$1,025,000

Estimated payment $6,790/month

Total Views 1,187
4 Beds
4 Baths
2,592 Sq Ft
$395 Price per Sq Ft

Highlights

  • Beach
  • Deeded access to the beach
  • Beach House
  • Van R. Butler Elementary School Rated A-
  • Gated Community
  • Wood Flooring

About This Home

END OF THE YEAR INVESTOR BUYERS- HERE IT IS! JUST REDUCED! Discover coastal living at its finest at 70 Ruth Street in Miramar Beach. Tucked inside a gated community with beach access nearby, this home offers the perfect combination of comfort, convenience, and coastal charm.
The light-filled interior features an open living, dining, and kitchen space, ideal for gathering with family and friends after a day at the beach. Thoughtful details throughout make the home both inviting and functional, whether you're looking for a primary residence, second home, or investment opportunity. Step outside and you're just minutes from the sugar-white sand and emerald waters of the Gulf, along with Miramar Beach's boutique shopping, local dining, and championship golf courses. From morning walks along the shoreline to evenings spent enjoying fresh seafood, this location offers the lifestyle so many dream about.
With its sought-after location and community amenities, this home is priced to sella rare opportunity to own in one of the most desirable beach towns along Florida's Emerald Coast.

Listing Agent

Tanika O'Brien

Compass License #3264650 Listed on: 09/15/2025

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,058

Year Built

  • Built in 2017

Lot Details

  • 5,227 Sq Ft Lot
  • Lot Dimensions are 50 x 100
  • Property fronts a county road
  • Back Yard Fenced
  • Corner Lot

HOA Fees

  • $555 Monthly HOA Fees

Parking

  • 1 Car Attached Garage

Home Design

  • Beach House
  • Exterior Columns
  • Metal Roof
  • Stucco

Interior Spaces

  • 2,592 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Recessed Lighting
  • Plantation Shutters
  • Living Room
  • Dining Room

Kitchen

  • Walk-In Pantry
  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • 4 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Dryer
  • Washer

Home Security

  • Storm Windows
  • Storm Doors

Outdoor Features

  • Deeded access to the beach
  • Lock
  • Covered Patio or Porch

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 32-2S-21-42050-00E-0070

Community Details

Overview

  • Association fees include accounting, legal, management, master, recreational faclty, repairs/maintenance
  • Frangista Beach 2Nd Addn Subdivision
  • The community has rules related to covenants

Recreation

  • Beach
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,058

Year Built

Built in 2017

Lot Details

0

HOA Fees

$555 per month

Parking

1

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.12
  • Lot Size: 50 x 100
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Subdivision Name: FRANGISTA BEACH 2ND ADDN
  • Directions: From Scenic 98, turn North onto Miami St. Make a left just before the gates & that will take you to the Charlotte street gated entrance. Follow to Ruth Street and turn right. The home will be on the corner of Ruth and Charlotte Ave.
  • Architectural Style: Beach House
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2017
  • Remarks Misc:Remarks: END OF THE YEAR INVESTOR BUYERS- HERE IT IS! JUST REDUCED! Discover coastal living at its finest at 70 Ruth Street in Miramar Beach. Tucked inside a gated community with beach access nearby, this home offers the perfect combination of comfort, convenience, and coastal charm. The light-filled interior features an open living, dining, and kitchen space, ideal for gathering with family and friends after a day at the beach. Thoughtful details throughout make the home both inviting and functional, whether you're looking for a primary residence, second home, or investment opportunity.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Rooms:Covered Porch: Yes
  • Energy:AC - 2 or More: Yes
  • Energy:Storm Windows: Yes
  • Energy:Storm Doors: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smooth Stovetop Rnge, Washer, Water Heater - Elect
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Door Features: Storm Door(s)
  • Flooring: Floor Hardwood, Floor Tile
  • Interior Amenities: Kitchen Island, Lighting Recessed, Lock Out, Pantry, Washer/Dryer Hookup
  • Window Features: Plantation Shutters, Window Treatment All, Storm Windows
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Furnished - All: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Plantation Shutters: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Corner, Covenants, Restrictions, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • Construction Type: Stucco
  • Exterior Features: Columns, Fenced Back Yard
  • Patio And Porch Features: Patio Covered, Porch
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • Exterior:Porch: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Columns: Yes
  • Lot Features:Corner: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Beach, Deed Access, Gated Community, Pool
  • Association #2 Fee: 1665.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Legal, Management, Master Association, Recreational Faclty, Repairs/Maintenance

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 5227.2
  • Parcel #: 32-2S-21-42050-00E-0070
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 10058.17
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,005 $1,101,144 $450,000 $651,144
2023 $10,005 $1,101,144 $450,000 $651,144
2022 $0 $510,295 $0 $0
2021 $4,431 $571,198 $152,813 $418,385
2018 $3,874 $388,526 $0 $0
2017 $719 $90,936 $90,936 $0
2016 $687 $87,439 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/24/2025 11/24/25 Price Changed $1,025,000 -10.9% $395 / Sq Ft
09/15/2025 09/15/25 For Sale $1,150,000 -10.6% $444 / Sq Ft
06/11/2024 06/11/24 Sold $1,286,000 -4.7% $496 / Sq Ft View Prior Sale
05/15/2024 05/15/24 Pending -- -- --
01/28/2024 01/28/24 Price Changed $1,350,000 -3.6% $521 / Sq Ft
08/19/2023 08/19/23 For Sale $1,400,000 +7.7% $540 / Sq Ft
04/18/2022 04/18/22 Sold $1,300,000 0.0% $502 / Sq Ft View Prior Sale
03/08/2022 03/08/22 Pending -- -- --
03/07/2022 03/07/22 For Sale $1,300,000 +141.2% $502 / Sq Ft
10/30/2018 10/30/18 Sold $539,000 0.0% $209 / Sq Ft View Prior Sale
09/24/2018 09/24/18 Pending -- -- --
07/25/2018 07/25/18 For Sale $539,000 -- $209 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,286,000 None Listed On Document
Warranty Deed $539,000 Championship Title Agency Ll
Warranty Deed $111,300 Rodgers Kiefer Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $519,730 VA
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 985393

Emerald Coast Association of REALTORS®

APN: 32-2S-21-42050-00E-0070