$515,000
SOLD NOV 6, 2025
3 Beds
2.5 Baths
2,289 Sq Ft
5,733 Sq Ft Lot Lot

Sale Details

Date Sold: November 6, 2025

$225 Per Sq Ft

6% Below List Price

38 Days on Market

Highlights

  • Deck
  • Contemporary Architecture
  • Community Pool
  • Coyote Ridge Elementary School Rated A-
  • Wood Flooring
  • 3 Car Attached Garage

About This Home

As of November 2025

This impressive two-story home in the Ridgewood Hills community brings the best of comfort, charm, and Colorado living! Located just south of Fort Collins, the property also backs to an HOA open space along with a professionally landscaped yard for that extra curb appeal. Fresh updates throughout the home allows for easy, move-in-ready living. The main floor features refinished hardwood floors that run through the open-concept living areas, creating a seamless flow between the different areas. The updated kitchen is equipped with stainless steel appliances, soapstone counters, and a tiled backsplash. The breakfast bar is perfect for casual bites, and there's plenty of cabinet and prep space to make cooking a breeze. Upstairs, you'll find a private haven with three spacious bedrooms, including a primary suite that has tray ceilings, a walk-in closet, and an ensuite bath. The laundry room is conveniently located upstairs as well, so no more hauling baskets up and down. The unfinished basement offers great potential for future expansion or use as additional storage space, allowing you to customize it to suit your lifestyle needs. Step outside to a fully fenced backyard with a refinished deck for lounging or dining outdoors, and planter boxes that invite you to dig into some gardening fun. The oversized 3-car tandem garage gives you space for all your gear or even a workshop setup. Residents enjoy access to community amenities, including greenbelts, a neighborhood pool, and playground, all within walking distance. Plus, don't miss the nearby ridge line hiking trail offering panoramic views of Longs Peak and Horsetooth Rock.

Last Agent to Sell the Property

Courtney Newman

LPT Network Realty LLC License #100094555 Listed on: 07/29/2025

Last Buyer's Agent

Garret Osilka

Allegiant Property Service License #100046717

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,703

Year Built

  • Built in 2004

Lot Details

  • 5,733 Sq Ft Lot
  • Open Space
  • Fenced
  • Sprinkler System
  • Property is zoned LMN

HOA Fees

  • $98 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Tandem Parking

Home Design

  • Contemporary Architecture
  • Brick Veneer
  • Wood Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,289 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Fire and Smoke Detector
  • Unfinished Basement

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Schools

  • Coyote Ridge Elementary School
  • Erwin Middle School
  • Loveland High School

Additional Features

  • Deck
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number R1600305

Community Details

Overview

  • Association fees include common amenities, management
  • Ridgewood Hills Master Association, Phone Number (970) 494-0609
  • Ridgewood Hills Subdivision

Recreation

  • Community Pool
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,703

Year Built

Built in 2004

Lot Details

5,733 Sq Ft Lot

HOA Fees

$98 per month

Parking

3

Listing Details

  • Inclusions: Electric Range/Oven,Dishwasher,Refrigerator,Clothes Washer,Clothes Dryer,Microwave,Disposal,Smoke Alarm(s)
  • Year Built: 2004
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.13
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Ridgewood Hills
  • Architectural Style: Contemporary/Modern
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 2289
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Disposal
  • Has Basement: Unfinished
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Amenities: Eat-in Kitchen, Pantry, Walk-In Closet(s), Kitchen Island
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Hardwood
  • IRESDS_HasFamilyRoom: No
  • Living Room Living Room Level: Main
  • Master Bedroom Master Bedroom Level: Upper
  • Room Bedroom3 Level: Upper
  • Room Bedroom2 Level: Upper
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Kitchen Features: Hardwood
  • Living Room Features: Hardwood
  • Dining Room Dining Room Level: Main
  • Master Bathroom Features: 3/4 Primary Bath

Exterior Features

  • Roof: Composition
  • Fencing: Fenced
  • Lot Features: Lawn Sprinkler System, Abuts Private Open Space, Within City Limits
  • View: No
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame, Brick/Brick Veneer, Vinyl Siding
  • Patio And Porch Features: Deck
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • Parking Features: Tandem
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Electric: Electric, City of FTC
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available
  • Laundry Features: Upper Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: District Sewer
  • Water Source: District Water, FTC/LVLD Water
  • Gas Company: Natural Gas, Xcel Energy

