NOT LISTED FOR SALE

Estimated Value: $417,000 - $497,000

4 Beds
2 Baths
2,725 Sq Ft
$165/Sq Ft Est. Value

Last Sold December 14, 2018

Last sale price $242,000 $89 Per Sq Ft

Est. 84% increase in value since last sale

Current estimated payment $2,461/month

7 Days on Market

Highlights

  • Deck
  • Main Floor Primary Bedroom
  • Bonus Room
  • Wood Flooring
  • Whirlpool Bathtub
  • High Ceiling

About This Home

As of December 2018

WELCOME HOME! Spacious 4 bedroom home located in desirable neighborhood. Minutes from Harrison Bay State Park, marinas, and Tennessee River. Also very convenient to shopping, medical facilities and interstate. Better than new and meticulously maintained. Roof approximately 2 years old, brand new deck, newer fence are only a few things you will appreciate. Everyone has their own space with large great room with fireplace, master bedroom on main + additional 2 bedrooms or office. 4th large bedroom is located upstairs or bonus room. Escape to the lower level with approx. 560 finished sq. ft for media or rec room. An additional approx. 1021 sq. ft of unfinished space for storage, workshop or future expansion area. Enjoy private, large backyard. Lot is over half acre. Great Home!

Last Agent to Sell the Property

Carol Craig

Keller Williams Realty License #276193 Listed on: 10/03/2018

Keller Williams Realty

Last Buyer's Agent

Daniel Anderson

Keller Williams Realty License #320225

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,472

Year Built

  • Built in 1998

Lot Details

  • 0.61 Acre Lot
  • Lot Dimensions are 101.29x278.34
  • Fenced

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 2,725 Sq Ft Home
  • 1.5-Story Property
  • High Ceiling
  • Gas Log Fireplace
  • Insulated Windows
  • Entrance Foyer
  • Great Room with Fireplace
  • Breakfast Room
  • Formal Dining Room
  • Game Room with Fireplace
  • Bonus Room
  • Workshop
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Washer and Gas Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Whirlpool Bathtub
  • Bathtub with Shower
  • Separate Shower

Outdoor Features

  • Deck
  • Covered Patio or Porch

Schools

  • Snow Hill Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • River Cove Subdivision

Listing and Financial Details

  • Assessor Parcel Number 094a D 001

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,472

Year Built

Built in 1998

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.61
  • Lot Size: 101.29X278.34
  • Subdivision Name: River Cove
  • Directions: North on Highway 58, Left on Ramsey Road, Right on River Cove, Left on River Stream Drive, House is on your left.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Living Area: 2725.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 1998
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 094a D 001
  • Location Tax and Legal Elementary School: Snow Hill Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 1471.79
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.61
  • General Property Information Lot Size Square Feet2: 101278.0
  • General Property Information Lot Size Dimensions: 101.29X278.34
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • Remarks and Miscellaneous Public Remarks2: WELCOME HOME! Spacious 4 bedroom home located in desirable neighborhood. Minutes from Harrison Bay State Park, marinas, and Tennessee River. Also very convenient to shopping, medical facilities and interstate. Better than new and meticulously maintained. Roof approximately 2 years old, brand new deck, newer fence are only a few things you will appreciate. Everyone has their own space with large great room with fireplace, master bedroom on main + additional 2 bedrooms or office. 4th large bedroom is located upstairs or bonus room. Escape to the lower level with approx. 560 finished sq. ft for media or rec room. An additional approx. 1021 sq. ft of unfinished space for storage, workshop or future expansion area. Enjoy private, large backyard. Lot is over half acre. Great Home!
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Roof Asphalt5: Yes
  • Foundation Details Block2: Yes
  • Fencing Fenced: Yes
  • Cooling:Multi Units: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Whirlpool Tub2: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Interior Features Split Bedrooms2: Yes
  • Parking Features Kitchen Level2: Yes
  • Brick and Stone Features Partial Brick: Yes
  • Levels:One and One Half: Yes
  • Brick and Stone Features All Brick: Yes
  • Interior Features Breakfast Room: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Microwave, Free-Standing Electric Range, Electric Water Heater, Disposal, Dishwasher
  • Has Basement: Finished, Full, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Great Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood, Tile
  • Interior Amenities: Breakfast Room, Eat-in Kitchen, Entrance Foyer, High Ceilings, Pantry, Primary Downstairs, Separate Dining Room, Separate Shower, Split Bedrooms, Tub/shower Combo, Walk-In Closet(s), Whirlpool Tub
  • Window Features: Insulated Windows
  • ResoLivingAreaSource: Owner
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Great Room2: Yes
  • Interior Features:Entrance Foyer: Yes

