Julie Snyder
Howard Hanna Capital Inc
(518) 832-5650
211 Total Sales
1 in Malta
$655,000 Price
7 Kozy Ln Ballston Spa, NY 12020
Malta AreaEstimated Value: $444,000 - $474,000
1
Bed
1
Bath
468
Sq Ft
$969/Sq Ft
Est. Value
Highlights
- Lake View
- Deck
- Wood Flooring
- Waterfront
- Cathedral Ceiling
- No HOA
About This Home
As of November 2025Don't miss your chance to own this beautifully renovated 1-BR cottage in sought-after Riley Cove on Saratoga Lake! W/deeded lake access, charm & modern updates, this gem features original sanded pine flrs, a soaring cathedral ceiling w/ exposed beams & a newly installed roof & drilled well. Comfort meets style w/ radiant flr heating in the bathroom & laundry rm, plus efficient AC/heat split-system. Relax & soak in lake views from the enclosed porch or the front deck. And if you prefer to sit lakeside, the property includes 7.5 feet of cemented, deeded access to lakefront for your private enjoyment! W/ ample space in the back for a garage or expanded living area, this cottage offers incredible potential as a year-round home, weekend retreat, or investment. *OH 7/13/25 10am-12p
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,345
Year Built
- Built in 1918 | Remodeled
Lot Details
- 8,276 Sq Ft Lot
- Lot Dimensions are 48x175
- Waterfront
- Level Lot
- Cleared Lot
Home Design
- Cottage
- Block Foundation
- Shingle Roof
- Wood Siding
- Asphalt
Interior Spaces
- 468 Sq Ft Home
- Cathedral Ceiling
- Living Room
- Dining Room
- Wood Flooring
- Lake Views
- Crawl Space
Kitchen
- Range
- Microwave
- Kitchen Island
Bedrooms and Bathrooms
- 1 Bedroom
- Bathroom on Main Level
- 1 Full Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Washer and Dryer
Parking
- 4 Parking Spaces
- Driveway
- Off-Street Parking
Outdoor Features
- Deck
- Enclosed Patio or Porch
Schools
- Ballston Spa High School
Utilities
- Central Air
- Radiant Heating System
- Electric Baseboard Heater
- 200+ Amp Service
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 24.000 / 2
- Assessor Parcel Number 414089 205.14-2-24
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 10, 2025
Closed on
Nov 6, 2025
Sold by
Stratton Jeffrey M and Stratton Jane R
Bought by
Seller's Agent
Scott Varley
KW Platform
Buyer's Agent
Kathleen Schnitzer
eXp Realty
List Price
$500,000
Sold Price
$435,000
Premium/Discount to List
-$65,000
-13%
Views
141
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,510
Avg. Annual Appreciation
5.15%
Purchase Details
Closed on
Nov 9, 2022
Sold by
Frederick L Arlene
Bought by
Stratton Jeffrey M and Stratton Jane R
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Ballston Spa, NY
-
Julie Snyder
-
Karen Heath
Karen Heath
Tailored Real Estate Group
(518) 501-1661
77 Total Sales
13 in Malta
$240K - $975K Price Range
-
Jack Yao
Jack Yao
Realmart Realty, LLC
(732) 838-6992
1,397 Total Sales
2 in Malta
$280K - $336K Price Range
-
Danielle Minuto
Danielle Minuto
Howard Hanna Capital Inc
(516) 530-7228
54 Total Sales
1 in Malta
$527,760 Price
-
Anna Bochenek Diraddo
Anna Bochenek Diraddo
Hunt Real Estate ERA
(838) 202-6332
88 Total Sales
1 in Malta
$251,000 Price
-
James Lyman
James Lyman
Responds QuicklyField Realty
(518) 767-7528
163 Total Sales
1 in Malta
$475,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $1,740 | Smpr Title | ||
| Stratton Jeffrey M | $210,000 | -- |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/06/2025 11/06/25 | Sold | $435,000 | -5.4% | $929 / Sq Ft |
| 09/30/2025 09/30/25 | Pending | -- | -- | -- |
| 08/11/2025 08/11/25 | Price Changed | $460,000 | -8.0% | $983 / Sq Ft |
| 07/10/2025 07/10/25 | For Sale | $500,000 | -- | $1,068 / Sq Ft |
Source: Global MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,206 | $295,000 | $115,500 | $179,500 |
| 2024 | $4,345 | $241,000 | $115,500 | $125,500 |
| 2023 | $4,206 | $196,000 | $115,500 | $80,500 |
| 2022 | $3,746 | $175,000 | $115,500 | $59,500 |
| 2021 | $3,984 | $175,000 | $115,500 | $59,500 |
| 2020 | $1,048 | $170,000 | $115,500 | $54,500 |
| 2019 | $1,048 | $170,000 | $115,500 | $54,500 |
| 2018 | $1,048 | $170,000 | $115,500 | $54,500 |
| 2017 | $1,056 | $170,000 | $115,500 | $54,500 |
| 2016 | $905 | $150,000 | $37,000 | $113,000 |
| 2015 | $894 | $150,000 | $37,000 | $113,000 |
| 2014 | $759 | $150,000 | $37,000 | $113,000 |
Source: Public Records
Agents Affiliated with this Home
-
Scott Varley
Seller's Agent in 2025
Scott Varley
KW Platform
(518) 796-2030
913 Total Sales
-
Suzanne Diorio
Seller Co-Listing Agent in 2025
Suzanne Diorio
KW Platform
(518) 894-1658
98 Total Sales
-
Kathleen Schnitzer
Buyer's Agent in 2025
Kathleen Schnitzer
eXp Realty
(518) 368-2008
113 Total Sales
-
Shannon McCarthy
Buyer Co-Listing Agent in 2025
Shannon McCarthy
eXp Realty
1,238 Total Sales
Map
Source: Global MLS
MLS Number: 202521356
APN: 414089-205-014-0002-024-000-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
Local REALTOR® - Todd Siegel, Broker - (888)-952-6393
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