$699,000

7122 Bay Crest Rd Panama City, FL 32409

Estimated payment $4,068/month

Total Views 2,559
4 Beds
3 Baths
2,729 Sq Ft
$256 Price per Sq Ft

Highlights

  • Property fronts a bayou
  • Bay View
  • Vaulted Ceiling
  • In Ground Pool
  • Deck
  • Bonus Room

About This Home

Welcome to 7122 Bay Crest Rd.! Here's your opportunity to own this wonderful Water Front Home, your new Florida Coastal Oasis! This home is nestled on shores of Gainer Bayou with direct access to North Bay and then to St. Andrew Bay or the Gulf for all your Salt-Water boating activities!
This location is conveniently located with access to the airport in about 15 minutes, beautiful sandy white beaches of Panama City Beach in about 25 minutes, Tyndall AFB in about 30 minutes, and you'll be shopping in Lynn Haven in 10 minutes!

Situated on .725 acre, fully fenced, this property offers 100 ft of waterfront with a covered fishing dock with fresh water and electricity, low voltage lighting, fillet table, rigging station and rod holders. Next to this is the covered boat dock with lift, and another boat docking space next to it. Closer to shore there is a platform where you can access/park your jet skies or kayak!
Next you'll find the detached studio, mother-in-law or guest quarters which also has a nice deck facing the water and includes living/dining/kitchen area, bedroom, and bath!
Moving on, you will find a nice relaxing saltwater pool, a large open deck and nice screened in room. The perfect place to sit and enjoy the shimmering waters and natural beauty this property has to offer!
The home is approximately 2329 sq ft. featuring an amazing great room with a wall of windows overlooking the beautiful backyard and water views, this is open to the spacious living room with a wood burning fireplace and built-in cabinets and shelves, and to the kitchen and dining area with granite countertops, stainless steel appliances and a nice island for easy dining or prep space! As you enter the home you will see a large foyer area that could easily be used for you additional space needs. Go to the left and you will have the guest bath and a large guest bedroom (this was 2 bedrooms and can be converted back if needed).
Wake up to breathtaking views every morning from the primary suite with double doors leading out to the back deck overlooking the pool and the Bayou! The primary ensuite features a double sink vanity, separate shower and jetted tub!
The laundry is located in the hall adjacent to the kitchen, and the garage has a workshop with a/c. There is covered parking as well that can easily accommodate 2 large vehicles located in front of the garage. You will also have a separate 10 x 20 storage building with loft shelves on each end of the building.
There are many more features to this home you will surely love so call your favorite Realtor today to schedule your private showing!
Thank you for considering this incredible property! All information and measurements should be verified by buyer or buyer's agent if important.

Listing Agent

Deborah Class

ERA Neubauer Real Estate, Inc License #3293094 Listed on: 08/30/2025

ERA Neubauer Real Estate, Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,190

Year Built

  • Built in 1975

Lot Details

  • 0.72 Acre Lot
  • Lot Dimensions are 105 x 301
  • Property fronts a bayou
  • Property fronts a county road
  • Fenced
  • Zoning described as County,Resid Single Family

Parking

  • 1 Car Attached Garage
  • Detached Carport Space
  • Driveway

Property Views

  • Bay
  • Bayou

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Composition Roof
  • HardiePlank Type
  • Stucco

Interior Spaces

  • 2,729 Sq Ft Home
  • 1-Story Property
  • Bookcases
  • Crown Molding
  • Beamed Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Double Pane Windows
  • Window Treatments
  • Entrance Foyer
  • Great Room
  • Living Room
  • Bonus Room
  • Workshop
  • Screened Porch
  • Storage Room
  • Tile Flooring

Kitchen

  • Electric Range
  • Range Hood
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms
  • In-Law or Guest Suite
  • 3 Full Bathrooms

Home Security

  • Home Security System
  • Storm Doors

Pool

  • In Ground Pool
  • Saltwater Pool

Outdoor Features

  • Deck
  • Screened Patio
  • Rain Gutters

Location

  • Flood Insurance May Be Required

Schools

  • Southport Elementary School
  • Deane Bozeman Middle School
  • Deane Bozeman High School

