Seller's Agent in 2024
Daniel Greene
Epique Realty
(651) 230-2062
1 in this area
124 Total Sales
705 Cottage Ave E Saint Paul, MN 55106
Payne-Phalen NeighborhoodEstimated Value: $270,000 - $305,000
4
Beds
2
Baths
1,242
Sq Ft
$231/Sq Ft
Est. Value
Highlights
- No HOA
- Forced Air Heating and Cooling System
- Wood Fence
- Living Room
About This Home
As of November 2024Discover this charming, move-in-ready home located less than a mile from Lake Phalen and Phalen Golf Course! This residence has character with its beautiful hardwood floors, coved ceilings, and elegant arched doorways. The main level features two spacious bedrooms, while the upper level offers a private owner's suite complete with an ensuite bathroom. Recent updates include fresh paint and newer carpet throughout. Enjoy the comfort of a newer furnace and air conditioning system, including a mini-split unit in the upper-level bedroom. The generously sized private backyard is fully enclosed with a 6-foot privacy fence and includes a shed and a newer patio. Additionally, the property features a one-car garage and extra off-street parking. Don’t miss the opportunity to make this delightful home your own!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,402
Year Built
- Built in 1939
Lot Details
- 5,227 Sq Ft Lot
- Lot Dimensions are 125x42
- Wood Fence
Parking
- 1 Car Garage
Home Design
- Vinyl Siding
Interior Spaces
- 1.5-Story Property
- Living Room
- Unfinished Basement
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Utilities
- Forced Air Heating and Cooling System
- Mini Split Air Conditioners
Community Details
- No Home Owners Association
- Lanes Phalen Place Subdivision
Listing and Financial Details
- Assessor Parcel Number 202922410040
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 15, 2024
Closed on
Nov 4, 2024
Sold by
Leonard Trevor and Leonard Elizabeth
Bought by
Jensen Heather
Seller's Agent
Daniel Greene
Epique Realty
Buyer's Agent
Janneth Quito
Real Broker, LLC
List Price
$285,000
Sold Price
$285,000
Views
20
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,166
Avg. Annual Appreciation
0.66%
Original Mortgage
$270,750
Outstanding Balance
$268,039
Interest Rate
6.09%
Mortgage Type
New Conventional
Estimated Equity
$19,127
Purchase Details
Closed on
Mar 7, 2019
Sold by
Stratton Travis D
Bought by
Best Elizabeth D and Leonard Trevor J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,790
Interest Rate
4.4%
Purchase Details
Closed on
Jul 17, 2009
Sold by
Moccia Robert and Moccia Sally J
Bought by
Stratton Travis D
Purchase Details
Closed on
Apr 27, 2001
Sold by
Hansen Michael A and Hansen Melinda K
Bought by
Moccia Robert and Moccia Sally J
Purchase Details
Closed on
Feb 23, 1999
Sold by
Pisarowicz Patricia C and Nielsen Susan K
Bought by
Hansen Michael A and Hansen Melinda K
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Jensen Heather | $285,000 | -- | |
| Best Elizabeth D | $207,000 | Titlesmart Inc | |
| Stratton Travis D | $159,900 | -- | |
| Moccia Robert | $138,000 | -- | |
| Hansen Michael A | $90,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Jensen Heather | $270,750 | |
| Previous Owner | Best Elizabeth D | $200,790 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/04/2024 11/04/24 | Sold | $285,000 | 0.0% | $229 / Sq Ft |
| 10/07/2024 10/07/24 | Pending | -- | -- | -- |
| 09/16/2024 09/16/24 | For Sale | $285,000 | -- | $229 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,402 | $262,200 | $30,000 | $232,200 |
| 2023 | $3,402 | $222,400 | $25,000 | $197,400 |
| 2022 | $3,176 | $239,800 | $25,000 | $214,800 |
| 2021 | $2,578 | $209,400 | $25,000 | $184,400 |
| 2020 | $2,464 | $180,000 | $12,800 | $167,200 |
| 2019 | $2,352 | $163,300 | $12,800 | $150,500 |
| 2018 | $2,066 | $154,800 | $12,800 | $142,000 |
| 2017 | $1,730 | $143,100 | $12,800 | $130,300 |
| 2016 | $1,594 | $0 | $0 | $0 |
| 2015 | $1,450 | $116,800 | $12,800 | $104,000 |
| 2014 | $1,470 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Daniel Greene
-
Janneth Quito
J
Buyer's Agent in 2024
Janneth Quito
Real Broker, LLC
(651) 370-9026
2 in this area
15 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6602159
APN: 20-29-22-41-0040
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