NOT LISTED FOR SALE

7523 Royal Harbour Cir Ooltewah, TN 37363

Estimated Value: $698,000 - $1,149,000

4 Beds
3 Baths
3,820 Sq Ft
$266/Sq Ft Est. Value

Last Sold May 25, 2018

Last sale price $672,500 $176 Per Sq Ft

Est. 51% increase in value since last sale

Current estimated payment $5,681/month

Highlights

  • River Access
  • Boat Slip
  • Lake On Lot
  • Ooltewah Elementary School Rated A-
  • Spa
  • Waterfront

About This Home

As of May 2018

For Comp Purposes Only

Last Agent to Sell the Property

Pamela Smith

Keller Williams Realty License #300633 Listed on: 06/05/2018

Keller Williams Realty

Last Buyer's Agent

Gail Newman

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,300

Year Built

  • Built in 1980

Lot Details

  • Lot Dimensions are 137.11x258.7
  • Waterfront
  • Gentle Sloping Lot

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener

Home Design

  • Brick Foundation
  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 3,820 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Wood Burning Fireplace
  • Wood Frame Window
  • Family Room with Fireplace
  • 2 Fireplaces
  • Great Room with Fireplace
  • Formal Dining Room
  • Den with Fireplace
  • Game Room with Fireplace
  • Water Views
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Storage In Attic

Kitchen

  • Eat-In Kitchen
  • Double Oven
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 3 Full Bathrooms
  • Bathtub with Shower

Outdoor Features

  • Spa
  • River Access
  • Boat Slip
  • Stationary Dock
  • Lake On Lot
  • Deck
  • Covered Patio or Porch

Schools

  • Ooltewah Elementary School
  • Hunter Middle School
  • Ooltewah High School

Utilities

  • Dehumidifier
  • Central Heating and Cooling System
  • Underground Utilities
  • Gas Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 103k B 013

Community Details

Overview

  • Royal Harbour Subdivision

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,300

Year Built

Built in 1980

Lot Details

0

HOA Fees

$38 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 137.11X258.7
  • Subdivision Name: Royal Harbour
  • Directions: I75 North to Exit 11 (Ooltewah). Left off ramp, then right onto Mountain View Rd. Left on Snow Hill Road at Publix shopping center. Continue approx 4 miles to left on Royal Harbour, then right onto Royal Harbour Circle.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 3820.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 1980
  • Cooling:Electric: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 103k B 013
  • Location Tax and Legal Elementary School: Ooltewah Elementary
  • Location Tax and Legal Middle Or Junior School2: Hunter Middle
  • Location Tax and Legal High School: Ooltewah
  • Location Tax and Legal:Tax Annual Amount: 3300.28
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Dimensions: 137.11X258.7
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: Yes
  • Remarks and Miscellaneous Public Remarks2: For Comp Purposes Only
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Interior Features Separate Dining Room: Yes
  • Foundation Details BrickMortar: Yes
  • View:Water2: Yes
  • Other Equipment:Dehumidifier: Yes
  • Parking Features Kitchen Level2: Yes
  • Foundation Details Stone2: Yes
  • Special Features: None

Interior Features

  • Private Spa: Yes
  • Appliances: Gas Water Heater, Double Oven, Dishwasher
  • Other Equipment: Dehumidifier
  • Has Basement: Finished, Full
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Den, Family Room, Great Room, Wood Burning
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood
  • Interior Amenities: Cathedral Ceiling(s), Eat-in Kitchen, Primary Downstairs, Separate Dining Room, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Wood Frames
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Full Basement: Yes
  • Community Features:Clubhouse: Yes
  • Appliances:Double Oven: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Attic Features:Storage Only: Yes
  • Appliances:Gas Water Heater: Yes
  • Community Features:Tennis Court(s): Yes
  • Fireplace Features:Fireplaces Total: 2
  • Fireplace Features:Den2: Yes
  • Fireplace Features:Family Room2: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Pool Features:Community: Yes
  • Fireplace Features:Great Room2: Yes

