking stone-accented exterior with mid-century architectural touches, including vaulted ceilings in the main entrance and windows that let in abundant natural light. The spacious living areas provide a cozy, yet open atmosphere, with a fireplace as the focal point of the main living space.

The unfinished basement offers endless possibilities—whether you dream of a mother-in-law suite, an at home gym, or additional living space. Outside, mature trees and a peaceful yard create a private oasis, perfect for relaxing or entertaining.

Located in a great neighborhood with easy access to amenities, this home is a fantastic opportunity to create your dream space while enjoying breathtaking views every day.

Last Agent to Sell the Property

Natalia Bauman

LPT Realty LLC License #354829 Listed on: 02/20/2025

LPT Realty LLC

Last Buyer's Agent

Charles Jabaley

Keller Williams Realty License #352704

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,062

Year Built

  • Built in 1966

Lot Details

  • 1 Acre Lot
  • Lot Dimensions are 404 x 195 x 346
  • Private Entrance
  • Private Yard

Parking

  • 1 Car Attached Garage
  • Side Facing Garage
  • Driveway

Home Design

  • Brick or Stone Mason
  • Slab Foundation
  • Vinyl Siding
  • Stone

Interior Spaces

  • 2,936 Sq Ft Home
  • Ceiling Fan
  • Fireplace
  • Living Room
  • Dining Room
  • Property Views
  • Basement

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level

Accessible Home Design

  • Accessible Full Bathroom
  • Enhanced Accessible Features

Outdoor Features

  • Rain Gutters

Schools

  • Harrison Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Central Air
  • Septic Tank
  • Sewer Not Available
  • Phone Available

Community Details

  • No Home Owners Association
  • Lake Harbor Ests Subdivision

Listing and Financial Details

  • Assessor Parcel Number 112h B 001

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,062

Year Built

Built in 1966

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.0
  • Lot Size: 404 x 195 x 346
  • Subdivision Name: Lake Harbor Ests
  • Directions: Coming down SR-153 North, Take exit 5A onto SR-58 North, Turn left onto N Hickory Valley Rd, Turn left onto Vincent Rd, Turn Right onto Harbor Ter, property is on the right.
  • Above Grade Finished Sq Ft: 1864.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Living Area: 2936.0
  • New Construction: No
  • Year Built: 1966
  • Cooling:Electric: Yes
  • Location Tax and Legal Parcel Number2: 112h B 001
  • Location Tax and Legal Elementary School: Harrison Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 1061.65
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1864.0
  • General Property Information Enhanced Accessible2: Yes
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 1.0
  • General Property Information Lot Size Square Feet2: 43560.0
  • General Property Information Lot Size Dimensions: 404 x 195 x 346
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Utilities Phone Available: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: First
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Room Types Other Room: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Utilities Sewer Not Available: Yes
  • Special Features: None

Interior Features

  • Private Spa: No
  • Accessibility Features: Accessible Full Bath
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: Yes

Exterior Features

  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Stone, Vinyl Siding
  • Exterior Features: Private Entrance, Private Yard, Rain Gutters
  • Foundation Details: Slab
  • Construction Materials:Vinyl Siding: Yes
  • Exterior Features:Private Yard: Yes
  • Construction Materials:Stone: Yes
  • Exterior Features:Rain Gutters: Yes
  • Accessibility Features:Accessible Full Bath: Yes
  • Exterior Features:Private Entrance: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Asphalt, Driveway, Garage, Garage Faces Side
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Asphalt: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Faces Side: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling Y N: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Phone Available, Sewer Not Available, Water Connected
  • Water Source: Public
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Harrison Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Lot Size Sq Ft: 43560.0
  • Additional Parcels: No
  • Parcel #: 112h B 001

Tax Info

  • Tax Annual Amount: 1061.65

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 8, 2019
Sold by
Skeeps Ob Llc
Bought by
Skeeps Two Llc

Purchase Details

Closed on
Mar 17, 2019
Sold by
Tn Pace Re Llc
Bought by
Skeeps Ob Llc

Purchase Details

Closed on
Mar 13, 2019
Sold by
Prolex Medical Services Inc
Bought by
Tn Pace Re Llc

Purchase Details

Closed on
Aug 29, 2007
Sold by
Herrick Kenneth P
Bought by
Prolex Medical Services Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,900
Interest Rate
6.7%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 5, 2007
Sold by
Thomas Zora Delene Hudson and Thomas Family Living Trust
Bought by
Herrick Kenneth P

Purchase Details

Closed on
Feb 16, 1999
Sold by
Thomas William R and Thomas Delene H
Bought by
Thomas Family Living Trust
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Warranty Deed $433,600 Title Guaranty And Trust Co
Warranty Deed $433,600 Title Guaranty And Trust Co
Warranty Deed $162,000 First Title
Warranty Deed $125,000 First Title
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,541,000 Future Advance Clause Open End Mortgage
Previous Owner $131,900 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/29/2025 07/29/25 Sold $277,000 -7.4% $94 / Sq Ft
06/26/2025 06/26/25 Pending -- -- --
06/17/2025 06/17/25 Price Changed $299,000 -8.0% $102 / Sq Ft
05/28/2025 05/28/25 Price Changed $325,000 -13.3% $111 / Sq Ft
03/27/2025 03/27/25 Price Changed $375,000 -1.3% $128 / Sq Ft
02/20/2025 02/20/25 For Sale $380,000 -- $129 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,053 $47,050 $0 $0
2023 $1,062 $47,050 $0 $0
2022 $1,062 $47,050 $0 $0
2021 $1,062 $47,050 $0 $0
2020 $1,121 $40,200 $0 $0
2019 $1,121 $40,200 $0 $0
2018 $1,121 $40,200 $0 $0
2017 $1,121 $40,200 $0 $0
2016 $1,102 $0 $0 $0
2015 $1,102 $39,525 $0 $0
2014 $1,102 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1507479

Greater Chattanooga REALTORS®

APN: 112H-B-001