NOT LISTED FOR SALE

711 Ruddy Ct Havre de Grace, MD 21078

Estimated Value: $436,815 - $462,000

4 Beds
2.5 Baths
2,042 Sq Ft
$222/Sq Ft Est. Value

Last Sold March 01, 2013

Last sale price $257,000 $126 Per Sq Ft

Est. 76% increase in value since last sale

Current estimated payment $2,622/month

Highlights

  • Colonial Architecture
  • Backs to Trees or Woods
  • Breakfast Area or Nook
  • Deck
  • Space For Rooms
  • Family Room Off Kitchen

About This Home

As of March 2013

It is time for a smart buyer to be in for 2013! Great opportunity to live in a step-up neighborhood for value pricing - seller has moved and will entertain reasonable offers. Low-maintenance gas fireplace, brand new carpet & paint make this a lovely place to entertain family and friends. Huge back deck with wooded views and near all arteries of travel. Newer gas furnace, fridge. Home warranty!

Last Agent to Sell the Property

Maria Minico Hayes

(410) 652-8221 mariahayeshomes@gmail.com Garceau Realty Listed on: 08/21/2012

Garceau Realty

Co-Listed By

Donald Feazell

dfeaz888@gmail.com Garceau Realty License #76453

Last Buyer's Agent

Scott Miller

(443) 866-6728 scott@scottmillerrealestate.com High Power Realty, LLC.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,025

Year Built

  • Built in 1992

Lot Details

  • 7,875 Sq Ft Lot
  • Cul-De-Sac
  • Backs to Trees or Woods
  • Property is in very good condition
  • Property is zoned R1

HOA Fees

  • $11 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Combination Foundation
  • Slab Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Gas Fireplace
  • Window Treatments
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Home Security System

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Stove
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 2.5 Bathrooms

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Exterior Basement Entry
  • Sump Pump
  • Shelving
  • Space For Rooms
  • Rough-In Basement Bathroom

Outdoor Features

  • Deck
  • Playground

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Natural Gas Water Heater

Community Details

  • Grace Harbour Subdivision, Dover Floorplan

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Tax Lot 128
  • Assessor Parcel Number 1306046312

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,025

Year Built

Built in 1992

Lot Details

0

HOA Fees

$11 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Home Warranty: Yes
  • Inclusions: ,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1992
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Refrigerator, Stove, Washer
  • Interior Amenities: Family Room Off Kitchen, Kitchen - Island, Kitchen - Table Space, Dining Area, Breakfast Area, Kitchen - Eat-In, Primary Bath(s), Window Treatments
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Slab
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Basement, Foyer, Bedroom 1
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Sump Pump, Combination, Full, Heated, Improved, Partially Finished, Rough Bath Plumb, Shelving, Space For Rooms, Walkout Level
  • Living Area Units: Square Feet
  • Total Sq Ft: 3224
  • Living Area Sq Ft: 2042
  • Price Per Sq Ft: 132.17
  • Above Grade Finished Sq Ft: 2042
  • Below Grade Sq Ft: 1182
  • Total Below Grade Sq Ft: 1182
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Vinyl Siding
  • Construction Completed: No
  • Exterior Features: Play Area, Sidewalks
  • Roof: Asphalt
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Garage, Concrete Driveway
  • Garage Features: Garage Door Opener, Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, Driveway, Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Security System
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 134.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes

Lot Info

  • Improvement Assessed Value: 156600.00
  • Land Assessed Value: 93700.00
  • Lot Features: Backs To Trees, Cul-De-Sac
  • Lot Size Acres: 0.18
  • Lot Size Area: 7875
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7875.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good
  • Zoning: R1
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 5528546
  • Tax Annual Amount: 4024.82
  • Assessor Parcel Number: 1306046312
  • Tax Lot: 128
  • County Tax Payment Frequency: Annually
  • Tax Year: 2011

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 21, 2012
Closed on
Mar 1, 2013
Sold by
Pilachowski Myra G and Gallion Myra
Bought by
Fisher Scott A
Seller's Agent
Maria Minico Hayes
Garceau Realty
Buyer's Agent
Scott Miller
High Power Realty, LLC.
List Price
$297,000
Sold Price
$257,000
Premium/Discount to List
-$40,000
-13.47%
Current Estimated Value
$453,454

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$196,454
Avg. Annual Appreciation
4.58%
Original Mortgage
$252,345
Outstanding Balance
$179,757
Interest Rate
3.75%
Mortgage Type
FHA
Estimated Equity
$273,697

Purchase Details

Closed on
Nov 18, 2003
Sold by
Gallion William
Bought by
Gallion William and Gallion Myra

Purchase Details

Closed on
Jul 23, 2001
Sold by
Haase Robert W
Bought by
Gallion William
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fisher Scott A $257,000 Governors Title Company
Gallion William -- --
Gallion William $177,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fisher Scott A $252,345
Closed Gallion William --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/01/2013 03/01/13 Sold $257,000 -4.8% $126 / Sq Ft
02/12/2013 02/12/13 Pending -- -- --
01/03/2013 01/03/13 Price Changed $269,900 -3.3% $132 / Sq Ft
11/20/2012 11/20/12 Price Changed $279,000 -3.5% $137 / Sq Ft
09/21/2012 09/21/12 Price Changed $289,000 -2.7% $142 / Sq Ft
08/21/2012 08/21/12 For Sale $297,000 -- $145 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,794 $312,533 $0 $0
2024 $2,794 $293,100 $90,000 $203,100
2023 $2,664 $279,500 $0 $0
2022 $2,535 $265,900 $0 $0
2021 $2,527 $252,300 $90,000 $162,300
2020 $2,527 $251,300 $0 $0
2019 $2,517 $250,300 $0 $0
2018 $2,485 $249,300 $93,700 $155,600
2017 $2,479 $249,300 $0 $0
2016 -- $248,100 $0 $0
2015 $2,501 $247,500 $0 $0
2014 $2,501 $247,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1004126486

Bright MLS

APN: 06-046312