Seller's Agent in 2026
Ashley Lynch
Lynch Rigsby Realty & Auction, LLC
(931) 636-2205
235 Total Sales
686 Bluff Dr Winchester, TN 37398
Winchester Area
4
Beds
3.5
Baths
4,668
Sq Ft
0.57
Acre Lot
Highlights
- Lake Front
- Deck
- No HOA
- Community Boat Dock
- Wood Flooring
- Screened Porch
About This Home
As of June 2026Beautiful lakefront home located in the sought-after Hopkins Point subdivision with STUNNING WATER VIEWS! Don’t miss this rare opportunity to own a lakefront retreat with panoramic water views and direct access to the lake. This spacious 3-level home offers open living areas, a finished walkout basement, and plenty of room for entertaining family and guests. The lower level features a den/rec room with pool table included, making it the perfect game room or entertainment space. Step outside to enjoy a large deck, lower patio area, screened-in porch, and low-maintenance composite decking—ideal for relaxing and taking in the view. Down at the water, you’ll find a private dock with boat lift, touchless boat cover, and a large sundeck area for hanging out on the dock. A tram to the water (only 5 years old) provides easy access—no stairs needed. Additional highlights include a new roof. Whether you're looking for a full-time residence, vacation home, or investment property, this waterfront home checks all the boxes.
Last Agent to Sell the Property
Lynch Rigsby Realty & Auction, LLC Brokerage Phone: 9316362205 License # 321199 Listed on: 05/01/2026
Co-Listed By
Lynch Rigsby Realty & Auction, LLC Brokerage Phone: 9316362205 License #381272
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,055
Year Built
- Built in 1997
Lot Details
- 24,829 Sq Ft Lot
- Lake Front
Parking
- 2 Car Attached Garage
- Front Facing Garage
Home Design
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Ceiling Fan
- Gas Fireplace
- Living Room with Fireplace
- Screened Porch
- Interior Storage Closet
- Lake Views
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Electric Oven
- Cooktop
- Microwave
- Dishwasher
- Kitchen Island
- Trash Compactor
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Main Level Bedroom
- Walk-In Closet
- Double Vanity
Laundry
- Dryer
- Washer
Outdoor Features
- Docks
- Deck
Schools
- Broadview Elementary School
- South Middle School
- Franklin Co High School
Utilities
- Central Heating and Cooling System
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 053H A 01000 000
Community Details
Overview
- No Home Owners Association
- Hopkins Point Ph I Subdivision
Recreation
- Community Boat Dock
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
May 31, 2002
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Outstanding Balance
$113,807
Interest Rate
6.77%
Estimated Equity
$1,146,748
Purchase Details
Closed on
Aug 5, 1996
Sold by
Bought by
Purchase Details
Closed on
Sep 30, 1989
Bought by
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $375,000 | -- | |
| Deed | $78,000 | -- | |
| Warranty Deed | $17,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $300,000 | No Value Available |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/19/2026 06/19/26 | Sold | $1,100,000 | -15.4% | $236 / Sq Ft |
| 05/01/2026 05/01/26 | For Sale | $1,300,000 | -- | $278 / Sq Ft |
Source: Realtracs
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,055 | $203,225 | $106,250 | $96,975 |
| 2024 | $4,055 | $203,225 | $106,250 | $96,975 |
| 2023 | $4,075 | $203,225 | $106,250 | $96,975 |
| 2022 | $3,830 | $204,225 | $106,250 | $97,975 |
| 2021 | $4,006 | $204,225 | $106,250 | $97,975 |
| 2020 | $4,006 | $139,175 | $78,750 | $60,425 |
| 2019 | $4,006 | $139,175 | $78,750 | $60,425 |
| 2018 | $3,721 | $139,175 | $78,750 | $60,425 |
| 2017 | $3,721 | $139,175 | $78,750 | $60,425 |
| 2016 | $3,482 | $130,250 | $78,750 | $51,500 |
| 2015 | $3,482 | $130,250 | $78,750 | $51,500 |
| 2014 | $3,482 | $130,252 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ashley Lynch
-
Jackson Lynch
J
Seller Co-Listing Agent in 2026
Jackson Lynch
Lynch Rigsby Realty & Auction, LLC
53 Total Sales
-
Heather Boldizsar
Buyer's Agent in 2026
Heather Boldizsar
Lake Homes Realty, LLC
(931) 307-8004
16 Total Sales
Map
Source: Realtracs
MLS Number: RTC3186125
APN: 053H-A-010.00
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All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Realtracs as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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