Exterior Features

  • Lot Features: Gentle Sloping, Lake On Lot, Other
  • Pool Features: Community
  • View: Water
  • View: Yes
  • Waterfront Features: River Access
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Other
  • Exterior Features: Boat Slip, Dock - Stationary
  • Foundation Details: Brick/Mortar, Stone
  • Patio And Porch Features: Covered, Deck, Patio
  • Roof: Shingle
  • Exterior Features:Boat Slip: Yes
  • Exterior Features:Dock - Stationary: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Gentle Sloping: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Wood Frames: Yes
  • Lot Features:Lake On Lot: Yes
  • Waterfront Features:River Access: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Phone Available, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Clubhouse, Sidewalks, Tennis Court(s)
  • Association Fee: 450.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 450.0
  • General Property Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Ooltewah Elementary
  • High School: Ooltewah
  • Middle Or Junior School: Hunter Middle

Lot Info

  • Additional Parcels: No
  • Parcel #: 103k B 013

Tax Info

  • Tax Annual Amount: 3300.28

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 20, 2024
Sold by
Fisk Michael and Fisk Cara
Bought by
Fisk Revocable Living Trust and Fisk
Current Estimated Value
$1,016,075

Purchase Details

Listed on
Jun 5, 2018
Closed on
May 25, 2018
Sold by
Smith Stuart and Smith Pamela L
Bought by
Fisk Michael and Fisk Cara C
Seller's Agent
Pamela Smith
Keller Williams Realty
Buyer's Agent
Gail Newman
Keller Williams Realty
List Price
$672,500
Sold Price
$672,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.59%
Original Mortgage
$612,025
Interest Rate
4.4%
Mortgage Type
VA

Purchase Details

Closed on
Dec 9, 2016
Sold by
Harris Joseph K
Bought by
Smith Stuart and Smith Pamela L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$344,000
Interest Rate
4.12%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jun 25, 2010
Sold by
Harris Anita H
Bought by
Harris Joseph K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
4.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 30, 1997
Sold by
Smith Michael Lee and Smith Linda C
Bought by
Harris Joseph K and Harris Anita H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,000
Interest Rate
7.93%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fisk Revocable Living Trust -- None Listed On Document
Fisk Michael $672,500 None Available
Smith Stuart $475,000 Stewart Title Guaranty Co
Harris Joseph K -- Old Colonial Title & Closing
Harris Joseph K $280,000 Northgate Title Escrow Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Fisk Michael $612,025
Previous Owner Smith Stuart $344,000
Previous Owner Harris Joseph K $400,000
Previous Owner Harris Joseph K $224,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/05/2018 06/05/18 For Sale $672,500 0.0% $176 / Sq Ft
05/25/2018 05/25/18 Sold $672,500 0.0% $176 / Sq Ft
05/25/2018 05/25/18 Sold $672,500 0.0% $176 / Sq Ft View Prior Sale
04/23/2018 04/23/18 Pending -- -- --
04/23/2018 04/23/18 Pending -- -- --
04/23/2018 04/23/18 For Sale $672,500 +41.6% $176 / Sq Ft
02/22/2017 02/22/17 Sold $475,000 0.0% $124 / Sq Ft View Prior Sale
01/20/2017 01/20/17 Pending -- -- --
12/12/2016 12/12/16 For Sale $475,000 -- $124 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,631 $162,300 $0 $0
2023 $3,640 $162,300 $0 $0
2022 $3,640 $162,300 $0 $0
2021 $3,640 $162,300 $0 $0
2020 $3,801 $137,150 $0 $0
2019 $3,801 $137,150 $0 $0
2018 $3,300 $119,025 $0 $0
2017 $3,300 $119,025 $0 $0
2016 $2,950 $0 $0 $0
2015 $2,950 $106,350 $0 $0
2014 $2,950 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • P

    Seller's Agent in 2018

    Pamela Smith

    Keller Williams Realty

    Section Image

  • G

    Buyer's Agent in 2018

    Gail Newman

    Keller Williams Realty

  • Donna Darnes

    Seller's Agent in 2017

    Donna Darnes

    Crye-Leike REALTORS

    (423) 544-1906

    20 in this area

    120 Total Sales

    Donna Darnes
    Section Image

  • D

    Buyer's Agent in 2017

    Dede Partin

    Century 21 Select Properties

See All Agents

Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1282543

Greater Chattanooga REALTORS®

APN: 103K-B-013

Tennessee Hamilton County Ooltewah 37363

7523 Royal Harbour Cir, Ooltewah, TN

Not Listed for Sale

Detached

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