$545,000

Estimated payment $4,475/month

Total Views 45,549
2 Beds
2 Baths
1,286 Sq Ft
$424 Price per Sq Ft

Highlights

  • Beach
  • Property fronts gulf or ocean
  • Main Floor Primary Bedroom
  • J.R. Arnold High School Rated A-
  • Gated Community
  • 4-minute walk to Rick Seltzer Park

About This Home

'Gulf Front'' Beautiful Large Deluxe 2BR 2BA 1286 sq. ft. fully furnished condominium added bonus comes Garage Space. Tile flooring throughout and bedrooms have carpet. Fully equipped Kitchen w/breakfast bar. Wonderful Gulf Front views from large balcony, you can see the beach and 1 of 3 pools, great for *Relaxation*. Condo has updated cabinets, counters, closet doors, freshly painted including retextured ceilings, new shower in Master Bedroom, sliding doors and windows just to mention a few. Rental ready for investment or great second home. Dunes of Panama has 3 pools, clubhouse, tennis, pickleball, shuffleboard, fitness room, Snack shop and a place to grill. All dimensions are approx.

Listing Agent

Cindy Armstrong Karr

Berkshire Hathaway HomeServices License #615108 Listed on: 04/08/2025

Berkshire Hathaway HomeServices

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,892

Year Built

  • Built in 1985

HOA Fees

  • $1,163 Monthly HOA Fees

Parking

  • 1 Car Detached Garage

Interior Spaces

  • 1,286 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Window Treatments
  • Living Room

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Dryer
  • Washer

Home Security

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Additional Features

  • Balcony

Listing and Financial Details

  • Assessor Parcel Number 30840-796-000

Community Details

Overview

  • Association fees include accounting, ground keeping, insurance, internet service, legal, licenses/permits, master, recreational faclty, sewer, water, cable TV, trash
  • Dunes Of Panama Ph 5 Condo Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Recreation Room
  • Elevator

Recreation

  • Beach

Pet Policy

  • Pets Allowed

Security

  • Gated Community
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,892

Year Built

Built in 1985

Lot Details

0

HOA Fees

$1,163 per month

Parking

1

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: DUNES OF PANAMA PH 5 CONDO
  • Directions: 98 East to South on Thomas Drive (Navy Blvd.) to West on Thomas Drive to Dunes of Panama on the left (gulf side)
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1985
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Waterfront:Gulf: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Interior Amenities: Breakfast Bar, Floor Tile, Floor WW Carpet, Furnished - All, Owner's Closet, Pantry, Window Treatment All
  • Appliances:StoveOven Electric: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Furnished - All: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Window Treatment All: Yes

Exterior Features

  • Pool Features: Pool Type
  • View: Gulf
  • Waterfront Features: Gulf
  • Waterfront: Yes
  • Exterior Features: Balcony
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Exterior:Balcony: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Garage Detached
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Detached: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electric, Public Sewer, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Beach, Community Room, Dumpster, Elevators, Exercise Room, Gated Community, Pets Allowed, Picnic Area, Pool, Tennis, Waterfront
  • Association #2 Fee: 1163.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Internet Service, Legal, Licenses/Permits, Master Association, Recreational Faclty, Sewer, Water, Cable TV, Trash

Schools

  • Elementary School: Patronis
  • High School: Arnold
  • Middle Or Junior School: Surfside

Lot Info

  • Parcel #: 30840-796-000
  • ResoLotSizeUnits: Acres

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,892 $356,497 -- --
2023 $4,892 $466,650 $0 $0
2022 $3,903 $294,625 $0 $0
2021 $3,402 $267,841 $0 $0
2020 $3,002 $240,125 $0 $0
2019 $3,119 $268,430 $0 $0
2018 $2,652 $208,642 $0 $0
2017 $2,493 $194,617 $0 $0
2016 $2,647 $203,117 $0 $0
2015 $2,637 $196,742 $0 $0
2014 $2,591 $193,555 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/01/2025 04/01/25 For Sale $545,000 -- $424 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $259,900 Mti Title Ins Agency Inc
Quit Claim Deed -- None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

About the Listing Agent

Cindy Armstrong Karr

Berkshire Hathaway HomeServices

(850) 761-9658

Section Image

In 2000, I became a Realtor in Beautiful Florida's Emerald Coast. Most of my experience is working with Buyers and Sellers. Primary Homes, Second Homes and Investment Properties. Previously, I was in the Property Management / on site Real Estate Sales with Condominiums. Background in HOA's and Rentals.

Customer satisfaction with all aspects of Buying and Selling is my #1 goal.

I have been Chairman of Communications for Bay County Association of Realtors, 2014 Chair of the

Cindy's Other Listings

  • 7205 Thomas Dr Unit E-904, Panama City Beach, FL 32408

    $545,000

    • 2 Beds
    • 2 Baths
    • 1,286 Sq Ft
    • 7205 Thomas Dr
    • Unit E-904
    • Panama City Beach, FL

    'Gulf Front'' Beautiful Large Deluxe 2BR 2BA 1286 sq. ft. fully furnished condominium added bonus comes Garage Space. Tile flooring throughout and bedrooms have carpet. Fully equipped Kitchen w/breakfast bar. Wonderful Gulf Front views from large balcony, you can see the beach and 1 of 3 pools, great for *Relaxation*. Condo has updated cabinets, counters, closet doors, freshly painted including

    Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

    Section Image
  • 7205 Thomas Dr Unit E-304, Panama City Beach, FL 32408

    $524,900

    • 2 Beds
    • 2 Baths
    • 1,286 Sq Ft
    • 7205 Thomas Dr
    • Unit E-304
    • Panama City Beach, FL

    'Gulf Front'' Beautifully updated Deluxe 2BR/2BA fully furnished rental ready condominium, lower floor with 1286 sq. ft. Tile flooring throughout, fully equipped Kitchen w/breakfast bar. Wonderful Gulf front views from Living, Dining, Kitchen and Master Bedroom. Large balcony to relax and watch the sunsets. Condo has many 'upgrades' cabinets, counters, flooring, sliding doors and windows just

    Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

    Section Image
  • 7205 Thomas Dr Unit 1104, Panama City Beach, FL 32408

    $525,000

    • 2 Beds
    • 2 Baths
    • 1,286 Sq Ft
    • 7205 Thomas Dr
    • Unit 1104
    • Panama City Beach, FL

    Beautifully updated Deluxe 2BR/2BA fully furnished condominium, 1286 sq. ft. This amazing condo has been well maintained, and rental ready. Fully equipped Kitchen w/breakfast bar. Wonderful Gulf front views from Living, Dining, Kitchen and Master Bedroom. Large balcony to relax and watch the sunsets. Condo has many 'upgrades' cabinets, counters, tile flooring, sliding doors and windows just to

    Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

    Section Image
  • 8001 Surf Dr Unit B10, Panama City, FL 32408

    $270,000

    • 1 Bed
    • 1 Bath
    • 336 Sq Ft
    • 8001 Surf Dr
    • Unit B10
    • Panama City, FL

    Panama City Beach Get-Away! Cozy 1BR/1BA beautifully furnished and decorated just steps away to ''World's Most Beautiful Beaches''. Newer LVP flooring, tile bath and shiplap. Stingray has pool, kiddy pool, parking in front of building, extra parking across the street and onsite laundry. Short term rental can sleep 3. Dining, shopping, fishing, golf and entertainment within minutes away. All

    Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

    Section Image
  • 6505 Thomas Dr Unit 910, Panama City Beach, FL 32408

    $414,000

    • 2 Beds
    • 2 Baths
    • 1,015 Sq Ft
    • 6505 Thomas Dr
    • Unit 910
    • Panama City Beach, FL

    Amazing 2 Bedroom 2 Bath in 'B' Building at Summerhouse. Kitchen with newer oak cabinets and granite counter tops, sliding glass door window treatments, all tile flooring throughout, leather living room furniture and double recliner couch, French doors that lead to master bath, master bedroom is gulf side with slider leading to balcony, mirrored closet doors in master bedroom. Amenities include:

    Cindy Armstrong Karr Berkshire Hathaway HomeServices

    Section Image
  • 171 Pelican Way, Panama City, FL 32408

    $319,000

    • 3 Beds
    • 2 Baths
    • 1,318 Sq Ft
    • 171 Pelican Way
    • Panama City, FL

    *Home Sweet Home* This spacious 3BR/2BA home located in North Lagoon Heights. Offering: Roof 2018, solar panels (paid in full), large yard building that would be ideal for home office or hobby room, tankless water heater, master bath shower handicap accessible, fenced in back yard with covered porch, large laundry room and 1 car garage. East end of Panama City Beach located just minutes to

    Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

    Section Image
  • 9450 S Thomas Dr Unit 604BB, Panama City Beach, FL 32408

    $650,000

    • 2 Beds
    • 2 Baths
    • 1,380 Sq Ft
    • 9450 S Thomas Dr
    • Unit 604BB
    • Panama City Beach, FL

    *Amazing view** This Gulf front condo in a great location on the east end of Panama City Beach. 2BR/2BA with another bonus room that is used as 3rd Bedroom. Positioned in a gated community, this property has rentals already on the books, making it an instant turnkey opportunity for investors. Fully furnished condo includes: LVP flooring throughout and a master suite with gulf front views,

    Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

    Section Image
  • 10901 Front Beach Rd Unit 313, Panama City Beach, FL 32407

    $398,700

    • 1 Bed
    • 1 Bath
    • 737 Sq Ft
    • 10901 Front Beach Rd
    • Unit 313
    • Panama City Beach, FL

    Amazing ''million dollar'' view of the Gulf of Mexico. Beautiful and spacious 1BR/1BA located on lower floor, no need to worry about elevator. Condo has gulf front views from the living room and kitchen. Majestic Beach Resort has some the best amenities on the beach. 3 outdoor pools, 2 indoor pools, 3 Jacuzzis, large fully equipped work out facility, Theater, Starbucks, Deli, and Beach Store.

    Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

    Section Image
  • 6504 Bridge Water Way Unit PH-3, Panama City Beach, FL 32407

    $570,000 Pending

    • 4 Beds
    • 3 Baths
    • 2,908 Sq Ft
    • 6504 Bridge Water Way
    • Unit PH-3
    • Panama City Beach, FL

    'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'***LARGE 4 BEDROOM 3 BATH BAY FRONT PENTHOUSE *** HIBISCUS BY THE BAY is one of the most beautiful and unique waterfront developments in our area with luxury living overlooking St. Andrews Bay. This beautiful spacious condo has almost 3000 square foot and a large balcony to enjoy amazing views of St. Andrews Bay. Condo features new

    Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

    Section Image

Source: Emerald Coast Association of REALTORS®

MLS Number: 973319

Emerald Coast Association of REALTORS®

APN: 30840-796-000