685 Bernardo Ave Morro Bay, CA 93442
3
Beds
2
Baths
1,342
Sq Ft
5,750
Sq Ft Lot
Highlights
- Golf Course Community
- Fishing
- Main Floor Primary Bedroom
- Del Mar Elementary School Rated A-
- Bay View
- Living Room with Attached Deck
About This Home
As of June 2025Morro Bay. California Charming beach cottage completely rebuilt in the mid nineties. Stunning views of Morro Rock and the coast. Walking distance to town, one block from Morro Bay Park. Recently upgraded kitchen with new counters and stove sits off a vaulted great room. Large deck for entertaining shows off the fabulous views. Double car garage with laundry hooks ups. Beautiful, established low maintenance landscaping adds to the cottage charm. Main bedroom features a large walk in closet and in suite bathroom with both a tub and separate shower. This is the home you've been dreaming of !!!SOLD AS IS. The home was originally built in 1961 and then torn down completely except for one section of wall (approx. 6 ft.) to get a remodel permit in 1995.
Last Agent to Sell the Property
Compass Brokerage Phone: 805-459-0127 License #00856787 Listed on: 04/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,060
Year Built
- Built in 1995 | Remodeled
Lot Details
- 5,750 Sq Ft Lot
- Density is up to 1 Unit/Acre
- Property is zoned R1
Parking
- 2 Car Attached Garage
- Parking Available
- Front Facing Garage
Property Views
- Bay
- Rock
Home Design
- Permanent Foundation
Interior Spaces
- 1,342 Sq Ft Home
- 2-Story Property
- Living Room with Fireplace
- Living Room with Attached Deck
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Gas Range
- Tile Countertops
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Primary Bedroom on Main
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry in Garage
Outdoor Features
- Balcony
- Patio
- Rain Gutters
- Wrap Around Porch
Utilities
- Forced Air Heating System
- Water Heater
- Phone Available
- Cable TV Available
Listing and Financial Details
- Legal Lot and Block 1 / 15
- Assessor Parcel Number 066153017
Community Details
Overview
- No Home Owners Association
- Town Of El Morro Subdivision
Recreation
- Golf Course Community
- Fishing
- Park
- Hiking Trails
- Bike Trail
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 16, 2025
Closed on
May 29, 2025
Sold by
Schrag Family Trust and Schrag Fred Charles
Bought by
Miller Seth and Miller Rebecca
Seller's Agent
David Singer
Compass
Buyer's Agent
Ryan Nadeau
Joel Pace Real Estate, Inc.
List Price
$975,000
Sold Price
$900,000
Premium/Discount to List
-$75,000
-7.69%
Views
95
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.53%
Original Mortgage
$525,000
Outstanding Balance
$524,095
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$376,810
Similar Homes in Morro Bay, CA
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $900,000 | First American Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $525,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/17/2025 06/17/25 | Sold | $900,000 | -7.7% | $671 / Sq Ft |
| 05/19/2025 05/19/25 | Pending | -- | -- | -- |
| 04/16/2025 04/16/25 | For Sale | $975,000 | -- | $727 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,060 | $975,000 | $650,000 | $325,000 |
| 2024 | $3,985 | $374,361 | $239,155 | $135,206 |
| 2023 | $3,985 | $367,021 | $234,466 | $132,555 |
| 2022 | $3,734 | $359,825 | $229,869 | $129,956 |
| 2021 | $3,673 | $352,770 | $225,362 | $127,408 |
| 2020 | $3,635 | $349,154 | $223,052 | $126,102 |
| 2019 | $3,595 | $342,309 | $218,679 | $123,630 |
| 2018 | $3,523 | $335,598 | $214,392 | $121,206 |
| 2017 | $3,453 | $329,019 | $210,189 | $118,830 |
| 2016 | $3,384 | $322,568 | $206,068 | $116,500 |
| 2015 | $3,331 | $317,724 | $202,973 | $114,751 |
| 2014 | $3,057 | $311,502 | $198,998 | $112,504 |
Source: Public Records
Agents Affiliated with this Home
-
David Singer
D
Seller's Agent in 2025
David Singer
Compass
(805) 544-8662
1 in this area
6 Total Sales
-
Ryan Nadeau
R
Buyer's Agent in 2025
Ryan Nadeau
Joel Pace Real Estate, Inc.
(858) 395-0927
2 in this area
3 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: SC25081995
APN: 066-153-017
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Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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