NOT LISTED FOR SALE

Estimated Value: $710,000 - $1,434,000

3 Beds
3 Baths
3,661 Sq Ft
$290/Sq Ft Est. Value

Last Sold August 31, 2022

Last sale price $1,350,000 $369 Per Sq Ft

Est. 21% decrease in value since last sale

Current estimated payment $6,054/month

137 Days on Market

Highlights

  • River Access
  • Waterfront
  • Deck
  • Lake On Lot
  • Fireplace in Bedroom
  • Stationary Dock

About This Home

As of August 2022

Year round deep water lake front home:

Prime location. Features 1+/- acres nestled in privacy. 130 ft water frontage. Cathedral ceilings, lots of windows and natural light. Architectural showplace highlighting a fresh new contemporary flare...a ''cool factor'' to say the least. Completely renovated. Showcases a new gourmet kitchen, mountain stone fireplaces. Tile and hardwood floors & staircase, luxurious master suite features sunroom and master bath. Two bedrooms on the main level. Garden level features a wet bar, rec room and exercise room. Attached 3 car garage (2 car on the main level, 3rd car on lakeside garden level.) Circular driveway. Private boat ramp and boat launching dry dock. Boat house/dock with boat lift and attached deck. Two (2)port floating jet ski dock. House was renovated in 2018 & 2020. New roof, new exterior doors, new Pella windows, new hardy board siding and paint. Three (3) new HVAC units. New security system w/cameras. All new guttering, all new kitchen appliances, new garage door and opener, new deck & glass hand railing. New cabinets, new floors throughout. Granite countertops. 16 & 12 ft sliding glass doors (Jeld-wen) on main floor for optimal lake view. New waterline. New electrical wiring throughout. Convenient to Island Cove Marina and Restaurant and Harrison Bay State Park Marina and Restaurant. Many other restaurants to frequent by boat as well. Chattanooga Yacht Club 12 minutes by boat. Short ride to Tennessee River and/or continued access to the Gulf. Convenient to grocery store and pharmacy (5minutes by car.) Close to I-75 at exit 11 (Ooltewah exit). Convenient (12 minutes) to Cambridge Square, 5 minutes to Highway 58, 25 minutes to downtown Chattanooga. Too many features to mention. Must see to appreciate.
All offers to include proof of financial ability to purchase. Seller's preferred closing title agency to be Jones Title.

Last Agent to Sell the Property

James Perry

The James Company Real Estate Brokers & Development License #228482 Listed on: 03/07/2022

Last Buyer's Agent

Joan Rose

Coldwell Banker Pryor Realty License #337191

Coldwell Banker Pryor Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,555

Year Built

  • Built in 1983

Lot Details

  • 1 Acre Lot
  • Lot Dimensions are 121.25x240.92
  • Waterfront
  • Sloped Lot
  • Wooded Lot

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Brick Foundation
  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 3,661 Sq Ft Home
  • 1.5-Story Property
  • Central Vacuum
  • Cathedral Ceiling
  • Wood Burning Fireplace
  • Gas Log Fireplace
  • Insulated Windows
  • Wood Frame Window
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Den with Fireplace
  • Recreation Room with Fireplace
  • Bonus Room
  • Screened Porch
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Laundry Room

Kitchen

  • Down Draft Cooktop
  • Microwave
  • Dishwasher
  • Trash Compactor
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Fireplace in Bedroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Whirlpool Bathtub

Home Security

  • Home Security System
  • Fire and Smoke Detector

Outdoor Features

  • River Access
  • Stationary Dock
  • Lake On Lot
  • Deck
  • Patio

Schools

  • Snow Hill Elementary School
  • Hunter Middle School
  • Ooltewah High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 094m F 003

Community Details

Overview

  • No Home Owners Association
  • Island Point Ests Subdivision

Recreation

  • Tennis Courts

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,555

Year Built

Built in 1983

Lot Details

0

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.0
  • Lot Size: 121.25X240.92
  • Subdivision Name: Island Point Ests
  • Directions: I-75 OOLTEWAH EXIT LT ON SNOWHILL LT ON GREENWOOD
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Living Area: 3661.0
  • New Construction: No
  • Year Built: 1983
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 094m F 003
  • Location Tax and Legal Elementary School: Snow Hill Elementary
  • Location Tax and Legal Middle Or Junior School2: Hunter Middle
  • Location Tax and Legal High School: Ooltewah
  • Location Tax and Legal:Tax Annual Amount: 3555.37
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 1.0
  • General Property Information Lot Size Square Feet2: 43560.0
  • General Property Information Lot Size Dimensions: 121.25X240.92
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Roof:Shingle: Yes
  • Security Features:Smoke Detector(s): Yes
  • Security Features:Security System: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Whirlpool Tub2: Yes
  • Foundation Details BrickMortar: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Levels:One and One Half: Yes
  • Foundation Details Stone2: Yes
  • Interior Features Breakfast Room: Yes
  • Exterior Features Dock2: Yes
  • Special Features: None

