686 Bluff Dr Winchester, TN 37398
Estimated payment $7,230/month
Total Views
243
4
Beds
3.5
Baths
4,668
Sq Ft
$278
Price per Sq Ft
Highlights
- Lake Front
- Deck
- No HOA
- Community Boat Dock
- Wood Flooring
- Screened Porch
About This Home
Beautiful lakefront home located in the sought-after Hopkins Point subdivision with STUNNING WATER VIEWS! Don’t miss this rare opportunity to own a lakefront retreat with panoramic water views and direct access to the lake. This spacious 3-level home offers open living areas, a finished walkout basement, and plenty of room for entertaining family and guests. The lower level features a den/rec room with pool table included, making it the perfect game room or entertainment space. Step outside to enjoy a large deck, lower patio area, screened-in porch, and low-maintenance composite decking—ideal for relaxing and taking in the view. Down at the water, you’ll find a private dock with boat lift, touchless boat cover, and a large sundeck area for hanging out on the dock. A tram to the water (only 5 years old) provides easy access—no stairs needed. Additional highlights include a new roof. Whether you're looking for a full-time residence, vacation home, or investment property, this waterfront home checks all the boxes.
Listing Agent
Lynch Rigsby Realty & Auction, LLC Brokerage Phone: 9316362205 License # 321199 Listed on: 05/01/2026
Co-Listing Agent
Lynch Rigsby Realty & Auction, LLC Brokerage Phone: 9316362205 License #381272
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,055
Year Built
- Built in 1997
Lot Details
- 24,829 Sq Ft Lot
- Lake Front
Parking
- 2 Car Attached Garage
- Front Facing Garage
Home Design
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Ceiling Fan
- Gas Fireplace
- Living Room with Fireplace
- Screened Porch
- Interior Storage Closet
- Lake Views
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Trash Compactor
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Main Level Bedroom
- Walk-In Closet
- Double Vanity
Laundry
- Dryer
- Washer
Outdoor Features
- Docks
- Deck
Schools
- Broadview Elementary School
- South Middle School
- Franklin Co High School
Utilities
- Central Heating and Cooling System
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 053H A 01000 000
Community Details
Overview
- No Home Owners Association
- Hopkins Point Ph I Subdivision
Recreation
- Community Boat Dock
Map
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Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,055 | $203,225 | $106,250 | $96,975 |
| 2024 | $4,055 | $203,225 | $106,250 | $96,975 |
| 2023 | $4,075 | $203,225 | $106,250 | $96,975 |
| 2022 | $3,830 | $204,225 | $106,250 | $97,975 |
| 2021 | $4,006 | $204,225 | $106,250 | $97,975 |
| 2020 | $4,006 | $139,175 | $78,750 | $60,425 |
| 2019 | $4,006 | $139,175 | $78,750 | $60,425 |
| 2018 | $3,721 | $139,175 | $78,750 | $60,425 |
| 2017 | $3,721 | $139,175 | $78,750 | $60,425 |
| 2016 | $3,482 | $130,250 | $78,750 | $51,500 |
| 2015 | $3,482 | $130,250 | $78,750 | $51,500 |
| 2014 | $3,482 | $130,252 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/01/2026 05/01/26 | For Sale | $1,300,000 | -- | $278 / Sq Ft |
Source: Realtracs
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $375,000 | -- | |
| Deed | $78,000 | -- | |
| Warranty Deed | $17,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $300,000 | No Value Available |
Source: Public Records
About the Listing Agent
I'm an expert real estate agent with Lynch Rigsby Realty & Auction, LLC in Winchester, TN and the nearby area, providing home-buyers and sellers with professional, responsive and attentive real estate services. Want an agent who'll really listens to what you want in a home? Need an agent who knows how to effectively market your home so it sells? Give me a call! I'm eager to help and would love to talk to you.
Ashley's Other Listings
Source: Realtracs
MLS Number: 3186125
APN: 053H-A-010.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Realtracs as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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