Seller's Agent in 2025
Scott Varley
KW Platform
(518) 796-2030
18 in this area
998 Total Sales
7 Kozy Ln Ballston Spa, NY 12020
Estimated Value: $415,000 - $449,000
1
Bed
1
Bath
468
Sq Ft
$924/Sq Ft
Est. Value
Highlights
- Lake View
- Waterfront
- Cathedral Ceiling
- Milton Terrace Elementary School Rated 9+
- Deck
- Wood Flooring
About This Home
As of November 2025Don't miss your chance to own this beautifully renovated 1-BR cottage in sought-after Riley Cove on Saratoga Lake! W/deeded lake access, charm & modern updates, this gem features original sanded pine flrs, a soaring cathedral ceiling w/ exposed beams & a newly installed roof & drilled well. Comfort meets style w/ radiant flr heating in the bathroom & laundry rm, plus efficient AC/heat split-system. Relax & soak in lake views from the enclosed porch or the front deck. And if you prefer to sit lakeside, the property includes 7.5 feet of cemented, deeded access to lakefront for your private enjoyment! W/ ample space in the back for a garage or expanded living area, this cottage offers incredible potential as a year-round home, weekend retreat, or investment. *OH 7/13/25 10am-12p
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,345
Year Built
- Built in 1918 | Remodeled
Lot Details
- 8,276 Sq Ft Lot
- Lot Dimensions are 48x175
- Waterfront
- Level Lot
- Cleared Lot
Home Design
- Cottage
- Block Foundation
- Shingle Roof
- Wood Siding
- Asphalt
Interior Spaces
- 468 Sq Ft Home
- Cathedral Ceiling
- Living Room
- Dining Room
- Wood Flooring
- Lake Views
- Crawl Space
Kitchen
- Range
- Microwave
- Kitchen Island
Bedrooms and Bathrooms
- 1 Bedroom
- Bathroom on Main Level
- 1 Full Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Washer and Dryer
Parking
- 4 Parking Spaces
- Driveway
- Off-Street Parking
Outdoor Features
- Deck
- Enclosed Patio or Porch
Schools
- Ballston Spa High School
Utilities
- Central Air
- Radiant Heating System
- Electric Baseboard Heater
- 200+ Amp Service
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 24.000 / 2
- Assessor Parcel Number 414089 205.14-2-24
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 10, 2025
Closed on
Nov 6, 2025
Sold by
Stratton Jeffrey M and Stratton Jane R
Bought by
Mcgloin William and Mcgloin Marlo
Seller's Agent
Scott Varley
KW Platform
Buyer's Agent
Kathleen Schnitzer
eXp Realty
List Price
$500,000
Sold Price
$435,000
Premium/Discount to List
-$65,000
-13%
Views
141
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,801
Avg. Annual Appreciation
-2.13%
Purchase Details
Closed on
Nov 9, 2022
Sold by
Frederick L Arlene
Bought by
Stratton Jeffrey M and Stratton Jane R
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Mcgloin William | $1,740 | Smpr Title | |
| Stratton Jeffrey M | $210,000 | -- |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/06/2025 11/06/25 | Sold | $435,000 | -5.4% | $929 / Sq Ft |
| 09/30/2025 09/30/25 | Pending | -- | -- | -- |
| 08/11/2025 08/11/25 | Price Changed | $460,000 | -8.0% | $983 / Sq Ft |
| 07/10/2025 07/10/25 | For Sale | $500,000 | -- | $1,068 / Sq Ft |
Source: Global MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,345 | $241,000 | $115,500 | $125,500 |
| 2023 | $4,206 | $196,000 | $115,500 | $80,500 |
| 2022 | $3,746 | $175,000 | $115,500 | $59,500 |
| 2021 | $3,984 | $175,000 | $115,500 | $59,500 |
| 2020 | $1,048 | $170,000 | $115,500 | $54,500 |
| 2019 | $1,048 | $170,000 | $115,500 | $54,500 |
| 2018 | $1,048 | $170,000 | $115,500 | $54,500 |
| 2017 | $1,056 | $170,000 | $115,500 | $54,500 |
| 2016 | $905 | $150,000 | $37,000 | $113,000 |
| 2015 | $894 | $150,000 | $37,000 | $113,000 |
| 2014 | $759 | $150,000 | $37,000 | $113,000 |
Source: Public Records
Agents Affiliated with this Home
-
Scott Varley
-
Suzanne Diorio
Seller Co-Listing Agent in 2025
Suzanne Diorio
KW Platform
(518) 894-1658
2 in this area
81 Total Sales
-
Kathleen Schnitzer
Buyer's Agent in 2025
Kathleen Schnitzer
eXp Realty
(518) 368-2008
4 in this area
108 Total Sales
-
Shannon McCarthy
Buyer Co-Listing Agent in 2025
Shannon McCarthy
eXp Realty
53 in this area
1,193 Total Sales
Map
Source: Global MLS
MLS Number: 202521356
APN: 414089-205-014-0002-024-000-0000
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Information is deemed reliable but not guaranteed.
Local REALTOR® - Todd Siegel, Broker - (888)-952-6393
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