Utilities

  • Window Unit Cooling System
  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,190

Year Built

Built in 1975

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1975
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.72
  • Lot Size: 105 x 301
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Subdivision Name: No Named Subdivision
  • Architectural Style: Ranch
  • Carport Y N: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Refrigerator, Range Hood
  • Interior Amenities: Additional Living Quarters, Beamed Ceilings, Bookcases, Crown Molding, Fireplace, High Ceilings, In-Law Floorplan, Kitchen Island, Vaulted Ceiling(s), Window Treatments, Entrance Foyer, Storage, Workshop
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: Storm Door(s)
  • Fireplace: Yes
  • Flooring: Tile
  • Dining Room Type: Bedroom, Full Bath, Foyer, Garage, Great Room, In-Law Suite, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Patio, Screened Porch, Storage Room, Workshop, Bonus Room
  • Window Features: Double Pane Windows

Exterior Features

  • Pool Features: In Ground, Salt Water
  • Fencing: Full, Chain Link, Fenced, Privacy
  • View: Bay, Bayou
  • View: Yes
  • Waterfront Features: Bay Access, Bayou, Shoreline - Natural, Waterfront
  • Waterfront: Yes
  • Disclosures: Flood Insurance Required
  • Construction Type: Brick Veneer, HardiPlank Type, Stucco, Wood Frame
  • Exterior Features: Boat Lift, Boat Slip, Deck, Dock, Porch
  • Patio And Porch Features: Deck, Porch, Screened

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Garage Spaces: 1.0
  • Parking Features: Attached, Detached Carport, Driveway, Garage
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Electricity Available, Septic Available
  • Security Features: Security System
  • Cooling: Central Air, Ceiling Fan(s), Window Unit(s)
  • Heating: Central, Electric, Fireplace(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Septic Tank

Condo/Co-op/Association

  • Amenities: Boat Ramp
  • Association: No

Schools

  • Middle Or Junior School: Deane Bozeman

Lot Info

  • Lot Features: Waterfront, Paved
  • Lot Size Sq Ft: 31581.0
  • Mobile Dim Units: Feet
  • Zoning Description: County, Resid Single Family

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 3190.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Southport
  • High School: Deane Bozeman

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,217 $299,561 -- --
2023 $3,217 $292,761 $0 $0
2022 $2,882 $284,234 $0 $0
2021 $2,873 $275,955 $0 $0
2020 $2,858 $272,145 $0 $0
2019 $2,810 $268,542 $76,129 $192,413
2018 $3,026 $282,766 $0 $0
2017 $2,716 $253,130 $0 $0
2016 $2,485 $229,159 $0 $0
2015 $3,079 $230,678 $0 $0
2014 $3,207 $240,696 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/10/2025 08/10/25 For Sale $699,000 +108.7% $256 / Sq Ft
06/20/2022 06/20/22 Off Market $335,000 -- --
01/13/2017 01/13/17 Sold $335,000 -4.0% $150 / Sq Ft
11/17/2016 11/17/16 Pending -- -- --
08/26/2016 08/26/16 For Sale $349,000 -- $156 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $335,000 Florida Coastal Closing & Es
Warranty Deed -- Cornerstone Title Agency Inc
Warranty Deed $220,000 Cornerstone Title Agency Inc
Interfamily Deed Transfer -- None Available
Warranty Deed $370,000 None Available
Warranty Deed $250,000 --
Warranty Deed $225,000 Lawyers Title Agency Of Nort
Warranty Deed $237,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $311,000 New Conventional
Closed $301,500 Commercial
Previous Owner $74,000 Credit Line Revolving
Previous Owner $296,000 Fannie Mae Freddie Mac
Previous Owner $225,000 Purchase Money Mortgage
Previous Owner $200,000 Unknown
Previous Owner $236,000 No Value Available
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 777458

Central Panhandle Association of REALTORS®

APN: 07966-000-000