$240,000

7044 N 1225 W Monticello, IN 47960

Estimated payment $1,446/month

Total Views 3,199
2 Beds
2 Baths
1,420 Sq Ft
$169 Price per Sq Ft

Highlights

  • Hot Property
  • Private Beach
  • Vaulted Ceiling
  • 126 Feet of Waterfront
  • Open Floorplan
  • Partially Wooded Lot

About This Home

Discover this 2-bedroom, 2-bath home with over 1,400 sq ft of comfortable living space—perfect as a weekend getaway or a year-round residence. The bright, open layout is designed for easy living and entertaining, with a main-level bedroom and nearby guest bath for added convenience. With a durable metal roof and plenty of space, this home is ready for your personal updates and finishing touches. Outside, a 40x30 pole barn offers ample storage for vehicles, boats, or hobbies. Just across the street, enjoy direct river access—ideal for fishing, kayaking, or simply unwinding by the water. Nearby, Oakdale Restaurant features a lively patio with live music all summer long. Location is key: only 10 minutes to Monticello, 10 minutes to Delphi, and 30 minutes to Lafayette. Whether you’re seeking a full-time residence or a peaceful retreat, this Monticello gem combines charm, convenience, and the best of Tippecanoe River living.

Listing Agent

Shelby Hicks

Redfin Listed on: 09/24/2025

Redfin

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,025

Year Built

  • Built in 1940

Lot Details

  • 126 Feet of Waterfront
  • Private Beach
  • Backs to Open Ground
  • Partially Wooded Lot

Parking

  • 3 Car Detached Garage
  • Heated Garage
  • Garage Door Opener

Home Design

  • Loft
  • Metal Siding

Interior Spaces

  • 1.5-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Water Views
  • Pull Down Stairs to Attic

Kitchen

  • Laminate Countertops
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathtub With Separate Shower Stall

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Home Security

Outdoor Features

  • Covered Deck
  • Porch

Schools

  • Delphi Community Elementary And Middle School
  • Delphi High School

Utilities

  • Central Air
  • Heating System Uses Gas
  • The river is a source of water for the property
  • Well

Listing and Financial Details

  • Assessor Parcel Number 08-04-33-000-250.000-011

Community Details

Amenities

  • Community Fire Pit
  • Laundry Facilities

Security

  • Storm Doors
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,025

Year Built

Built in 1940

Lot Details

0

Parking

3

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1940
  • Style: One and Half Story
  • Architectural Style: Lofted
  • Bedrooms: 2
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: 008-85026-00 PT SE 33-26-3 .40 AC
  • Parcel Number ID: 08-04-33-000-250.000-011
  • Platted: Yes
  • Amenities: Attic Pull Down Stairs, Ceiling Fan(s), Ceilings-Vaulted, Countertops-Laminate, Deck Covered, Deck Open, Detector-Carbon Monoxide, Detector-Smoke, Disposal, Dryer Hook Up Electric, Firepit, Garage Door Opener, Open Floor Plan, Porch Open, Storm Doors, Stand Up Shower, Tub and Separate Shower, Garage-Heated, Main Floor Laundry, Washer Hook-Up
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 2406
  • Total Finished Sq Ft: 1420
  • Above Grade Finished Sq Ft: 1420
  • Below Grade Sq Ft: 986
  • Basement: Yes
  • Basement Foundation: Full Basement, Walk-Out Basement, Unfinished
  • Flooring: Carpet, Laminate
  • Living Great Room: Dimensions: 23x15, On Level: Main
  • Kitchen: Dimensions: 25x16, On Level: Main
  • Dining Room: Dimensions: 16x11, On Level: Main
  • Bedroom 1: Dimensions: 20x7, On Level: Upper
  • Bedroom 2: Dimensions: 9x9, On Level: Main
  • Loft: Dimensions: 20x11, On Level: Upper
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 986

Exterior Features

  • Exterior: Aluminum, Metal
  • Outbuilding1: None
  • Water Features: Private Beach
  • Water Frontage: 126
  • Water Name: Tippecanoe River

Garage/Parking

  • Garage Type: Detached
  • Garage Number Of Cars: 3
  • Garage Size: Dimensions: 40x30
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas
  • Water Utilities: Well
  • Hvac: Ceiling Fan
  • Water Type: River
  • Well Type: Unknown

Condo/Co-op/Association

  • Common Amenities: Laundry Facilities

Schools

  • Elementary School: Delphi Community

Lot Info

  • Lot Description: Partially Wooded, Waterfront, Flood Plain, Water View
  • Lot Dimensions: 42X375
  • Estimated Lot Sq Ft: 47916
  • Estimated Lot Size Acres: 1.1

Tax Info

  • Annual Taxes: 2025

Multi Family

  • Water Access: Frontage Lot

MLS Schools

  • High School: Delphi
  • Middle School: Delphi Community
  • School District: Delphi Community School Corp.

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $594 $149,100 $10,700 $138,400
2023 $418 $149,100 $10,700 $138,400
2022 $418 $113,400 $10,700 $102,700
2021 $5 $54,600 $10,700 $43,900
2020 $0 $52,800 $8,900 $43,900
2019 $0 $50,700 $8,900 $41,800
2018 $0 $50,700 $8,900 $41,800
2017 $0 $50,400 $8,900 $41,500
2016 -- $54,400 $12,900 $41,500
2014 -- $53,800 $12,900 $40,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/24/2025 09/24/25 For Sale $240,000 +14.3% $169 / Sq Ft
06/18/2021 06/18/21 Sold $210,000 +10.5% $148 / Sq Ft View Prior Sale
06/01/2021 06/01/21 Pending -- -- --
05/14/2021 05/14/21 For Sale $190,000 -- $134 / Sq Ft
Source: Indiana Regional MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Columbia Title Inc
Interfamily Deed Transfer -- None Available
Warranty Deed -- None Available
Warranty Deed $39,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $189,000 New Conventional
Previous Owner $105,000 New Conventional
Source: Public Records

Source: Indiana Regional MLS

MLS Number: 202538743

Indiana Regional MLS

APN: 08-04-33-000-250.000-011