NOT LISTED FOR SALE

Estimated Value: $511,000 - $536,000

4 Beds
2.5 Baths
2,861 Sq Ft
$183/Sq Ft Est. Value

Last Sold September 22, 2021

Last sale price $420,000 $147 Per Sq Ft

Est. 25% increase in value since last sale

Current estimated payment $3,755/month

19 Days on Market

Highlights

  • Community Lake
  • Clubhouse
  • Recreation Room
  • Churchill Elementary School Rated A-
  • Property is near a park
  • Vaulted Ceiling

About This Home

As of September 2021

BEAUTIFUL, CLEAN and UPDATED move-in ready home is waiting for you! 4 BR, 2.1 BA w/ 1st floor office and finished basement located in the highly sought after Churchill Club community! The Silver Charm model boats 2,861 sq ft upstairs PLUS a 1,668 sq ft finished basement! Walk into this beauty and be greeted by hardwood floors, maple railings in the 2 story foyer! Over-sized family room with fireplace. Executive kitchen with island, all stainless steel appliances and adjacent eating area with plenty of room to entertain. Sliders lead out to a brick paver patio, mature landscaping with tons of trees, bushes, and other planting within the fenced yard! Truly a peaceful getaway! 4 oversized bedrooms beautifully decorated upstairs. Large master bath with soaker tub, separate shower and walk-in closet. New roof in 2019. HE furnace. Walk to on-site elementary and junior high schools! Clubhouse community with multiple pools, basketball, volleyball and tennis courts. Miles of walking paths and tons of community events every year! This house is not to be missed!

Last Agent to Sell the Property

Rich Ayers

Ayers Realty Group License #471001732 Listed on: 07/08/2021

Last Buyer's Agent

Ana Paduret

Keller Williams Infinity License #475189488

Keller Williams Infinity

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,538

Year Built

  • Built in 2004

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 75x134
  • Fenced Yard
  • Paved or Partially Paved Lot

HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage ceiling height seven feet or more
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,861 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Fireplace With Gas Starter
  • Double Pane Windows
  • Aluminum Window Frames
  • Family Room with Fireplace
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Wood Flooring
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Unfinished Attic
  • Storm Screens

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • High End Refrigerator
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Schools

  • Churchill Elementary School
  • Plank Junior High School
  • Oswego East High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Water Softener is Owned

Additional Features

  • Brick Porch or Patio
  • Property is near a park

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Overview

  • Association fees include insurance, clubhouse, exercise facilities, pool
  • Patty Deering Association, Phone Number (815) 886-0953
  • Churchill Club Subdivision, Silver Charm Floorplan
  • Property managed by Associa
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,538

Year Built

Built in 2004

Lot Details

0

HOA Fees

$66 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Churchill Club
  • Year Built: 2004
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • Special Service Area Fee: 0
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Finished Sq Ft: 1668
  • Fireplace Features: Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, 1st Floor Laundry, 9' Ceilings
  • LivingArea: 2861
  • Other Equipment: Humidifier, Water-Softener Owned
  • Room Type: Eating Area, Office, Recreation Room
  • Estimated Total Finished Sq Ft: 1668
  • Assessed Sq Ft: 0
  • Basement Description: Finished
  • Bathroom Amenities: Separate Shower,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Basement Sq Ft: 1668
  • Fireplace Location: Family Room
  • Total Sq Ft: 1668
  • Attic: Unfinished
  • Door Features: 36" Minimum Entry Door,6 Panel Door(s)
  • Window Features: Aluminum Frames,Double Pane Windows
  • Bedroom 2 Flooring: Ceramic Tile
  • Dining Room Flooring: Hardwood
  • Kitchen Flooring: Hardwood
  • Kitchen: Eating Area-Table Space,Island,Pantry-Closet
  • Living Room Flooring: Carpet
  • MRD_MBB: Full
  • Master Bedroom Flooring: Carpet
  • Master Bedroom Dimensions: 13X16
  • Bedroom 3 Flooring: Carpet
  • Bedroom 2 Window: Blinds
  • Laundry Flooring: Vinyl
  • Living Room Windows: Blinds
  • Master Bedroom Windows: Blinds
  • Family Room Flooring: Carpet
  • Bedroom 3 Window: Blinds
  • Bedroom 4 Flooring: Ceramic Tile
  • Dining Room Windows: Blinds
  • Family Room Windows: Blinds
  • Bedroom 4 Window: Blinds

Exterior Features

  • DirectionFaces: West
  • ExteriorFeatures: Brick Paver Patio, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 430000
  • Lot Features: Fenced Yard
  • OtherStructures: None
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s),7 Foot or more high garage door
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers, 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 20
  • Association Fee Frequency: Monthly
  • Community Features: Clubhouse, Park, Pool, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: Yes
  • Master Association Fee Frequency: Yearly
  • Management Company: Associa
  • Management Contact Name: Patty Deering
  • Management Phone: 815-886-0953
  • Master Association Fee: 555

Fee Information

  • Association Fee Includes: Insurance, Clubhouse, Exercise Facilities, Pool

Schools

  • Elementary School: Churchill Elementary School
  • High School: Oswego East High School
  • Middle/Junior School: Plank Junior High School
  • Middle/Junior School District: 308

Lot Info

  • Lot Size Acres: 0.23
  • Lot Dimensions: 75X134
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9538.48
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

MLS Schools

  • Other Public Sch Dist: 308
  • Othr Public Sch: Brokaw Early Learning Center

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 8, 2021
Closed on
Sep 16, 2021
Sold by
Olschanski Charles J and Olschanski Julia M
Bought by
Gaiduc Ion and Suleac Alina
Seller's Agent
Rich Ayers
Ayers Realty Group
Buyer's Agent
Ana Paduret
Keller Williams Infinity
List Price
$430,000
Sold Price
$420,000
Premium/Discount to List
-$10,000
-2.33%
Current Estimated Value
$523,310

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$103,310
Avg. Annual Appreciation
5.11%
Original Mortgage
$336,000
Outstanding Balance
$307,727
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$205,367

Purchase Details

Closed on
Apr 29, 2004
Sold by
Pinnacle Corp
Bought by
Olschanski Charles J and Olschanski Julia M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,552
Interest Rate
5.5%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gaiduc Ion $420,000 Fidelity National Title
Olschanski Charles J $304,500 Chicago Title Insurance Comp
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gaiduc Ion $336,000
Previous Owner Olschanski Charles J $243,552
Closed Olschanski Charles J $27,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/22/2021 09/22/21 Sold $420,000 -2.3% $147 / Sq Ft
07/28/2021 07/28/21 Pending -- -- --
07/08/2021 07/08/21 For Sale $430,000 -- $150 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,984 $142,494 $26,645 $115,849
2023 $9,998 $127,227 $23,790 $103,437
2022 $9,998 $116,722 $21,826 $94,896
2021 $9,645 $109,086 $20,398 $88,688
2020 $9,538 $106,947 $19,998 $86,949
2019 $9,255 $102,414 $19,998 $82,416
2018 $9,314 $101,361 $23,711 $77,650
2017 $9,096 $94,730 $22,160 $72,570
2016 $4,358 $89,792 $21,005 $68,787
2015 $8,809 $86,756 $20,295 $66,461
2014 -- $81,845 $19,146 $62,699
2013 -- $82,298 $19,252 $63,046
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11130437

Midwest Real Estate Data (MRED)

APN: 03-10-462-005