Interior Features

  • Appliances: Trash Compactor, Microwave, Down Draft, Disposal, Dishwasher
  • Has Basement: Finished, Full
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Bedroom, Den, Family Room, Gas Log, Recreation Room, Wood Burning
  • Fireplace: Yes
  • Flooring: Hardwood, Tile
  • Interior Amenities: Breakfast Room, Cathedral Ceiling(s), Central Vacuum, Entrance Foyer, Pantry, Separate Dining Room, Walk-In Closet(s), Whirlpool Tub
  • Window Features: Insulated Windows, Wood Frames
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Appliances:Trash Compactor: Yes
  • Community Features:Tennis Court(s): Yes
  • Interior Features:Pantry: Yes
  • Appliances:Down Draft: Yes
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Central Vacuum: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Fireplace Features:Gas Log: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Fireplace Features:Bedroom2: Yes
  • Interior Features:Entrance Foyer: Yes
  • Fireplace Features:Recreation Room: Yes

Exterior Features

  • Lot Features: Lake On Lot, Sloped, Wooded
  • View: No
  • Waterfront Features: River Access
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Other
  • Exterior Features: Dock, Dock - Stationary
  • Foundation Details: Brick/Mortar, Stone
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Screened
  • Roof: Shingle
  • Exterior Features:Dock - Stationary: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Wooded: Yes
  • Window Features:Insulated Windows: Yes
  • Window Features:Wood Frames: Yes
  • Lot Features:Sloped: Yes
  • Lot Features:Lake On Lot: Yes
  • Waterfront Features:River Access: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Garage Door Opener
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 3.0
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Security: Security System, Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Natural Gas
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Available
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Community Features: Tennis Court(s)
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Snow Hill Elementary
  • High School: Ooltewah
  • Middle Or Junior School: Hunter Middle

Lot Info

  • Lot Size Sq Ft: 43560.0
  • Additional Parcels: No
  • Parcel #: 094m F 003
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3555.37

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 7, 2022
Closed on
Aug 31, 2022
Sold by
Hamrick and Misty
Bought by
Homan Mark A and Homan Rhonda C
Seller's Agent
James Perry
The James Company Real Estate Brokers & Development
Buyer's Agent
Joan Rose
Coldwell Banker Pryor Realty
List Price
$1,650,000
Sold Price
$1,350,000
Premium/Discount to List
-$300,000
-18.18%
Current Estimated Value
$1,063,333

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$286,667
Avg. Annual Appreciation
-7.62%

Purchase Details

Listed on
Feb 19, 2018
Closed on
Apr 6, 2018
Sold by
Price James R
Bought by
Hamrick Misty and Hamrick Lee
Seller's Agent
James Perry
The James Company Real Estate Brokers & Development
Buyer's Agent
James Perry
Ed Blake Company
List Price
$495,000
Sold Price
$495,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.55%
Original Mortgage
$396,000
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 31, 2001
Sold by
Jones Edgar V and Jones Shirley
Bought by
Usalis Joseph and Usalis Evelyn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,000
Interest Rate
6.74%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Homan Mark A $1,350,000 --
Hamrick Misty $495,000 Pioneer Title Agency
Usalis Joseph $384,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Hamrick William L $100,000
Previous Owner Hamrick Misty $396,000
Previous Owner Usalis Joseph R $224,000
Previous Owner Usalis Joseph $255,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/31/2022 08/31/22 Sold $1,350,000 -18.2% $369 / Sq Ft
07/22/2022 07/22/22 Pending -- -- --
03/07/2022 03/07/22 For Sale $1,650,000 +233.3% $451 / Sq Ft
04/06/2018 04/06/18 Sold $495,000 0.0% $180 / Sq Ft
02/19/2018 02/19/18 For Sale $495,000 -- $180 / Sq Ft
02/17/2018 02/17/18 Pending -- -- --
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,262 $145,800 $0 $0
2023 $3,271 $145,800 $0 $0
2022 $3,271 $145,800 $0 $0
2021 $3,271 $145,800 $0 $0
2020 $3,555 $128,250 $0 $0
2019 $3,555 $128,250 $0 $0
2018 $3,555 $128,250 $0 $0
2017 $3,555 $128,250 $0 $0
2016 $3,095 $0 $0 $0
2015 $3,095 $111,600 $0 $0
2014 $3,095 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1350865

Greater Chattanooga REALTORS®

APN: 094M-F-003