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Seller's Agent in 2025
Betty Wroe
Oakridge Real Estate
(319) 215-5945
11 in this area
114 Total Sales
69 Zuma St Waterloo, IA 50703
Neighbors for Life Neighborhood
2
Beds
1
Bath
966
Sq Ft
7,200
Sq Ft Lot
Highlights
- Deck
- Central Air
- Ceiling Fan
- 1 Car Detached Garage
- Water Softener is Owned
- 5-minute walk to Cedar Park
About This Home
As of July 2025Here is your opportunity to build equity & it is less than paying rent!! The front of the home offers you a large deck & then upon entering the home you have a great space for an office area, as you have windows on each side to give you the daylight you want. The main floor also consists of the living room, two bedrooms, one of which currently does have the laundry in it right now, but that could be moved back downstairs. A full bath and the eat-in kitchen. The back door leads you downstairs or outside. Downstairs you have a living space, and a storage room that could be another bedroom if you were to add an egress window. The utilities room along with another shower, and a storage area at the end. You can really make this area into what you need or want. Outside you have the fenced in back yard, a single stall garage & two additional storage sheds. Now is the time to schedule your showing!
Last Agent to Sell the Property
Oakridge Real Estate License #S65960000 Listed on: 11/20/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $902
Year Built
- Built in 1922
Lot Details
- 7,200 Sq Ft Lot
- Property is zoned R-2
Parking
- 1 Car Detached Garage
Home Design
- Block Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 966 Sq Ft Home
- Ceiling Fan
- Partially Finished Basement
- Interior Basement Entry
- Free-Standing Range
- Laundry on lower level
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Outdoor Features
- Deck
Schools
- Highland Elementary School
- Bunger Middle School
- West High School
Utilities
- Central Air
- Water Softener is Owned
Listing and Financial Details
- Assessor Parcel Number 891230455012
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 20, 2024
Closed on
Jul 2, 2025
Sold by
Terrell Cody A and Ayard Jasmine
Bought by
Deitrick Mariah K and Deitrick Gary Jacob
Seller's Agent
Betty Wroe
Oakridge Real Estate
Buyer's Agent
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NON-MEMBER
List Price
$89,900
Sold Price
$88,250
Premium/Discount to List
-$1,650
-1.84%
Views
149
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,069
Avg. Annual Appreciation
-5.37%
Original Mortgage
$86,651
Outstanding Balance
$86,430
Interest Rate
6.86%
Mortgage Type
FHA
Estimated Equity
-$249
Purchase Details
Closed on
Oct 5, 2018
Sold by
Barker Patricia Ann Est
Bought by
Terrell Cody A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,800
Interest Rate
4.5%
Mortgage Type
VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $88,500 | Black Hawk County Abstract | |
| Executors Deed | $55,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $86,651 | FHA | |
| Previous Owner | $50,800 | VA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/02/2025 07/02/25 | Sold | $88,250 | 0.0% | $91 / Sq Ft |
| 05/19/2025 05/19/25 | Off Market | $88,250 | -- | -- |
| 05/19/2025 05/19/25 | Pending | -- | -- | -- |
| 05/18/2025 05/18/25 | Pending | -- | -- | -- |
| 04/30/2025 04/30/25 | For Sale | $89,900 | 0.0% | $93 / Sq Ft |
| 04/26/2025 04/26/25 | Pending | -- | -- | -- |
| 04/15/2025 04/15/25 | Price Changed | $89,900 | -4.4% | $93 / Sq Ft |
| 03/06/2025 03/06/25 | Price Changed | $94,000 | -2.1% | $97 / Sq Ft |
| 02/20/2025 02/20/25 | Price Changed | $96,000 | -1.0% | $99 / Sq Ft |
| 02/05/2025 02/05/25 | Price Changed | $97,000 | -2.0% | $100 / Sq Ft |
| 01/15/2025 01/15/25 | Price Changed | $99,000 | -0.9% | $102 / Sq Ft |
| 12/16/2024 12/16/24 | Price Changed | $99,900 | -4.9% | $103 / Sq Ft |
| 12/09/2024 12/09/24 | Price Changed | $105,000 | -0.9% | $109 / Sq Ft |
| 11/20/2024 11/20/24 | For Sale | $106,000 | -- | $110 / Sq Ft |
Source: Northeast Iowa Regional Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $762 | $65,790 | $11,400 | $54,390 |
| 2024 | $762 | $53,770 | $11,400 | $42,370 |
| 2023 | $826 | $53,770 | $11,400 | $42,370 |
| 2022 | $802 | $49,910 | $11,400 | $38,510 |
| 2021 | $676 | $49,910 | $11,400 | $38,510 |
| 2020 | $658 | $41,690 | $7,130 | $34,560 |
| 2019 | $658 | $41,690 | $7,130 | $34,560 |
| 2018 | $624 | $36,750 | $7,130 | $29,620 |
| 2017 | $648 | $36,750 | $7,130 | $29,620 |
| 2016 | $636 | $36,750 | $7,130 | $29,620 |
| 2015 | $636 | $36,750 | $7,130 | $29,620 |
| 2014 | $516 | $34,280 | $7,130 | $27,150 |
Source: Public Records
Agents Affiliated with this Home
-
Betty Wroe
-
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a
Buyer's Agent in 2025
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NON-MEMBER
Map
Source: Northeast Iowa Regional Board of REALTORS®
MLS Number: NBR20245149
APN: 8912-30-455-012
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
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