$345,000
SOLD SEP 4, 2025

720 Arrow St Panama City, FL 32404

3 Beds
2 Baths
1,596 Sq Ft
0.28 Acres

Recently Sold

$216 Per Sq Ft

5% Below List Price

107 Days on Market

Highlights

  • New Construction
  • No HOA
  • 2 Car Attached Garage
  • Craftsman Architecture
  • Covered Patio or Porch
  • Double Pane Windows

About This Home

As of September 2025

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Calling all military personnel! SELLER OFFERING UP TO $5,000 TOWARDS CLOSING COSTS AND PREPAIDS WITH ACCEPTED OFFER. Welcome to your dream home, a beautifully crafted new construction residence that seamlessly blends functionality, elegance, and modern convenience. This 3-bedroom, 2-bathroom home offers an open, inviting layout with high-end finishes and thoughtful details throughout. You are only 4 minutes from Pier 98 Marina, and 5 minutes from Parker City Pier, both having deep water access to unload your boat and head out to Shell Island, or fish from the pier. Also, this property is only TEN minutes to Tyndall Air Force Base! Step onto the charming covered front porch, accented with a gorgeous stone facade, and into a light-filled interior with luxury LVP flooring throughout. The spacious living area features a tray ceiling, an electric fireplace with a mantel and TV niche, and upgraded lighting that creates the perfect ambiance for relaxing or entertaining. The gourmet kitchen is a true showstopper, complete with smart stainless steel appliances, leathered finish Fantasy Brown granite and marble-mixed countertops, and under-cabinet lighting that highlights the beautifully tiled backsplash. You'll love the extra counter space, island, tons of cabinet storage including oversized cabinetry, and a nice-sized pantry for all your kitchen essentials. The master suite is a private retreat with a tray ceiling, a desk/vanity area with the same granite countertops as in the kitchen, two closets—including a large walk-in—and a spa-like ensuite featuring a double vanity with separate mirrors, and a pocket door separating the private water closet and walk-in shower, and a built-in linen closet for ultimate organization. The two additional bedrooms are generously sized and share a spacious guest bathroom with a single vanity, quality finishes, and a shower/tub combo. Additional storage is plentiful with an extra linen closet for this side of the home, an oversized utility closet, and coat closet located near the front door. Enjoy outdoor living all year long on the covered back patio, overlooking your fully landscaped, privacy-fenced backyard with full sod—perfect for entertaining, gardening, or just relaxing. There is also a two car garage with an abundance of attic storage, blinds throughout the home, exterior lighting on the home, and upgraded lighting fixtures. The home also features gutters around the whole home. This home truly checks all the boxes—blending high-end materials, thoughtful design, and smart living. Don't miss the opportunity to make this stunning property your forever home!
Contact your favorite realtor today to schedule a showing!

Last Agent to Sell the Property

Taylor White

Gillman Group Realty License #3583373 Listed on: 04/22/2025

Last Buyer's Agent

Mari Monroe-Garcia

Legacy Premier Agency

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $615

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 99x124
  • Fenced
  • Landscaped

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Secured Garage or Parking

Home Design

  • Craftsman Architecture
  • Vinyl Siding
  • Stone

Interior Spaces

  • 1-Story Property
  • Recessed Lighting
  • Electric Fireplace
  • Double Pane Windows
  • Window Treatments
  • Fire and Smoke Detector

Kitchen

  • Microwave
  • Dishwasher
  • ENERGY STAR Qualified Appliances
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • Parker Elementary School
  • Rutherford Middle School
  • Rutherford High School

Utilities

  • Cooling Available
  • Central Heating

Additional Features

  • ENERGY STAR Qualified Equipment for Heating
  • Covered Patio or Porch

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$615

Year Built

Built in 2025 | New Construction

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2025
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.28
  • Lot Size: 99x124
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: No Named Subdivision
  • Architectural Style: Craftsman
  • Unit Levels: One
  • New Construction: Yes
  • Efficiency: Appliances
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: NewHome
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, ENERGY STAR Qualified Appliances, Disposal, Microwave, Refrigerator
  • Interior Amenities: Fireplace, Kitchen Island, Pantry, Recessed Lighting, Window Treatments
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Electric
  • Fireplace: Yes
  • Flooring: Luxury Vinyl Plank
  • Dining Room Type: Bedroom, Primary Bedroom
  • Stories: 1
  • Window Features: Double Pane Windows

Exterior Features

  • Fencing: Fenced, Privacy
  • Construction Type: Stone, Vinyl Siding
  • Patio And Porch Features: Covered, Patio, Porch

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Driveway, Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Security Features: Secured Garage/Parking, Fire Alarm, Smoke Detector(s)
  • Cooling: ENERGY STAR Qualified Equipment
  • Heating: Central, ENERGY STAR Qualified Equipment, Fireplace(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Amenities: Boat Ramp
  • Association: No

Schools

  • Middle Or Junior School: Rutherford Middle

Lot Info

  • Lot Features: Landscaped, Paved
  • Lot Size Sq Ft: 12197.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: None

MLS Schools

  • Elementary School: Parker
  • High School: Rutherford

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 7, 2022
Closed on
Sep 15, 2022
Sold by
Rhonda Mitchell
Bought by
Lumley Jimmy and Lumley Debra
Seller's Agent
Ashley Summers
Realty One Group Emerald Coast
Buyer's Agent
Steve Woolsey
ERA Neubauer Real Estate Inc
List Price
$51,000
Sold Price
$46,000
Premium/Discount to List
-$5,000
-9.8%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
93.65%

Purchase Details

Closed on
May 30, 2015
Sold by
Np
Bought by
Mitchell James and Mitchell Rhonda
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $46,000 --
Trustee Deed $8,000 Attorney
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/04/2025 09/04/25 Sold $345,000 -2.8% $216 / Sq Ft
07/19/2025 07/19/25 Price Changed $354,900 -2.7% $222 / Sq Ft
06/25/2025 06/25/25 Price Changed $364,800 0.0% $229 / Sq Ft
04/19/2025 04/19/25 For Sale $364,900 +693.3% $229 / Sq Ft
12/28/2022 12/28/22 Off Market $46,000 -- --
09/14/2022 09/14/22 Sold $46,000 -9.8% $60 / Sq Ft
08/13/2022 08/13/22 Off Market $51,000 -- --
08/10/2022 08/10/22 Pending -- -- --
05/19/2022 05/19/22 For Sale $51,000 0.0% $66 / Sq Ft
04/19/2022 04/19/22 Pending -- -- --
04/16/2022 04/16/22 For Sale $51,000 -- $66 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $615 $32,328 $27,827 $4,501
2023 $615 $43,462 $38,961 $4,501
2022 $336 $32,493 $0 $0
2021 $425 $38,052 $0 $0
2020 $376 $35,923 $27,669 $8,254
2019 $355 $34,801 $26,429 $8,372
2018 $311 $28,791 $0 $0
2017 $306 $27,798 $0 $0
2016 $316 $27,798 $0 $0
2015 $464 $39,363 $0 $0
2014 $466 $39,535 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 772271

Central Panhandle Association of REALTORS®

APN: 25233-000-000