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities, Management
  • Community Features: Pool, Park
  • Senior Community: No
  • Association Fee: 1175
  • Association Fee Frequency: Annually
  • Association Name: Ridgewood Hills Master
  • Phone: 970-494-0609
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: Coyote Ridge
  • HighSchool: Loveland
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Erwin, Lucile

Lot Info

  • Zoning: LMN
  • Lot Size Sq Ft: 5733
  • Parcel #: R1600305
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 2703

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 29, 2025
Closed on
Nov 6, 2025
Sold by
Ferrell Lauren and Peper Taylor B
Bought by
Osilka Garret and Osilka Sebrina
Seller's Agent
Courtney Newman
LPT Network Realty LLC
Buyer's Agent
Garret Osilka
Allegiant Property Service
List Price
$550,000
Sold Price
$515,000
Premium/Discount to List
-$35,000
-6.36%
Views
54
Current Estimated Value
$517,990

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,990
Avg. Annual Appreciation
1.24%
Original Mortgage
$412,000
Outstanding Balance
$412,000
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$105,990

Purchase Details

Listed on
Jun 29, 2015
Closed on
Jul 31, 2015
Sold by
Chapman Brad and Chapman Sydnie
Bought by
Peper Taylor B and Ferrell Lauren
Seller's Agent
Mary Baldwin
Group Mulberry
Buyer's Agent
Michelle King
RE/MAX Alliance-Windsor
List Price
$284,900
Sold Price
$305,000
Premium/Discount to List
$20,100
7.06%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.23%
Original Mortgage
$295,850
Interest Rate
4.06%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 26, 2012
Sold by
Chapman Brad
Bought by
Chapman Brad and Chapman Syndie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$189,600
Interest Rate
3.52%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 30, 2008
Sold by
Jahn F Jay and Jahn Robyn M
Bought by
Chapman Brad

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,500
Interest Rate
6.66%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 30, 2005
Sold by
Melody Homes Inc
Bought by
Jahn F Jay and Jahn Robyn M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,400
Interest Rate
5.37%
Mortgage Type
New Conventional
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $515,000 First American Title
Warranty Deed $305,000 Guardian Title Co
Interfamily Deed Transfer -- Fidelity National Title Insu
Warranty Deed $225,000 Guardian Title Agency Llc
Special Warranty Deed $208,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $412,000 New Conventional
Previous Owner $295,850 New Conventional
Previous Owner $189,600 New Conventional
Previous Owner $220,500 Purchase Money Mortgage
Previous Owner $166,400 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/06/2025 11/06/25 Sold $515,000 -1.9% $225 / Sq Ft
08/22/2025 08/22/25 Price Changed $525,000 -2.8% $229 / Sq Ft
08/14/2025 08/14/25 Price Changed $540,000 -1.8% $236 / Sq Ft
07/30/2025 07/30/25 For Sale $550,000 +80.3% $240 / Sq Ft
01/28/2019 01/28/19 Off Market $305,000 -- --
07/31/2015 07/31/15 Sold $305,000 +7.1% $133 / Sq Ft View Prior Sale
07/06/2015 07/06/15 Pending -- -- --
06/29/2015 06/29/15 For Sale $284,900 -- $124 / Sq Ft
Source: IRES MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,703 $31,882 $3,438 $28,444
2024 $2,615 $35,403 $3,685 $31,718
2022 $2,229 $26,181 $3,823 $22,358
2021 $2,293 $26,935 $3,933 $23,002
2020 $2,129 $25,004 $3,933 $21,071
2019 $2,095 $25,004 $3,933 $21,071
2018 $1,973 $22,435 $3,960 $18,475
2017 $1,717 $22,435 $3,960 $18,475
2016 $1,667 $21,102 $4,378 $16,724
2015 $1,654 $21,100 $4,380 $16,720
2014 $1,488 $18,410 $4,380 $14,030
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: IRE1040260

IRES MLS

APN: 96144-19-166

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