C
Seller's Agent in 2024
Christopher Goering
Shrewd Real Estate
(320) 229-2749
3 in this area
80 Total Sales
706 E Saint Germain St Saint Cloud, MN 56304
East End NeighborhoodEstimated Value: $142,000 - $166,458
3
Beds
1
Bath
1,122
Sq Ft
$139/Sq Ft
Est. Value
Highlights
- Mud Room
- Forced Air Heating and Cooling System
- Combination Dining and Living Room
- No HOA
About This Home
As of January 2024Welcome home, this home is fresh and ready for you! Refinished living room hardwood floor looks great, plus you get an all new kitchen and bathroom too. Main floor has 1 bedroom and upstairs has two more. Basement is unfinished and has open room for workshop, hobbies, workout, or storage area. Outside has steel siding for low maintenance. Located in close proximity to all that St. Cloud has to offer, plus easy access to Highway 10 for a commute north or south. Come check it out today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,169
Year Built
- Built in 1925
Lot Details
- 5,271 Sq Ft Lot
- Lot Dimensions are 110x48
Home Design
- Unfinished Walls
- Pitched Roof
- Steel Siding
Interior Spaces
- 1,122 Sq Ft Home
- 1.5-Story Property
- Mud Room
- Combination Dining and Living Room
- Unfinished Basement
Kitchen
- Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- 100 Amp Service
Community Details
- No Home Owners Association
- East St Cloud Subdivision
Listing and Financial Details
- Assessor Parcel Number 170021200
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 2, 2023
Closed on
Jan 5, 2024
Sold by
Kramer Daniel Francis and Kramer Leah
Bought by
Horner Dustin J and Homer Jennifer K
Seller's Agent
Christopher Goering
Shrewd Real Estate
Buyer's Agent
Todd Hubbard
Patriots Choice Realty
List Price
$149,000
Sold Price
$133,650
Premium/Discount to List
-$15,350
-10.3%
Views
96
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,215
Avg. Annual Appreciation
8.29%
Original Mortgage
$106,920
Outstanding Balance
$105,142
Interest Rate
7.22%
Mortgage Type
New Conventional
Estimated Equity
$50,723
Purchase Details
Closed on
Aug 30, 2019
Sold by
Justice Micahel R and Justice Melissa
Bought by
Thorne Crystal
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$89,351
Interest Rate
4.4%
Mortgage Type
FHA
Purchase Details
Closed on
May 4, 2015
Bought by
Justice Michael Michael
Purchase Details
Closed on
May 2, 2013
Sold by
Olson Michael L and Olson Dannie J
Bought by
Jpmorgan Chase Bank National Association
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Horner Dustin J | $133,651 | Arden Title | |
| Thorne Crystal | $91,000 | Ancona Title & Escrow | |
| Justice Michael Michael | $38,500 | -- | |
| Jpmorgan Chase Bank National Association | $51,620 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Horner Dustin J | $106,920 | |
| Previous Owner | Thorne Crystal | $89,351 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/03/2024 01/03/24 | Sold | $133,650 | -7.2% | $119 / Sq Ft |
| 12/15/2023 12/15/23 | Pending | -- | -- | -- |
| 11/28/2023 11/28/23 | Price Changed | $144,000 | -3.4% | $128 / Sq Ft |
| 11/03/2023 11/03/23 | For Sale | $149,000 | -- | $133 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,718 | $123,500 | $25,000 | $98,500 |
| 2024 | $1,282 | $123,500 | $25,000 | $98,500 |
| 2023 | $1,904 | $118,500 | $25,000 | $93,500 |
| 2022 | $1,034 | $108,500 | $25,000 | $83,500 |
| 2021 | $1,038 | $94,600 | $25,000 | $69,600 |
| 2018 | $1,294 | $82,500 | $25,000 | $57,500 |
| 2017 | $1,294 | $79,200 | $25,000 | $54,200 |
| 2016 | $1,246 | $76,600 | $25,000 | $51,600 |
| 2015 | $1,492 | $75,600 | $25,000 | $50,600 |
| 2014 | -- | $44,800 | $14,993 | $29,807 |
| 2013 | -- | $44,800 | $14,993 | $29,807 |
Source: Public Records
Agents Affiliated with this Home
-
Christopher Goering
-
Todd Hubbard
T
Buyer's Agent in 2024
Todd Hubbard
Realty Executives
(320) 249-0889
1 in this area
31 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6451863
APN: 17.00212.00
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