$485,000

701 4th St SW Spencer, IA 51301

Estimated payment $3,014/month

Total Views 6,505
4 Beds
3 Baths
1,992 Sq Ft
$243 Price per Sq Ft

Highlights

  • Very Popular Property
  • Vaulted Ceiling
  • 2 Car Attached Garage
  • Spencer Middle School Rated 9+
  • Wood Flooring
  • Woodwork

About This Home

Welcome to this charming Cape Cod-style home, perfectly positioned in the heart of town, offering captivating river ground views and an abundance of character throughout. With nearly 2,000 finished square feet, this delightful home features 4 bedrooms and 3 bathrooms, making it a spacious retreat for any family. Two of the bedrooms are open loft-style, offering a unique design that overlooks the main floor, while the fourth bedroom is located in the unfinished basement, allowing for customization to suit your needs. As you enter the front door, you’re greeted by an open foyer with a striking brick fireplace that extends up to the vaulted ceiling, supported by a 40+ foot exposed glue-lam beam. This architectural feature allows for a stunning wall of glass in the living room, providing breathtaking year-round views of the lush prairie grass and serene river grounds that only this location can offer. The main floor includes the master bedroom, a full bath, a spacious kitchen, and a dining room. Additionally, there is a back office, a laundry room, and convenient access to the attached 26 x 26-foot garage, adding practicality to this beautiful home. This home is full of thoughtful details and craftsmanship, with numerous updates that enhance its value and livability. Recent upgrades include a new water heater, furnace, electrical panel, air conditioning, shingles, siding, garage doors, and a new Marvin basement window. Take your time exploring this unique property, where every corner reflects the character and charm that makes this Cape Cod home a rare find. Some furnishings are negotiable

Listing Agent

Doug Small

Hinn Real Estate License #S70351 Listed on: 09/15/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,308

Year Built

  • Built in 2004

Lot Details

  • 0.96 Acre Lot
  • Lot Dimensions are 125 x 270
  • Partially Fenced Property
  • Sprinkler System

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Poured Concrete
  • Asphalt Roof
  • Stick Built Home

Interior Spaces

  • 1,992 Sq Ft Home
  • 1.5-Story Property
  • Furnished or left unfurnished upon request
  • Woodwork
  • Vaulted Ceiling
  • Gas Fireplace
  • Wood Flooring

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on main level

Basement

  • Basement Fills Entire Space Under The House
  • Crawl Space

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Rivercrest Acres 2Nd Addition Subdivision

Listing and Financial Details

  • Assessor Parcel Number 963713276017

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,308

Year Built

Built in 2004

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: Yes
  • Type: Single Family Residence
  • Year Built: 2004
  • Levels: One and One Half
  • Stories: 1.5
  • Architectural Style: 1.5 STORY
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Hardwood Floors, Main Floor Laundry, Natural Woodwork, Vaulted Ceilings, Walk-in Closet
  • Fireplace Features: Gas
  • Total Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 2
  • Basement Material: Poured Concrete
  • Basement Style: Crawl Space, Full
  • Price Per S Q F T: 243.47
  • Total Sq Ft: 3410
  • Above Grade Finished: 1992
  • Finished Sq Ft: 1992
  • Basement Features: Egress Windows, Sump Pump

Exterior Features

  • Construction: Stick Built
  • Construction Materials: Smart Board
  • Exterior Features: Driveway-Concrete, Fenced Yard-Partial, In-Grnd Sprklr Sys, Patio
  • Flood Zone: No
  • Road Frontage Type: City Street
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Type: Attached
  • Garage Size: 26 x 26
  • Garage Spaces: 2

Utilities

  • Cooling: Central
  • Fuel: Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Condo/Co-op/Association

  • Complex Development Subdivision Name: RIVERCREST ACRES 2ND ADDITION

Schools

  • School District: Spencer

Lot Info

  • Parcel Number: 963713276017
  • Estimated Acres: 0.96
  • Estimated Lot Dimensions: 125 x 270
  • Lot Sq Ft: 41818

Rental Info

  • Furnished: Negotiable

Tax Info

  • Tax Amount: 5308
  • Tax Classification: Homestead
  • Tax Year: 2023

MLS Schools

  • School District: Spencer

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,392 $360,770 $66,380 $294,390
2023 $5,308 $360,770 $66,380 $294,390
2022 $4,960 $299,520 $66,380 $233,140
2021 $5,470 $286,490 $66,380 $220,110
2020 $5,470 $299,070 $59,000 $240,070
2019 $4,666 $262,850 $0 $0
2018 $4,590 $262,850 $0 $0
2017 $4,660 $254,830 $0 $0
2016 $4,616 $254,830 $0 $0
2015 $4,342 $240,310 $0 $0
2014 $4,342 $240,310 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/15/2025 09/15/25 For Sale $485,000 -- $243 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Source: Public Records

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 251191

Iowa Great Lakes Board of REALTORS®

APN: 9637-13-276-017