$325,000
SOLD JAN 12, 2026

7 Spoon Terrace Palmyra, VA 22963

3 Beds
2 Baths
1,424 Sq Ft
0.48 Acres

Recently Sold

$228 Per Sq Ft

11% Below List Price

75 Days on Market

Highlights

  • Central Air
  • Heat Pump System
  • Gas Log Fireplace
  • 2 Car Garage
  • 1-Story Property

About This Home

As of January 2026

Highly Motivated Sellers! Bring offers! It's time to move on!Welcome to this charming 3/2 home tucked away on a quiet cul-de-sac & backing to the 8th green of Lake Monticello’s golf course. From the bright and cheerful sunroom, you’ll enjoy sweeping views of the greens—an ideal spot to relax w/ morning coffee or entertain friends. This home offers a practical and spacious layout with a 2-car garage, updated kitchen cabinets, and a low-maintenance yard for easy living. The unfinished basement provides plenty of storage or the perfect opportunity to create additional living space to suit your needs. A new roof adds value & peace of mind. Conveniently located near the Slice Gate, just minutes from the clubhouse, driving range, putting green, and one of the community’s largest playgrounds. Pre-listing home inspection completed and available for review.

Last Agent to Sell the Property

PEGGY SHANKLIN

LONG & FOSTER - LAKE MONTICELLO License #0225247109 Listed on: 09/16/2025

Last Buyer's Agent

JAY HURDLE

RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE License #0225058163

RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,353

Year Built

  • Built in 1988

Lot Details

  • 0.48 Acre Lot

HOA Fees

  • $122 per month

Parking

  • 2 Car Garage
  • Basement Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Stick Built Home

Interior Spaces

  • 1-Story Property
  • Gas Log Fireplace
  • Basement

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number Lot 160

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,353

Year Built

Built in 1988

Lot Details

0

HOA Fees

$122 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: Lot 160
  • Property Sub Type: Detached
  • LotSizeAcres: 0.48
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1424.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • PreviousStandardStatus: Pending
  • BelowGradeUnfinishedArea: 814.0
  • Special Features: None

Interior Features

  • Basement: Exterior Entry, Full, Unfinished
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: One, Gas, Gas Log
  • Fireplaces: 1
  • Interior Amenities: Primary Downstairs
  • Living Area: 1424.0
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 3
  • Stories: 1

Exterior Features

  • Disclosures: Seller Disclosure
  • Construction Type: Stick Built
  • Foundation Details: Block

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Electricity, Garage, Garage Door Opener, Garage Faces Side

Utilities

  • Heating: Heat Pump
  • Utilities: Cable Available, Fiber Optic Available, High Speed Internet Available, Satellite Internet Available
  • Sewer: Public Sewer
  • Cooling: Central Air, Heat Pump
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1464.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: On Golf Course
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R Residential

Building Info

  • Year Built: 1988

Tax Info

  • Year: 2025
  • Tax Annual Amount: 2353.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 16, 2025
Closed on
Jan 7, 2026
Sold by
Whitcomb Karen A
Bought by
Ko Jae Kyun
Seller's Agent
PEGGY SHANKLIN
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
JAY HURDLE
RE/MAX REALTY SPECIALISTS-CHARLOTTESVILLE
List Price
$365,000
Sold Price
$325,000
Premium/Discount to List
-$40,000
-10.96%
Views
105

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
38.16%
Original Mortgage
$328,282
Outstanding Balance
$328,282
Interest Rate
6.19%
Mortgage Type
New Conventional
Estimated Equity
$3,083

Purchase Details

Closed on
Aug 26, 2005
Sold by
Hurley Thomas L
Bought by
Whitcomb Karen A and Whitcomb David C
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $325,000 Chicago Title Insurance Compan
Warranty Deed $241,600 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $328,282 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/12/2026 01/12/26 Sold $325,000 +1.6% $228 / Sq Ft
11/30/2025 11/30/25 Pending -- -- --
11/17/2025 11/17/25 Price Changed $320,000 -9.9% $225 / Sq Ft
10/16/2025 10/16/25 Price Changed $355,000 -2.7% $249 / Sq Ft
09/16/2025 09/16/25 For Sale $365,000 -- $256 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,354 $313,800 $55,000 $258,800
2024 $22 $255,800 $55,000 $200,800
2023 $2,159 $255,800 $55,000 $200,800
2022 $1,907 $219,200 $50,000 $169,200
2021 $1,907 $219,200 $50,000 $169,200
2020 $1,968 $212,800 $50,000 $162,800
2019 $1,968 $212,800 $50,000 $162,800
2018 $2,007 $221,300 $50,000 $171,300
2017 $2,007 $221,300 $50,000 $171,300
2016 $1,632 $187,600 $35,000 $152,600
2015 $1,632 $187,600 $35,000 $152,600
2014 $1,632 $185,400 $35,000 $150,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 669125

Charlottesville area Association of Realtors®

APN: 18A 4 160