673 Andover St San Francisco, CA 94110
Bernal Heights Neighborhood
3
Beds
2
Baths
1,340
Sq Ft
1,850
Sq Ft Lot
Highlights
- 1 Car Attached Garage
- Hoover (Herbert) Middle School Rated A-
- Electric Vehicle Home Charger
About This Home
As of February 2025This charming Bernal Heights home boasts a beautifully airy two-level design, blending contemporary upgrades with timeless character. Situated in a prime location just a short stroll from vibrant Cortland Avenue. This 3-bedroom, 2-bath single-family residence is move-in ready and waiting to welcome you. Thoroughly remodeled and thoughtfully reimagined, this light-filled home features an open-concept layout designed for modern living. Upstairs, you'll find a spacious living area with cathedral ceilings, a cozy den with barn-door partitions, and a remodeled kitchen showcasing sleek, modern finishes and stainless appliances. The upstairs bedroom and bath exude comfort and style, while the expansive deck offers peaceful views perfect for entertaining or unwinding. The lower level is equally inviting, with a luxurious en-suite primary bedroom with a spa-like bath, a large closet, and direct deck access. A third bedroom, ample storage, and a convenient laundry area complete the space. The Garage has interior Access and is wired for EV charging. Outside, the large, fully fenced yard features a patio and room to create your dream garden.
Last Buyer's Agent
Olivia Ongpin
Vanguard Properties License #01830943
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,726
Year Built
- Built in 1906
Home Design
- 1,340 Sq Ft Home
Parking
- 1 Car Attached Garage
- Electric Vehicle Home Charger
- Open Parking
Additional Features
- 2 Full Bathrooms
- 1,850 Sq Ft Lot
Listing and Financial Details
- Assessor Parcel Number 5743-018
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 9, 2025
Closed on
Jan 28, 2025
Sold by
Zf Spv Llc
Bought by
Engberding Joern
Seller's Agent
Clay Gjevre
Vantage Realty
Buyer's Agent
Olivia Ongpin
Vanguard Properties
List Price
$1,395,000
Sold Price
$1,600,000
Premium/Discount to List
$205,000
14.7%
Views
36
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$48,993
Avg. Annual Appreciation
-5.48%
Original Mortgage
$420,000
Outstanding Balance
$417,842
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$1,137,696
Purchase Details
Listed on
Jan 9, 2025
Closed on
Jan 23, 2025
Sold by
Carlson Chelsea Marie
Bought by
Engberding Joern
Seller's Agent
Clay Gjevre
Vantage Realty
Buyer's Agent
Olivia Ongpin
Vanguard Properties
List Price
$1,395,000
Sold Price
$1,600,000
Premium/Discount to List
$205,000
14.7%
Views
36
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$420,000
Outstanding Balance
$417,842
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$1,137,696
Purchase Details
Listed on
Feb 13, 2023
Closed on
Apr 19, 2023
Sold by
Caroline Blair Revocable Trust and Marine Craig
Bought by
Zf Spv Llc
Seller's Agent
Gabrielle Bunker
Compass
Buyer's Agent
Gabrielle Bunker
Compass
List Price
$999,000
Sold Price
$999,000
Views
163
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
30.49%
Purchase Details
Closed on
May 24, 2022
Sold by
Blair Caroline M
Bought by
Caroline Blair Revocable Trust
Purchase Details
Closed on
Oct 26, 1999
Sold by
Blair Caroline M and Edward Charles
Bought by
Blair Caroline M and Brown Eva Marie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$262,000
Interest Rate
7.82%
Mortgage Type
Stand Alone First
Purchase Details
Closed on
May 3, 1999
Sold by
Blair Caroline M
Bought by
Blair Caroline M and Hall Charles Edward
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$213,000