Exterior Features

  • Fencing: Fenced
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Other
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Covered
  • Roof: Asphalt, Shingle
  • Construction Materials:Brick: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Insulated Windows: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Snow Hill Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Lot Size Sq Ft: 101278.0
  • Additional Parcels: No
  • Parcel #: 094a D 001
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 1471.79

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 3, 2018
Closed on
Dec 14, 2018
Sold by
Belcher Billy Lamar and Belcher Billy L
Bought by
Velle Sandra and Velle Victor
Seller's Agent
Carol Craig
Keller Williams Realty
Buyer's Agent
Daniel Anderson
Keller Williams Realty
List Price
$250,000
Sold Price
$242,000
Premium/Discount to List
-$8,000
-3.2%
Current Estimated Value
$445,787

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$203,787
Avg. Annual Appreciation
9.16%
Original Mortgage
$193,600
Outstanding Balance
$169,561
Interest Rate
4.8%
Mortgage Type
New Conventional
Estimated Equity
$279,791

Purchase Details

Closed on
Feb 14, 2018
Sold by
Belcher Staci V
Bought by
Belcher Billly L

Purchase Details

Listed on
Sep 7, 2013
Closed on
Apr 30, 2014
Sold by
Nelson Karen A and Nelson David K
Bought by
Belcher Billy Lamar and Belcher Staci V
Seller's Agent
Charlotte Mabry
Keller Williams Realty
Buyer's Agent
Jay Craig
Keller Williams Realty
List Price
$210,000
Sold Price
$209,700
Premium/Discount to List
-$300
-0.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.74%
Original Mortgage
$216,620
Interest Rate
4.37%
Mortgage Type
VA

Purchase Details

Closed on
Mar 21, 2003
Sold by
Austin Glen and Austin Marie
Bought by
Nelson David K and Nelson Karen A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Interest Rate
5.82%

Purchase Details

Closed on
May 22, 1998
Sold by
Bond Timothy R
Bought by
Austin Glen and Austin Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,400
Interest Rate
9.55%

Purchase Details

Closed on
Oct 13, 1997
Sold by
Edwards Jack and Edwards Barbara
Bought by
Bond Timothy R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
7.55%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Velle Sandra $242,000 None Available
Belcher Billly L -- Abstract Title & Escrow
Belcher Billy Lamar $209,700 None Available
Nelson David K $165,000 Northgate Title Escrow Inc
Austin Glen $156,000 --
Bond Timothy R $19,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Velle Sandra $193,600
Previous Owner Belcher Billy Lamar $216,620
Previous Owner Nelson David K $130,000
Previous Owner Austin Glen $140,400
Previous Owner Bond Timothy R $124,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/14/2018 12/14/18 Sold $242,000 -3.2% $89 / Sq Ft
10/10/2018 10/10/18 Pending -- -- --
10/03/2018 10/03/18 For Sale $250,000 +19.2% $92 / Sq Ft
04/30/2014 04/30/14 Sold $209,700 -0.1% $84 / Sq Ft View Prior Sale
03/07/2014 03/07/14 Pending -- -- --
09/06/2013 09/06/13 For Sale $210,000 -- $84 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,583 $104,425 $0 $0
2024 $1,450 $64,800 $0 $0
2023 $1,459 $64,800 $0 $0
2022 $1,459 $64,800 $0 $0
2021 $1,459 $64,800 $0 $0
2020 $1,472 $52,900 $0 $0
2019 $1,472 $52,900 $0 $0
2018 $1,472 $52,900 $0 $0
2017 $1,472 $52,900 $0 $0
2016 $1,514 $0 $0 $0
2015 $1,514 $54,425 $0 $0
2014 $1,514 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1288935

Greater Chattanooga REALTORS®

APN: 094A-D-001