$245,000
SOLD AUG 26, 2025

75 Water St Franklin, NY 13775

5 Beds
2 Baths
2,020 Sq Ft
0.5 Acres

Recently Sold

$121 Per Sq Ft

11% Below List Price

50 Days on Market

Highlights

  • Main Floor Bedroom
  • Solid Surface Countertops
  • Covered Patio or Porch
  • Separate Formal Living Room
  • Home Office
  • 2 Car Detached Garage

About This Home

As of August 2025

Located in the Historic Village of Franklin, this Traditional Home is looking for it's next Family. The location is on a quiet dead-end street within walking distance to the School, the Theater, the Library, Village Restaurants and retail locations. The Home has 4 Bedrooms and a full updated Bath on the 2nd floor. The first floor consisits of an entry Mudroom/Laundry, an eat-in Kitchen with all appliances, a Living Room with a wrap around sectional sofa and 2 additional rooms that offer flexibility for whatever your family needs are. There is an Office adjoining a Full Bath and a bonus room both of which could easily convert into first floor bedroom. The private covered Back Porch is a lovely place to catch your breath and enjoy your favorite book or family barbeque. The large 2 Car Garage has room for a workshop with access to a 2nd floor, plenty of storage. Recent renovations include a tankless on demand water heater, stamped steel insulated automatic garage doors, an upstairs Bathroom remodel and a full exterior paint job. With high speed fiber optic internet available, this location is ideal for remote professionals. Don't miss this opportunity.

Last Agent to Sell the Property

Sandra Sheradin

Listing by Coldwell Banker Timberland Properties Brokerage Phone: 607-434-0003 License #30SH1156644 Listed on: 05/06/2025

Coldwell Banker Timberland Properties

Last Buyer's Agent

Hillary Giuda-Philpott

Listing by Coldwell Banker Timberland Properties License #10401376365

Coldwell Banker Timberland Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,421

Year Built

  • Built in 1900

Lot Details

  • 0.5 Acre Lot
  • Lot Dimensions are 116x83
  • Partially Fenced Property
  • Rectangular Lot
  • Historic Home

Parking

  • 2 Car Detached Garage
  • Parking Storage or Cabinetry
  • Workshop in Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Stone Foundation
  • Frame Construction
  • Wood Siding

Interior Spaces

  • 2,020 Sq Ft Home
  • 2-Story Property
  • Entrance Foyer
  • Family Room
  • Separate Formal Living Room
  • Home Office
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Gas Oven
  • Gas Cooktop
  • Free-Standing Range
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms | 1 Main Level Bedroom
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Covered Patio or Porch

Schools

  • Franklin Central High School

Utilities

  • Forced Air Heating System
  • Heating System Uses Oil
  • Propane Water Heater
  • Septic Tank
  • High Speed Internet

Listing and Financial Details

  • Assessor Parcel Number 97.8-4-21

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,421

Year Built

Built in 1900

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1900
  • Attribution Contact: 607-434-0003
  • ResoLaundryFeatures: Main Level
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Architectural Style: Historic/Antique, Two Story
  • Flooring: Carpet, Varies, Vinyl
  • Garage Yn: Yes
  • Interior Features: Den, Entrance Foyer, Eat-in Kitchen, Separate/Formal Living Room, Home Office, Solid Surface Counters, Bedroom on Main Level, Bath in Primary Bedroom
  • Unit Levels: Two
  • Year Built Details: Existing Unknown
  • Financial Info Electric: Circuit Breakers
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Free-Standing Range, Gas Cooktop, Gas Oven, Gas Range, Oven, Propane Water Heater, Refrigerator, Washer
  • Basement: Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 5
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Stories: 2
  • Stories: 2

Exterior Features

  • Fencing: Partial
  • Acres: 0.5
  • Waterfront: No
  • Construction Type: Frame, Wood Siding
  • Exterior Features: Blacktop Driveway, Fence
  • Foundation Details: Stone
  • Patio And Porch Features: Covered, Porch

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Detached, Electricity, Garage, Storage, Workshop in Garage, Garage Door Opener

Utilities

  • Heating: Oil, Forced Air
  • HeatingYN: Yes
  • Utilities: Electricity Connected, High Speed Internet Available, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Franklin
  • Ninth Grade High School: Franklin Central

Lot Info

  • Parcel Number: 97.8-4-21
  • Lot Dimensions: 116X83
  • Lot Size Sq Ft: 9570.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4421.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 6, 2025
Closed on
Aug 26, 2025
Sold by
Ash Shannon M
Bought by
Kot Maureen M
Seller's Agent
Sandra Sheradin
Coldwell Banker Timberland Properties
Buyer's Agent
Hillary Giuda-Philpott
Coldwell Banker Timberland Properties
List Price
$275,000
Sold Price
$245,000
Premium/Discount to List
-$30,000
-10.91%
Views
33
Current Estimated Value
$254,207

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,207
Avg. Annual Appreciation
9.41%
Original Mortgage
$122,500
Outstanding Balance
$122,500
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$131,707

Purchase Details

Listed on
May 2, 2014
Closed on
Aug 18, 2014
Sold by
Hood Joyce
Bought by
Ash Shannon
Seller's Agent
Sandra Sheradin
Coldwell Banker Timberland Properties
Buyer's Agent
Stacey M. Frazier
Keller Williams Upstate NY Properties
List Price
$124,500
Sold Price
$116,000
Premium/Discount to List
-$8,500
-6.83%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.01%
Source: Public Records
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $245,000 --
Deed $123,404 George Silvernell
Deed $123,404 George Silvernell
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $122,500 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/26/2025 08/26/25 Sold $245,000 -10.9% $121 / Sq Ft
06/25/2025 06/25/25 Pending -- -- --
05/06/2025 05/06/25 For Sale $275,000 +137.1% $136 / Sq Ft
08/18/2014 08/18/14 Sold $116,000 -6.8% $58 / Sq Ft View Prior Sale
06/04/2014 06/04/14 Pending -- -- --
05/02/2014 05/02/14 For Sale $124,500 -- $62 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,422 $136,000 $17,000 $119,000
2023 $4,342 $136,000 $17,000 $119,000
2022 $4,222 $136,000 $17,000 $119,000
2021 $4,253 $136,000 $17,000 $119,000
2020 $4,334 $120,000 $10,000 $110,000
2019 $4,183 $120,000 $10,000 $110,000
2018 $4,183 $120,000 $10,000 $110,000
2017 $4,004 $120,000 $10,000 $110,000
2016 $4,044 $120,000 $10,000 $110,000
2015 -- $120,000 $10,000 $110,000
2014 -- $120,000 $10,000 $110,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Otsego-Delaware Board of REALTORS®

MLS Number: R1604500

Otsego-Delaware Board of REALTORS®

APN: 123201-097-008-0004-021-000