Interest Rate
6.84%
Mortgage Type
Unknown
Purchase Details
Closed on
Nov 20, 1997
Sold by
Zimmerman Marie J and Zimmerman Marie
Bought by
Blair Caroline M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,000
Interest Rate
3.95%
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This home offers a rare opportunity to own a beautifully renovated property with flexible living options. Thoughtfully updated with high-end finishes, both levels feature modern kitchens, sleek bathrooms, and open-concept living spaces filled with natural light. The lower level enjoys direct access to a private backyardideal for outdoor entertaining or quiet relaxationwhile the upper level boasts
Ben Marmol Intero Real Estate Services
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | -- | Old Republic Title | |
| Quit Claim Deed | -- | Old Republic Title | |
| Grant Deed | -- | Old Republic Title | |
| Grant Deed | -- | None Listed On Document | |
| Grant Deed | $60,000 | First American Title Co | |
| Interfamily Deed Transfer | -- | -- | |
| Grant Deed | $185,000 | First American Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $420,000 | New Conventional | |
| Previous Owner | $435,045 | New Conventional | |
| Previous Owner | $1,148,400 | Reverse Mortgage Home Equity Conversion Mortgage | |
| Previous Owner | $30,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $379,000 | New Conventional | |
| Previous Owner | $385,000 | New Conventional | |
| Previous Owner | $380,000 | Unknown | |
| Previous Owner | $340,000 | Stand Alone First | |
| Previous Owner | $75,000 | Credit Line Revolving | |
| Previous Owner | $40,000 | Credit Line Revolving | |
| Previous Owner | $262,000 | Stand Alone First | |
| Previous Owner | $213,000 | Unknown | |
| Previous Owner | $148,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/07/2025 02/07/25 | Sold | $1,600,000 | +14.7% | $1,194 / Sq Ft |
| 01/22/2025 01/22/25 | Pending | -- | -- | -- |
| 01/09/2025 01/09/25 | For Sale | $1,395,000 | +39.6% | $1,041 / Sq Ft |
| 05/02/2023 05/02/23 | Sold | $999,000 | 0.0% | $833 / Sq Ft |
| 04/30/2023 04/30/23 | Off Market | $999,000 | -- | -- |
| 04/28/2023 04/28/23 | Pending | -- | -- | -- |
| 04/01/2023 04/01/23 | For Sale | $999,000 | 0.0% | $833 / Sq Ft |
| 03/31/2023 03/31/23 | Off Market | $999,000 | -- | -- |
| 02/13/2023 02/13/23 | For Sale | $999,000 | -- | $833 / Sq Ft |
Source: San Francisco Association of REALTORS® MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,726 | $1,039,358 | $727,551 | $311,807 |
| 2024 | $12,726 | $1,018,980 | $713,286 | $305,694 |
| 2023 | $5,849 | $431,654 | $187,509 | $244,145 |
| 2022 | $5,725 | $423,192 | $183,833 | $239,359 |
| 2021 | $5,265 | $384,897 | $180,230 | $204,667 |
| 2020 | $5,356 | $380,953 | $178,383 | $202,570 |
| 2019 | $5,128 | $373,485 | $174,886 | $198,599 |
| 2018 | $4,957 | $366,163 | $171,457 | $194,706 |
| 2017 | $4,600 | $358,985 | $168,096 | $190,889 |
| 2016 | $4,502 | $351,948 | $164,801 | $187,147 |
| 2015 | $4,445 | $346,664 | $162,327 | $184,337 |
| 2014 | $4,329 | $339,875 | $159,148 | $180,727 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Clay Gjevre
Vantage Realty
(415) 793-7633
5 in this area
50 Total Sales
-
O
Buyer's Agent in 2025
Olivia Ongpin
Vanguard Properties
-
Seller's Agent in 2023
Gabrielle Bunker
Compass
(415) 846-2785
3 in this area
38 Total Sales
Map
Source: San Francisco Association of REALTORS® MLS
MLS Number: 425001017
APN: 5743-018
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Information is deemed reliable but not guaranteed.
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