680 Elma Ave Big Pine Key, FL 33043
Estimated payment $21,378/month
Total Views
11,263
4
Beds
3.5
Baths
2,050
Sq Ft
$1,902
Price per Sq Ft
Highlights
- Ocean Front
- Boat Lift
- Boat Slip
- Dock made with wood
- Sandy Beach
- Heated In Ground Pool
About This Home
RARE * PRIVATE ESTATE LOT- WEST FACING-DREAMY SUNSETS -New features include ownership of surrounding Bay bottom! 600 sq ft detached garage! Tiki with outdoor kitchen!* Welcome to Tarpon Cove, an exclusive, resort-like retreat nestled on a sprawling estate lot in the heart of Big Pine Key in the Lower Florida Keys. This recently redesigned home offers a perfect blend of modern elegance and natural beauty, surrounded by the pristine Florida Key Deer Preserve. With four spacious bedrooms and three and a half bathrooms, this unique multi-level residence is designed for those who appreciate privacy, sunsets, and space.The gated entrance, a long, driveway, shaded by mature native trees, leads you to this private oasis. The fully fenced yard offers complete privacy and is beautifully landscaped with tropical foliage. Designed with luxury and durability in mind, this concrete home features a metal roof and impact-resistant windows and doors, ensuring peace of mind.Inside you'll find an open-concept living space that flows effortlessly from room to room, all bathed in natural light and offering stunning views of the surrounding landscape. The modern kitchen is a chef's dream, complete with quartz countertops, a Samsung Bespoke appliance package, and a professional-grade gas cooktop. Enjoy breathtaking water views from almost every room in the house.Outdoors, the expansive dockage provides incredible boating access on the ocean side, with ample space for multiple boats. Power and water on dock, and covered lighted fish cleaning station. This property is a boater's paradise, offering direct access to the sparkling waters of the Atlantic. Additional amenities include RV hookup, covered parking, and garage storage.Tarpon Cove is not just a home--it's a lifestyle. A rare and special property, it offers the tranquility and seclusion of a private resort, right in your own backyard. Insurance available - Seller has Home with flood with Frontline- they rated the home 2023!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,333
Year Built
- Built in 1971 | Remodeled
Lot Details
- 0.66 Acre Lot
- Ocean Front
- Home fronts a canal
- Sandy Beach
- Privacy Fence
- Fenced
- Property is zoned ISM - Improved Sub Masonry
Property Views
- Ocean
- Canal
Home Design
- Split Level Home
- Metal Roof
Interior Spaces
- 2,050 Sq Ft Home
- 3-Story Property
- Ceiling Fan
- Self Contained Fireplace Unit Or Insert
- Blinds
- Sliding Doors
- Workshop
- Storage
Kitchen
- Oven
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Quartz Countertops
- Built-In or Custom Kitchen Cabinets
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Laundry
- Dryer
- Washer
Home Security
- Impact Glass
- Fire and Smoke Detector
Parking
- 4 Car Garage
- Carport
- Automatic Garage Door Opener
- Electric Gate
- Guest Parking
- RV or Boat Parking
Pool
- Heated In Ground Pool
- Spa
- Fiberglass Pool
- Pool Deck
Outdoor Features
- Davits
- Seawall
- Boat Lift
- Boat Slip
- Dock made with wood
- Balcony
- Deck
- Outdoor Kitchen
- Exterior Lighting
- Outdoor Storage
- Tiki or Chickee Hut
- Rain Gutters
Utilities
- Central Heating and Cooling System
- Ductless Heating Or Cooling System
- Heat Pump System
- Propane
- Public Hookup Available For Sewer
- Cable TV Available
Community Details
- No Home Owners Association
- Piney Point Sub Subdivision
- Rental Restrictions
- RV Parking in Community
Listing and Financial Details
- Assessor Parcel Number 00246430-000100
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $11,333 | $1,306,283 | $794,078 | $512,205 |
| 2024 | $11,177 | $1,242,833 | $784,276 | $458,557 |
| 2023 | $11,177 | $1,230,241 | $784,276 | $445,965 |
| 2022 | $6,215 | $685,034 | $0 | $0 |
| 2021 | $723 | $665,082 | $382,386 | $282,696 |
| 2020 | $6,474 | $693,829 | $455,902 | $237,927 |
| 2019 | $6,495 | $693,844 | $455,902 | $237,942 |
| 2018 | $7,447 | $777,000 | $0 | $0 |
| 2017 | $7,504 | $761,019 | $0 | $0 |
| 2016 | $696 | $958,809 | $0 | $0 |
| 2015 | -- | $740,186 | $0 | $0 |
| 2014 | -- | $653,678 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/23/2025 11/23/25 | For Sale | $3,900,000 | -- | $1,902 / Sq Ft |
Source: Marathon and Lower Keys Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,450,000 | -- | |
| Quit Claim Deed | -- | -- | |
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Quit Claim Deed | -- | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Trustee Deed | -- | -- | |
| Warranty Deed | $30,000 | -- | |
| Warranty Deed | $280,000 | -- | |
| Quit Claim Deed | -- | -- | |
| Deed | $6,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $2,000,000 | New Conventional | |
| Previous Owner | $1,719,000 | Reverse Mortgage Home Equity Conversion Mortgage | |
| Previous Owner | $938,250 | Reverse Mortgage Home Equity Conversion Mortgage |
Source: Public Records
About the Listing Agent
Sandy Tuttle is a consistently ranked top real estate producer in the Florida Keys and a leader in the luxury market. Through 20 years of sales, she has facilitated several record-breaking sales, proving that the knowledge, experience, and problem-solving proficiency she cultivates from each deal are unmatched. Her award recognition is extensive, including at her previous company, where she ranked in the .5 percent of all Berkshire agents nationwide! Sandy’s designations include Luxury
Sandra's Other Listings
Source: Marathon and Lower Keys Association of REALTORS®
MLS Number: 617430
APN: 00246430-000100
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