680 Elma Ave Big Pine Key, FL 33043
Estimated payment $20,169/month
Total Views
30,665
4
Beds
3.5
Baths
2,050
Sq Ft
$1,802
Price per Sq Ft
Highlights
- Ocean Front
- Boat Lift
- Boat Slip
- Dock made with wood
- Sandy Beach
- Heated In Ground Pool
About This Home
RARE west-facing private estate offering sunset views, owned bay bottom, and exceptional boating access. Welcome to Tarpon Cove, an exclusive retreat located in Big Pine Key, surrounded by the Florida Key Deer Preserve for unmatched privacy and natural beauty.The concrete residence has been meticulously reconstructed through a down-to-the-studs renovation, resulting in a 2023 effective age and is insurance-rated as a 2023 build, offering modern construction confidence and peace of mind. The home features 4 bedrooms and 3.5 bathrooms, ready for immediate enjoyment.A gated entrance and long, tree-lined driveway lead to a fully fenced, beautifully landscaped estate with hard to find privacy. Construction highlights include a metal roof, impact-resistant windows and doors, and updated systems throughout. Inside, open-concept living spaces are filled with natural light, with stunning water views from nearly every room. The chef's kitchen features quartz countertops, a Samsung Bespoke appliance package, and a professional-grade gas cooktop.Outdoor living is exceptional with expansive ocean-side dockage offering power and water, room for multiple boats, and a covered, lighted fish-cleaning station. Ownership of the surrounding bay bottom adds rare value and enhanced waterfront enjoyment. Additional features include a tiki hut with outdoor kitchen, 600 sq ft detached garage, covered parking, RV hookup, and ample storage.A rare opportunity to own a private, west-facing luxury estate combining modern construction, boating lifestyle, and breathtaking sunsets.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,333
Year Built
- Built in 1971 | Remodeled
Lot Details
- 0.66 Acre Lot
- Ocean Front
- Home fronts a canal
- Sandy Beach
- Privacy Fence
- Fenced
- Property is zoned ISM - Improved Sub Masonry
Property Views
- Ocean
- Canal
Home Design
- Split Level Home
- Metal Roof
Interior Spaces
- 2,050 Sq Ft Home
- 3-Story Property
- Ceiling Fan
- Self Contained Fireplace Unit Or Insert
- Blinds
- Sliding Doors
- Workshop
- Storage
Kitchen
- Oven
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Quartz Countertops
- Built-In or Custom Kitchen Cabinets
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Laundry
- Dryer
- Washer
Home Security
- Impact Glass
- Fire and Smoke Detector
Parking
- 4 Car Garage
- Carport
- Automatic Garage Door Opener
- Electric Gate
- Guest Parking
- RV or Boat Parking
Pool
- Heated In Ground Pool
- Fiberglass Pool
- Pool Deck
- Spa
Outdoor Features
- Davits
- Seawall
- Boat Lift
- Boat Slip
- Dock made with wood
- Balcony
- Deck
- Outdoor Kitchen
- Exterior Lighting
- Outdoor Storage
- Tiki or Chickee Hut
- Rain Gutters
Utilities
- Central Heating and Cooling System
- Ductless Heating Or Cooling System
- Heat Pump System
- Propane
- Public Hookup Available For Sewer
- Cable TV Available
Community Details
- No Home Owners Association
- Piney Point Sub Subdivision
- Rental Restrictions
- RV Parking in Community
Listing and Financial Details
- Assessor Parcel Number 00246430-000100
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $11,333 | $1,306,283 | $794,078 | $512,205 |
| 2024 | $11,177 | $1,242,833 | $784,276 | $458,557 |
| 2023 | $11,177 | $1,230,241 | $784,276 | $445,965 |
| 2022 | $6,215 | $685,034 | $0 | $0 |
| 2021 | $723 | $665,082 | $382,386 | $282,696 |
| 2020 | $6,474 | $693,829 | $455,902 | $237,927 |
| 2019 | $6,495 | $693,844 | $455,902 | $237,942 |
| 2018 | $7,447 | $777,000 | $0 | $0 |
| 2017 | $7,504 | $761,019 | $0 | $0 |
| 2016 | $696 | $958,809 | $0 | $0 |
| 2015 | -- | $740,186 | $0 | $0 |
| 2014 | -- | $653,678 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/11/2026 02/11/26 | Price Changed | $3,695,000 | -5.3% | $1,802 / Sq Ft |
| 11/23/2025 11/23/25 | For Sale | $3,900,000 | -- | $1,902 / Sq Ft |
Source: Marathon and Lower Keys Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,450,000 | -- | |
| Quit Claim Deed | -- | -- | |
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Quit Claim Deed | -- | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Trustee Deed | -- | -- | |
| Warranty Deed | $30,000 | -- | |
| Warranty Deed | $280,000 | -- | |
| Quit Claim Deed | -- | -- | |
| Deed | $6,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $2,000,000 | New Conventional | |
| Previous Owner | $1,719,000 | Reverse Mortgage Home Equity Conversion Mortgage | |
| Previous Owner | $938,250 | Reverse Mortgage Home Equity Conversion Mortgage |
Source: Public Records
About the Listing Agent
Sandy Tuttle is a consistently ranked top real estate producer in the Florida Keys and a leader in the luxury market. Through 21 years of sales, she has facilitated several record-breaking sales, proving that the knowledge, experience, and problem-solving proficiency she cultivates from each deal are unmatched. Her award recognition is extensive, including at her previous company, where she ranked in the .5 percent of all Berkshire agents nationwide! Sandy’s designations include Luxury
Sandra's Other Listings
Source: Marathon and Lower Keys Association of REALTORS®
MLS Number: 617430
APN: 00246430-000100
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